What Liu Zhiyi really worried about was the purpose behind Shen Quan. Although the Shen family also did exchange exchanges, there was no competitive relationship between the two parties. The exchange of Shen family was of help. Talented men appeared in Jiangnan and officials were all over the world. The exchange business of the Shen family was mainly used by these people. Those who were poor in the officials needed help from their families. Those who were poor in Jiangnan had to send money to other places. Those who were officials had good money had to send money back to their hometowns. The Shen family did such a thing completely to maintain connections. Relying on the advantages of Jiangnan's officials spread throughout the world, the Shen family's business in various places was also prosperous. The real money was actually pawn shops, nine out of nine and thirteen backs, and doing usury transactions.

The Shen family has money, not to mention ten million, but 100 million can be used. The question is, Liu Zhiyi thinks it is unlikely whether Chen Quan has the ability to use such a large amount of money. Shen Quan's personal Shen family may have hundreds of thousands of taels, which will last for one or two million taels. But suddenly depositing ten million is impossible without the support of the Shen family clan behind it.

What exactly does the Shen family want? Liu Zhiyi's banking business is to raise funds for reform for Yingshi. What can they get from Yingshi's reform? Obviously, there is not much practical benefit. Or do they want to develop Yingshi's business, so wouldn't it be nice to spend 10 million taels on Yingshi?

Even after thinking about it, Liu Zhiyi simply stopped thinking about it.

With this money, the bank's business can be launched faster. After discussing with Jiang Xingli, we began to expand our business to a larger place.

The banks in Dongshi and Nancheng have not been built yet, but they can start business. They rent houses nearby and then send a few mature business personnel to develop. After the bank is built, there will be a business foundation immediately in that area.

After Jiang Xingli's recommendation, Liu Zhiyi chose Liu Zhitian to go to Tianshui Lane, Nancheng to rent a house to carry out business.

Liu Zhitian knew that he had been promoted and had high fighting spirit. By copying Liu Zhiyi's collection of poems, he recently made a big profit. He got tens of thousands of deposits and scored a commission of up to 100 taels, which was more than his previous year's income.

Liu Zhiyi asked Liu Zhitian to go to Tianshui Lane to find a little girl named Hongdou, and rent a house in the girl's neighbors to get a good fortune.

Liu Zhitian found Hongdou's house and after taking three hundred taels of silver, Hongdou's mother did not move out of Tianshui Lane. Although she lived in the capital, she could only live in the area of ​​Nancheng because the prices here were the lowest. The mother and daughter bought a house at the east end of Tianshui Lane and spent eighty taels of silver.

Liu Zhitian asked the landlord for help and asked the people here, but found that no one rented the house at all. However, there were several houses next to the little girl for sale, and the owner was in a hurry to get the money and didn't rent it out. When he came back to report to Liu Zhiyi, Liu Zhiyi simply asked him to buy them all.

In the evening, Liu Zhiyi went out for a banquet. He was very close and was on the ditto floor. The place was chosen very well because the matter was very well-behaved. Xie Yun, a woman, actually became an official. Because of her outstanding literary talent at the poetry meeting, she won the first place in the women's list. The Empress Dowager issued an order to recruit her into the palace and became a sect.

The female official system has existed since ancient times, and it reached its peak during the reign of Emperor Huan of Xia. The reason is very simple. Emperor Huan's debauchery made this system a little distorted. After Emperor Huan's death, a large number of female officials were removed from the body, and most of the same positions were replaced by eunuchs of the corresponding positions. Empress Dowager Wei was in power and did not supplement the female officials. This time, he took the opportunity to recruit three female officials, Xie Yun was one of them, Jiang Linglong was one of them, and there was another woman who was actually Princess Jinchuan. She finally entered the palace.

Xie Yun is Si Ji, Jiang Linglong is Si Yan, and Princess Jinchuan is their immediate superior, and she is in Shanggong.

It is difficult to be a female official. When encountering a king like Emperor Huan of Xia, they are actually unnamed concubines. They accidentally work on the bed and do the work of concubines, and are not treated as concubines. When encountering a decent king, they will be punished if they accidentally violate the palace rules.

When Shangguan Wan'er was a female official, she was deeply trusted by Wu Zetian. When Wu Zetian talked to the prime minister, she often asked her to lie under the skirt to record things. She was so trustworthy, but for this, Shangguan Wan'er couldn't help but peek at the prime minister. After being discovered by the emperor, she was furious and stabbed her armored knife to her forehead and was not allowed to be pulled out. Shangguan Wan'er wrote a poem "Poem of Begging for Pulling the Sword" before she was let go, and there was a scar on her forehead. In order to cover up the ugly situation, she tattooed a plum blossom on it, which led to the red plum makeup of the Tang Dynasty.

There are rules for wealthy families, let alone the royal family. When meeting the emperor, let alone palace maids, even ministers cannot face the dragon face. When ministers report to the hall, they always lower their heads and cannot look at the emperor's expression, otherwise they will be offended by the dragon face. They can be light or heavy, and they will look at the emperor's mood.

That day, Xie Xuan reminded Liu Zhiyi to lower his head because he was afraid that he would look directly at the empress dowager and be punished.

However, Princess Jinchuan and Empress Dowager Wei are best friends, and the Lingnan Prince's Mansion is behind the scenes. Unless the Empress Dowager wants to move the Lingnan Prince's Mansion and kill the chickens for the monkeys to see, there is no danger. The same is true for the Xie family in Jiangnan, so Jiang Linglong is a little dangerous, and Jiang's background is not enough to see.

