257, I can't afford to live, I'm just a big deal

"Is it so serious?" Zhao Yaqin curled her lips and disagreed, "Isn't this the case now? {" }"

Chen Guobin sighed: "When this kind of opportunistic behavior becomes a universal behavior, the consequences are even more serious. But everyone is obsessed with the authorities. As a result, this behavior that was originally very abnormal and seriously deviates from economic laws will be deeply rooted in the hearts of the people and becomes a very normal and reasonable phenomenon. It is too difficult for everyone to realize that mistakes are often costly. Just as the Japanese economy has stagnated for many years because of the bursting of the real estate bubble of the whole nation, it can truly teach people a profound lesson and return to the normal track."

Zhao Yaqin looked at the guy strangely: "You didn't have a fever in your head today, right? Now the situation in Xingcheng is in great shape and a bright future. It's useless in your mouth."

Chen Guobin turned his head and stared: "Do you think I'm joking? If the economy wants to develop healthily, it must be based on people's livelihood, attach importance to the real economy, effectively suppress those profit-making industries that cheat people, and effectively improve the consumption level of the people. Only by allowing the people to live and work in peace and contentment, and not being overwhelmed by several mountains all day long, can they consume freely and support the healthy development of the real economy. A country can never be supported by a very small number of profit-making industries. For example, real estate, it is essentially squeezing the profits of countless other industries, but these industries have the widest range of jobs and are the source of income for the widest group of people."

Zhao Yaqin thought for a while and said, "As you said, if you don't speculate on land or do real estate, then what is the faster development model? In a highly competitive environment where all regions are vigorously attracting investment, the source of funds is very critical. There is no benefit, who will come?" She glared.

Chen Guobin frowned: "Zhao Yaqin, do you still have any bottom line? Saying so much to you is equivalent to playing the piano against a cow. It turns out that apart from speculation on land and investment, the government has no trick to increase GDP. The people are the real source of economic development. Don't fish out of the water. Everyone has a good life. The widening gap between the rich and the poor will only make the economic structure more and more deformed. Will the rich buy towels, toothbrushes and toothpaste? Will he eat a pig a day? Consumption is the driving force of production. It is impossible for a few rich people to support a complex economic system with a large number of industries..."

During the debate, Chen Guobin drove his car into a high-end community that is well-known in Xingcheng. It has been built for more than a year and covers a large area. It has more than 20 buildings. Currently, one square meter has increased to more than 8,000 yuan.

"What are you going to do here?" Zhao Yaqin was puzzled.

Chen Guobin browsed outside: "Look at yourself, how many lights are on in those houses? It's still early now, but there are a lot of people walking around. You should be able to feel how high the occupancy rate here is, right? I think it's only 20% at most, and the rest are basically made by others, and they are there in vain."

"So what?" Zhao Yaqin curled her lips and said: "If someone has money to buy a house, it is also a way of financial management. It is essentially the same as having a bank, but the profit is larger than that of a bank."

Chen Guobin really couldn't stand it: "Zhao Yaqin, how did you do this as a postdoctoral student in economics? Can you apply the theories you have learned in practice? Don't just put the theory into theory, but take it for granted in practice. Money is in the bank, and the bank can lend it out. This is a living money, which has a great effect on the market. For example, buying a house for speculation, usually the house will be kept for several years, and it will hide wealth completely and leave the market circulation. The negative impact on the economy is obvious. If everyone hides wealth, what future will the country have? This is not the harm of speculation and counter-attack."

Zhao Yaqin became more and more aggressive as she competed: "Anyway, I don't think there is anything wrong with buying a house. If you have money, you can buy it too. Don't be jealous of others making a lot of money and say sour words. If others don't buy a house like this, the urbanization process of Xingcheng will not be so fast."

Chen Guobin wanted to knock on his wife who was not good at it, but at least he held back: "Without me, Xingcheng would not have developed so quickly. In essence, I am also a vested interest. Now I am putting down my butcher knife with a high sense of responsibility to the people and can't continue like this."

"A healthy market is a basic balance between supply and demand. You can build as much housing demand as you need. The number of houses built now far exceeds the actual demand, but it has been hoarded in large quantities. The number of houses in actual circulation is quite short of demand. As a result, on the basis of the objective fact that supply is far greater than demand, an extreme abnormality of supply exceeding demand has occurred, which completely deviates from the market laws. In fact, houses are not value-preserving goods at all. Although they are said to have seventy years of use rights, the national construction standards are only fifty years of design life, and the builders' standards are only thirty years. The annual depreciation of houses is very amazing. The more empty houses, the greater the depreciation loss of vain, which is a huge waste."

"Those who think that they can sell a good price after hoarding houses, they don't see it at all. When one day the actual amazing supply capacity of housing is truly reflected, when the supply is extremely oversupply, it is no longer a question of how much the house can be sold, but it is impossible to sell it at all. Now the vacant houses that are hoarded are rising every year, and this situation will only become more and more serious. Of course, before the big avalanche comes, it is difficult for everyone who is immersed in their dreams to realize it, and it is easy to make money from it. This will further strengthen everyone's false impression of hoarding houses and making money. However, the big avalanche is coming sooner or later, and the objective laws are unstoppable. The late arrival comes, the more serious the consequences. Most of the vacant houses that are used to speculate will not have a chance to live in before the building is pushed down. There are too many houses in Xingcheng now!"

