"According to the savings of the Ming Bank, with the construction of a large number of factory workshops and the construction of various infrastructures, the personal savings of the common people have indeed grown rapidly, and the phenomenon of hiding rich people is very significant. However, this also makes the interest expenditure of the Ming Bank increasingly higher and higher. The common people who are used to frugality are not active in consumption. Even if the interest rate has been reduced very low, the common people still like to save money, which also leads to a serious shortage of money on the market."

Bi Ziyan, the Grand Secretary of Wenyuan Pavilion and Minister of Revenue, reported to Zhu Youxiao about the current situation of the Ming Bank.

Zhu Youxiao said after hearing this: "It is naturally not a matter of one day or one night to let the common people change their consumption concepts. We cannot force them. The only thing we can do now is to continue to loosen the ties and laws of the country, allow the people to own treasure cars and build high-gate mansions. Although there are not many people who abide by the etiquette and laws, if the court actively lifts some restrictions on the ban, it will further promote the common people to increase consumption. In addition, more importantly, the Academy of Sciences and the Academy of Engineering must develop more new products. It doesn't matter if the price is expensive, but it is fresh and practical. In addition, you can discuss with the Yuanfu and the court. I am considering establishing the Ministry of Commerce and holding an expo in the name of the Ministry of Commerce to gather all the rare treasures and novel products in the world, so that the people in the world can view and buy them. It is best to select a batch of famous products from our Ming Dynasty, such as Jingdezhen porcelain, Wuyishan tea, Guizhou wine, Lake pen rice paper Duan inkstone, etc. I will give the imperial famous products medals and give them some silver to help them promote them, help them improve their quality, and promote them all around the world. In this way, people in the world will gradually feel that the products from the Ming Dynasty are high-end and expensive products and symbols of their identity. At that time, other countries will only provide us with raw materials and earn small profits."

Bi Ziyan was very surprised after hearing this. He didn't expect His Majesty the Emperor to understand the way of doing business so much, so he had to quickly say "Abide by the order!".

"Also, since the Ming bank's savings are increasing, it has to increase its lending business, use the method of making money to make money to make profits for the court, and control the various countries to protect the country. This is called the power of capital. For example, this time, Spain's Manila Governor Croner obviously because his Spanish military strength is insufficient, lacks warships, and does not want to be compared by the Netherlands, so he hesitates and is difficult to speak out in the court when he expresses his position to me in the court. Therefore, the Ming Bank could take the initiative to find him, using Manila occupied by Spain as collateral, and lend him a silver coin, and then I issued an order to allow the Shipbuilding Administration to sell him a batch of second-class warships that were about to be eliminated as a maritime defense ship. In this way, the Ming Bank could increase its income by lending him, and the court's income could be increased by selling warships. If Spain wants to not hand over Manila, most of his trade profits will be borne to our Ming Dynasty!

If you go talk to him, he will probably be willing, otherwise, Spain will have to accept the fate of being taken away by the Netherlands for all trade interests. If this is successful, the benefit to our Ming Dynasty is not only that there will be more benefits, but also that the Netherlands and Spain can also check and balance each other, and they will have to give more benefits to trade with our Ming Dynasty. This is also a strategy to kill three soldiers. There is no need to spend one soldier and one soldier, so that they are all controlled by our Ming Dynasty."

Zhu Youxiao instructed.

As a minister, Bi Ziyan was naturally not stupid, not to mention that he was talented in economics, and he understood the emperor's meaning at once.

This made Bi Ziyan wonder how his emperor emperor thought of these good strategies.

"Even if Fan Li is alive, he would never think that he could use the method of doing business and lending to manipulate politics and dominate the world. Your Majesty is really a god! Our dynasty is fortunate to have such an emperor. If it is owned by another country, it will definitely harm my China!"

After Bi Ziyan left the place of Emperor Zhu Youxiao, he immediately met Croner on the grounds of asking Croner to discuss the study of Taisie's geometry.

Influenced by Emperor Zhu Youxiao, the upper class of the Ming Dynasty is now very popular with geometry, mechanics, sculpture and other knowledge related to architecture. After Kroner and Abukui arrived in the capital, they invited these two people to have dinner and play to discuss the recent research of these knowledge and some geography and geography. There are many nobles in the matter of navigation. Even the eunuch Wei Zhongxian met Abukui and asked about Western knowledge. However, he was more interested in the knowledge of physiology and reproduction.

After all, the more people lack what they are, the more interested they are in.

It is not new to Bi Ziyan's invitation to Croner to the mansion.

Although Croner was upset about competing with the Netherlands for military strength, he naturally did not dare to refuse the invitation from the Grand Secretary of the Cabinet and Minister of the Ministry of Revenue.

"What do you think of the method I'm talking about?"

As soon as Croner came, Bi Ziyan took the instructions given to him by Zhu Youxiao, that is, he suggested that Croner use Manila as collateral, lend money from the Ming Bank, and then purchase Ming warships to enhance his military strength and compete with the Netherlands.

Croner did not expect Bi Ziyan to propose such a method, and he had to admit that Bi Ziyan's method was really good at calculating.

This means that Spain will not only have no unnecessary benefits to attack Goa for the Ming Dynasty, but also will also give the Ming Dynasty benefits.

But Croner had to admit that this method was really good.

Because he had no better way than to accept exploitation and slaughter from the Ming Empire.

Otherwise, Spain would have to accept the fate of being taken away by the Netherlands by the decline in military strength, including his current global colonies.

If Spain could lend money to the Ming Dynasty and buy warships from the Ming Dynasty, it would be able to enrich its military strength in a short period of time. Although it was still far less than the Ming Dynasty, it would be fine to compete with the Netherlands and protect the existing colonial interests. It would be just that in the future, in global trade, it would have to give a large part of the profits to the Ming Dynasty, which was equivalent to working for the Ming Dynasty for the sake of his own Spain's survival.

If you don’t work for the Ming Dynasty, you will starve to death because of the Netherlands.

"Well, we really don't have a better way. We are willing to borrow money from the Celestial Empire. However, can the Celestial Empire sell us the technique of casting new iron cannons in addition to selling warships? We have to admit that your country's artillery is very powerful and has a long range. It is not as good as our artillery, and we are willing to pay a high price."

Croner said.

Bi Ziyan replied directly: "This is not possible. My Ming Dynasty has laws and regulations on patent protection. Techniques cannot be sold or transferred, especially new techniques in the past twenty years. Because Your Majesty said that techniques were given by God by the creator, and can only be used to protect the interests of the people, their tribes and their country, and cannot be disclosed at will. This property right is sacred and inviolable, and the monarch cannot impart new techniques in the past twenty years."

Croner had to give up.

Bi Ziyan did not say that the other reason was that Chinese civilization was not another civilization. The five thousand years of history had already allowed the monarchs and ministers of the Ming Dynasty to summarize many diplomatic experiences. One of the important things here is that advanced technology cannot be imparted to foreign races, otherwise it would be a powerful opponent for itself. In history, Chinese civilization has suffered such losses.
Chapter completed!