In addition to these three female officials, there are more than a dozen female historians, who were the talented women in the capital that day. Most of them were not from the capital, but some of them were officials in the capital. These were all the ladies of officials. It is impossible to help but think that Empress Dowager Wei recruited these women as female officials for the purpose of the family behind them.

As a female official in the palace, she must be more careful in her words and actions. Xie Yun dared not go to places like Yichunyuan in the future, even if a man dressed up as a woman, he would not dare to go there. So he chose the Jidi Building.

At the table, congratulations to Xie Yun, Liu Zhiyi deliberately discussed the reforms of Qiying County with Xie Xuan and Shen Quan. Both of them were very interested, especially Shen Quan.

Yingjun's debts have become regular. Bonds that have expired in one year have also been successfully paid out under the operation of borrowing new debts to repay old debts. The credit is stronger and it is easier to borrow. Liu Zhiyi now lent Yingjun to the silver that he lent to Yingjun has been lowered to fifteen points. This is the market price. Yingjun no longer needs to force merchants to buy bonds at the beginning, but the interest rate of bonds sold publicly increased to fifteen points before anyone can appreciate it.

With sufficient money, Ying Ju restored the office territory in advance, and at the same time explored a system that was strongly implemented in the office territory. At the beginning of the reform, he implemented it, which was extremely obstructed and forced to stop it. This time it was relatively easy. On the one hand, Ying Ju was in power, and many office territory suffered various impacts and was very weak. On the other hand, Ying Ju made a lot of renovations. His purpose was to implement a unified law, rather than completely depriving the lord's power, and he had long given up the revolutionary means of Juntian.

So the scholars and officials were still scholars and officials in their own territory, but they were not able to do whatever they wanted and had to implement unified laws. Ying Ju was equivalent to giving up the rule of law in exchange for legal rights. Although this was not thorough enough, this was still a huge progress.

Chen Quan was very concerned about the wealthy families affected by the war, and Liu Zhiyi told him that it was not all bad. In the past, the literati and officials in Ying County only knew how to plunder the land, grab the land on one hand and the population on the other. After a big chaos, some literati and wife were empty and had to turn to other channels. Many people began to go to business and relied on their connections to accumulate a large amount of wealth in a short period of time. After seizing the first pot of gold, some literati and officials returned to their fiefdoms as the situation stabilized, while some still operated business. The waves washed away the sand. Most literati and officials did not do well, but a very small number of them achieved the top level.

Liu Zhiyi proposed a word, chaebol, to describe them. On the one hand, he learned the ability of business, which is not difficult. The literati and official family passed down the poetry and books, and had a high level of education. Once he was deprived of his face and went to business, he would soon find some tricks. On the other hand, he also knew how to use official resources and their backgrounds to make them closer to the power class. Many businesses were not able to be done by ordinary merchants, but they were like fish in water. Aren’t such merchants just chaebols?

In fact, the Shen family is a chaebol, but the political power cannot be compared with the literati and resident families in Yingjun.

After a meal, Liu Zhiyi still did not understand the Shen family's plans, which was quite a pity.

The next day in the secret room, he met Song Yuhua again. Song Yuhua was still a little shy, but he could occasionally look up and stare at Liu Zhiyi with a focus.

Liu Zhiyi guided her to discuss the law. She was very interested and her eyes were bright.

"Someone sent a sick and weak to the clinic to rescue him. After the rescue, the sick and weak said that the person knocked him down. The person said that he fell to the ground when he encountered the sick and weak on the road and rescued him for justice. Both sides had a different opinion, and there was no evidence or physical evidence. How should the official judge?"

Song Yuhua thought for a while: "If the two people have a bad past, if they are sick, they must be sick, false accusations, and they should be rebellious; if they have a bad character, they must be committing crimes, otherwise why should they save people!"

This logic means helping the elderly to the hospital means hitting the elderly?

Liu Zhiyi shook his head: "Those with inferior character have a temporary good character, while those with noble character have a temporary evil character. The law does not kill the heart!"

Song Yuhua wondered: "How to judge?"

Liu Zhiyi asked back: "If it is reasonable to determine that the sick and weak are judged and those who help others compensate for the drug costs, what will happen if this continues?"

Song Yuhua thought for a long time and suddenly realized: "I am afraid that no one will dare to save people in the future."

Liu Zhiyi nodded: "Even if the child is in the end, no one dares to save him. What if the rescuer is judged to be unresponsible?"

Song Yuhua said: "Those who act bravely have no worries about their own goodness."

Liu Zhiyi was instructed in a straightforward manner: "This is Yang Shan's achievements of the law. Some people help the sick and weak. Since it is impossible to prove that he hurts people, they should be unresponsible. At least he saves people, it is a good deed, whether he hurts people or not. The law can not only limit and regulate behavior, but also guide people's hearts and educate the people."

Song Yuhua seemed to have realized something.

A few days after that, Song Yuhua came to Liu Zhiyi to defend the law every day, benefiting a lot.

...

On the bank side, Jiang Xingli's business in East City was going smoothly. He personally led a team to the streets. There were tens of thousands of shops in East City, and they needed a lot of money to deal with each other, which quickly opened up. Liu Zhitian was very unhappy in South City. The people living here were poor people, and even a large slum. They could not save money and used less than ten taels a day.

But less than ten days later, Jiang Xingli came to admit defeat with a dark face. At this time, the bank shop in Nancheng had not been built yet.
Chapter completed!