Looking at the dismal popularity in the community, Zhao Yaqin seemed to have realized something and finally shut up for a long time.

"But the urbanization process is an unstoppable historical trend." Thinking of something, Zhao Yaqin immediately became excited. "The current urbanization level in our country is still quite low. A large number of people will be entering the city. The demand for houses is definitely greater than you think! Just like Xingcheng, the permanent population was less than 2 million a few years ago, but now it is more than 3 million, and it will be further increased in the future!"

Chen Guobin curled his lips and disdained: "Star City is just a special example. How many examples of developing so fast in the country? It is a very bad idea to generalize it with a single-sided approach! Now the whole country is engaged in urbanization, building houses in large quantities, and the first, second and third-level cities are all in battle. The scale is huge and unprecedented. In the future, even the fourth-tier county towns will be built. But when everyone comes to share this piece of pie, on average, how many new population can each city really absorb? And with the current situation, the cost of living in rural areas is much lower than that in cities, and the enthusiasm of farmers as citizens is not very high. They usually make money in the city in the form of temporary residence, and their foundation is still in the countryside.

If the people cannot fundamentally solve the problem of living and working in peace and contentment, the urbanization process is much more difficult than expected. Simply put, farmers cannot afford to urbanize. In this case, the urban expansion is too fierce, and what else can be used to make it into pieces of unmanned land? Just like the economic development zone in Lingyang, it has been built for more than ten years, and many houses have been built, but how many people live in it? Urbanization is not something you can build a house. It involves too many problems. It can’t afford to live in it, and it’s not like urbanization. Can a rich man live in ten houses at the same time? The increasing gap between the rich and the poor is also a serious obstacle to the urbanization process!”

He sighed and said, "Now, a few profitable industries such as houses, education, and medical care have already overwhelmed the people. There is nothing worth showing off in the industry's huge profits. The public's consumption capacity is there. After being sucked away by these industries, there is no show of the wider industries. The extremely huge profits of a very small profit will inevitably lead to very small profits in the vast majority of industries, and thus the real income of the broadest masses of the people will significantly decrease, and the consumption capacity will continue to decline. If it continues for a long time, the consequences can be imagined. The government has the responsibility to resolutely stop the excessive profits of the industry and avoid the widening of the gap between the rich and the poor. These are very harmful to the economy."

“…”

After a lot of arguments along the way, when she finally returned home, Zhao Yaqin said, don't bother me, so she walked into the study, closed the door and leaned on the leader's chair, closed her eyes and started to ponder. This time, she was indeed sprinkled with a lot of cold water. Her originally excited head calmed down a lot, and found that she had been numbing her, and her actual understanding of the economy was so superficial. Zhao Yaqin felt that there were too many problems that needed to be reflected on and also found a new development idea.

Chen Guobin did not disturb his wife. He knew that his wife had been woken up a lot and needed to sort it out.

In fact, for Chen Guobin, it was also in his long-term work of serving the people that he gradually realized how narrow-minded and selfish he was, and even thought that it was a normal phenomenon. In just a few years, it was impossible for capital to turn up at the speed of a rocket without speculation or crazy plundering. The value it really created is quite limited, and it is mainly plundering.

Chen Guobin dared not say that he was such a good official, but he thought he was worthy of his conscience, and he always kept the slogan of serving the people and did a lot of practical things. However, Chen Guobin gradually realized that he did not really serve the people and was far from being the basis of people's livelihood. He just served political achievements and developers, and helped evil, pushing the economic structure into a deformed and dangerous situation. It looked prosperous, but in fact there were endless troubles.

Now Chen Guobin has finally recognized those ugly things and is determined to serve the people as much as possible within his ability. In fact, this is also serving the country. People's livelihood is the foundation of everything. A country will not have any way out by relying on speculation. It is just to be intrigue and redistribute wealth. Do practical things well and have a real future. Looking back on the next few years of his previous life, speculation across the country became such a wide or even major phenomenon. Chen Guobin, who knew it clearly, was shuddered. He only hoped to create a normal example different from the mainstream in one area, at least there was a cleaner place...

"Guobin, I believe you now." Zhao Yaqin finally thought about her mistakes behind closed doors, looking at Chen Guobin who came to express condolences with a sincere look on her face, "What new ideas do you think you should have?"

Chen Guobin felt sincerely relieved about his wife's awareness and courage to admit his mistakes. He praised her and said: "Not everyone is keen on speculation. As long as the real economy has enough room for development, in the current environment of speculation, Xingcheng will definitely truly attract a group of powerful industrialists. The way they take cannot be popularized and should have distinct characteristics. Now all over the country are using land as gold bricks, so Xingcheng doesn't have to do this..."

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Chapter completed!