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Chapter 218 Banks

When the situation in various places gathered in Anyang, the newly established Anyang Daily was already selling crazy. You can see so much interesting information in just two copper plates, as well as relevant laws, policies, etc. released by the official, which are very popular.

But more people want to know how Anyang will act in this incident, or in the next battle for the separatist regime of the Daxia Kingdom?

Not only outsiders want to know, even Xu Ren and others gathered at Li Xian, wanting to ask Li Xian how to act next.

"Business Empire!" Li Xian's eyes were bright, "I have said long ago that my goal is a formal empire, which will be an unprecedented form.

In general countries, they develop the country with the state as their body, counties as their internal organs, cities as their acupoints, national strength as their true essence, and national will as their realm.

But the commercial empire will be completely different. We use wealth as blood and gold, silver and copper as carriers to absorb the fortune of the fairyland.

Our body is the business of the entire fairyland. We must form our bodies through commerce, wealth, trade routes, concessions, etc., and defend everything we have with force.

When others are fighting, we sell arms!

When others are peaceful, we sell normal goods!

This is my first goal.

In the next step, we will buy and sell the country, buy and sell the emperor, and even the opportunity to become an immortal. Through these means, we will develop our business empire.

In the future, if an emperor wants to ascend the throne, it depends on our face! If an immortal wants to ascend, it depends on our face! If a country wants to be rich, it depends on our face! If an ambitious man wants to compete for hegemony, it depends on our face!

In the future, we will imitate the way of heaven and become an omnipresent existence, so that the whole world is under our control!

Haha, I have wanted to say it for a long time, and I finally said it today. In the future, we will ascend collectively. Our goal is not an immortal, but a great way!

The world regards all things as straw dogs, and we control the world with business!

This time, the domestic chaos in the Great Xia Dynasty, all we have to do is to sell our goods to all parties. From planes to locomotives, artillery to crossbows, etc., everything else is on sale except for core technology products!”

When Li Xian’s ambition was made public, even Xu Ren was stunned for a while - it turned out that this was your business empire? No, what you said in the past was the business empire, but now it has become a business empire!

What is the difference between a kingdom and an empire? The difference is obvious. The empire is "centralized". To be precise, the commercial kingdom is an external saying, a smoke bomb.

Seeing everyone being surprised, Li Xian paused for a while before continuing: "Actually, my thoughts are slowly changing and adjusting. There is nothing unchanging in this world, and the policies may be adjusted in the future.

Now that we have made breakthroughs in several of our key technologies, it is time to build a business empire.

But if we want to build a business empire, we still lack a key component, that is, an independent financial institution, which I want to call this institution ‘bank’.

Through the bank, the wealth of the world is gathered into our hands. Through the repeated circulation of gold and silver, the fortune of the world is gathered into our hands little by little!"

"Why don't it be called a money shop, a gold shop, a money shop, and a spirit stone shop?" Xu Ren asked.

Li Xian had a black line and knew that he would encounter such a problem: "Because gold, silver and copper are among them, silver, and the most widely circulated. In addition, the money bank is an isolated individual, while the bank is a concept of a pan-immortal realm. Besides, the bank sounds so pleasant. OK, don't discuss these small issues.

Banks will be another important pillar of Anyang that is equivalent to military, administration, commerce, technology and industry. What banks need is not strategy, but cautious and careful calculations. So, I found a good president for the bank, and this is... He Lin!"

He Lin stood up in a thick black notebook, "Young master, I have already recorded all the contents, there should be no problem."

It turned out that the notebook Li Xian gave He Lin was some banking matters recorded by Li Xian.

Everyone looked at He Lin, but they didn't expect that a female textile worker would have come to this point. The president, as Li Xian said, is another first-class position.

Li Xian nodded to He Lin, "Aunt He, please tell me about the bank's plan and purpose."

"Okay." He Lin stood in the center and talked happily: "The exchange of wealth and goods in the world is first of all, the circulation of wealth. But carrying huge gold and silver with you is not safe, and transportation is also a problem.

The first function of banks is to solve this problem.

For example, if I took 100,000 taels of gold to Dingshan City for business, the transportation cost of 100,000 taels of gold would probably cost hundreds of taels of gold.

But if I deposited the 100,000 taels of gold into the bank in Anyang and brought the certificate issued by Anyang Bank, I could easily get on the road; after I arrived in Dingshan City, I could rely on the certificate to withdraw 100,000 taels of gold from another place."

"We are responsible for transporting the 100,000 taels of gold?" Liu Leigang asked straightforwardly.

"Idiot!" General Chang Lin despised Liu Leigang's IQ very much.

"Why are you stupid!" Liu Leigang hadn't reacted yet.

He Lin quickly explained, "There are gold storage in Anyang, and there are gold storage in Dingshan City. We don't have to replace the gold and silver reserves of the two places. Just do a little mobilization when necessary.

Even those merchants can trade directly with our proof of beginning; I call this proof: Jiaozi.

After Jiaozi develops for a period of time and accumulates enough credibility, we can issue banknotes with credit, gold and silver reserves, and Anyang's reputation as collateral.

The development of banks is also divided into three stages.

The first stage is a simple gold and silver wealth porter. We charge a handling fee of 5/1000. This alone is enough to make us make a fortune. The most important thing in this first stage is not to make money, but to accumulate credibility. This stage is a fixed fee of 5/1000, that is, the fee for one in and one out, and nothing else is calculated; according to the young master, the simpler the better. No distance, time, etc. need to be calculated.

The second stage is that there is no handling fee, so we reinvest gold and silver, or loans, etc. to make a profit. This stage still requires accumulating credibility.

The third stage is the maturity stage, which means issuing banknotes and deposits also have interest. In this way, we can control the market by controlling the value of banknotes, etc.

This is the case…”

As he said that, He Lin told all the bank plans in detail; when he finally heard that the bank could accept "mortgage loans", everyone was sweating coldly - it was too ruthless! Because Li Xian's plan was that in the future, he might accept loans that were "collateralized by the state"! That was the 'buy and sell the country'.

Xu Ren felt his brain suffocated and his IQ was urgent. For the first time, Mr. Xu felt that he seemed a little overwhelmed.
Chapter completed!
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