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Chapter 195 Applying the Online Loan Model

Chen An’s words are more general and very general!

Next, I explained the idea in detail to make it easier for them to understand!

In fact, it is very simple. Ji Xiaoyu and Lin Xihua are the general agents. They are responsible for getting the goods back from the manufacturers, and then the students who want to do business will take the goods back and sell them, that is, small agents!

Not just any classmate can come and get it, but you need to have a recommender, that is, everyone knows the basics.

The two parties agree on how much goods a person can take based on their own assessment of the risk. After a specific number of days, a part of the payment must be paid. If it is overdue, in addition to the principal, how much interest must be paid, etc., and the agreement is signed.

Both parties need a guarantee, which is a third-party entrepreneurial association.

In this way, students who want to do business will come to get the goods. They basically take how much they can take and how many days they have to sign to pay.

If it is overdue more than twice, the supply will be stopped and the Entrepreneurship Association will collect the debt.

This routine is actually the online loan template for later generations.

Applying it to the present, Chen An feels that there is actually an advantage here, that is, most of these college students are very trustworthy - people who have come from the hot-blooded era are solid and hardworking!

There will not be a situation where everyone comes to get the goods. They will consider whether to do it based on their own strength, so there will be no situation where the goods cannot be sold!

Of course, everything has risks.

“What if someone takes the goods but doesn’t want to pay the balance?”

Lin Xihua said!

"Yeah, if they don't give it, we can't just rob it and force them to take the money, right?"

Ji Xiaoyu feels that the feasibility needs to be discussed.

"Don't forget that the agreement you signed is legally binding. This is not a child's play. As college students, I believe they will not make fun of their own futures just for a few dollars!"

Chen An said!

There are risks, but Chen An feels that it is definitely less risky than doing bad debts in online loans, because this is for college students, not people in society.

College Students.

These three words actually refer to credit protection.

College students of this era are not as showy as later generations!

By the time some people discover the loopholes and start exploiting them, Ji Xiaoyu and Lin Xihua may have already made a lot of money, and they can leave completely at this time.

And there's another thing he didn't say: Chen An knew that this agreement wouldn't actually have much effect!

After all, you can’t sue for just one or two dollars!

But before prosecution, this agreement will become a ruler that restricts their behavioral norms!

Then Chen An added: "And the Entrepreneurship Association is here to keep their ID numbers and student ID numbers, so they don't dare to make mistakes."

Ji Xiaoyu and Lin Xihua thought about it carefully and vaguely felt that there were still many loopholes, but they felt that this method was feasible!

If there is an official organization like the Entrepreneurship Association to take care of things, it can actually be done.

If you encounter any problems later, you can slowly improve them.

And in this way, you don’t need to go from dormitory to dormitory, you only need to sit at home to settle accounts and collect money!

The hard work of making money should be left to other people who want to make a little money but don't have the capital to do it.

In this way, if there are more people doing this business, one or two business wizards will naturally emerge to help them make more money!

“But we have to invest a lot of money in the early stage!”

Ji Xiaoyu said!

"That's all right!"

Chen An said: "Don't Qin Yu like you?

And he just told me personally that no matter how much money he spends to catch you, it’s worth it!”

When did I say that?

Qin Yu, who was wondering at the side, never imagined that he would be subjected to such a trick by Chen An!

Moreover, as the president of the Entrepreneurship Association, in order to encourage college students to start their own businesses, the model proposed by Chen An did not violate any regulations.

On the contrary, this is a project that the Entrepreneurship Association should support!

Ji Xiaoyu and Lin Xihua looked at Qin Yu at the same time!

"President Qin, didn't you encourage Li Xiaoyu to start a business?"

Lin Xihua said as if you have finally fallen into my hands: "Now that her career is on the rise, shouldn't you give her full support?"

Lin Xihua specially emphasized the word "effort"!

Qin Yu: "..."

This time he was stumped!

If this business model was proposed by someone else, Qin Yu could directly support it. After all, he could win Ji Xiaoyu's heart. He felt that the money was a proper investment, and besides, it was money that could be recovered!

This is much better than buying gifts, dining and watching movies!

But when Chen An brought it up, Qin Yu felt that Chen An might be tricking him!

However, he had thought carefully about it just now and found that this model could actually be done.

If I support it, won’t Chen An succeed?

If he doesn't support it, will Ji Xiaoyu be disappointed in himself?

After thinking about it, Qin Yu felt, what if Chen An succeeded?

Didn’t he also win Ji Xiaoyu’s heart?

Seeing Ji Xiaoyu's slightly expectant eyes, Qin Yu's thinking ability suddenly stopped!

"I, I need to think about it!"

Qin Yu said, "After all, there are many places that still need to be improved!"

"Then you agreed?"

Ji Xiaoyu asked immediately!

The goddess asked herself, how could Qin Yu dare to refuse?

He nodded directly and said: "Okay."

"Yeah, that's great!"

Lin Xihua celebrated!

Chen An also smiled and said: "I will go back and write a business plan overnight and give it to you. You two can become little rich women!"

After saying that, Chen An stood up and left!

Until this moment, Qin Yu still hasn't figured out where Chen An's pit is buried?

Why does it feel like he is trying to trick me, but yet he doesn't leak anything and is actually doing himself a lot of good?

Ignoring Qin Yu's confusion, Ji Xiaoyu and Lin Xihua began to look to the future based on the model provided by Chen An!

They are not short of money, but making money makes them happy!

While chatting, Qin Yuliang was there.

Not long after, the other five small bosses came here to meet one after another!

"President, my mouth is dry from talking today, but I can't sell it!"

"Yes, they all said they have it here, and they bought less!"

"It's the same here, they just see more and buy less!"

"I'm pretty good, I sold two-thirds of it!"

"It's okay here...where are Xiaoyu and the others?"

Several people sat aside and asked!

Qin Yu was still thinking about where the model Chen An just proposed would hit him hard.

I couldn’t figure it out, so I told a few other people!

In order to find out what was going on, Qin Yu almost copied Chen An's exact words.

When other people heard this, they suddenly felt that this model could be done!

"My God, this model is so advanced!"

"President, are you sure it was that fellow Xiaoyu who came up with the idea?"

"This guy is simply a business wizard!"

"He can come up with this kind of business model!"

"I'll go, it's a shame that this guy comes here to sell socks!"

Qin Yu originally wanted to see if they could see the flaw, but after hearing this, these guys unanimously agreed?

It was only at this time that Qin Yu realized it!

Chen An not only knows how to do business, but he also knows how to hide it!

Ji Xiaoyu must know that he is a master, but he actually said in front of Xiaoyu that he would teach Chen An how to do business?

Thinking of this, Qin Yu felt his face getting hot!
Chapter completed!
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