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Chapter 021 One Billion Business

So Yang Ming embarked on a arduous journey.

He doesn't have any skills to be useless. Even though Zhang Bing lowered many requirements according to his qualities and needs, it was still a torture for Yang Ming, who had never undergone militarization training.

At least two hours a day, you have to sweat. The previous hour is the first time to deal with various fitness equipment and maintain the correct posture of lifting iron, because incorrect exercise will accumulate damage and regret it when you are old.

Then there is fighting training, wherever the moves are placed, each move is very simple. The difficulty is how to connect and how to deal with it in a short time.

"You know how to avoid the knife when you stab it, and how to counter-attack the knife and kick him in the crotch. But once you reach the actual battle, you can only complete this step: dodge and run away!"

Yang Ming laughed, but when a lunatic really wants to swing a knife at you, his instinctive reaction must be to avoid it. If he stays away, there is no need to die.

"This is actually correct." Zhang Bing said seriously, "This is what the smartest person does, and he can travel as far as he wants."

"Forehead……"

"But when you have family and friends in danger, you can run away. You need to force yourself to react quickly, and your tricks must be like instinct."

With a click, Yang Ming fell to the ground for the Nth time.

"I have reminded you several times, but you don't know how to be careful." Zhang Bing was abused every day.

However, this rookie is also growing slowly, and a change every day is the driving force behind Yang Ming's persistence. Looking at himself in the mirror, his body fat is gradually consumed, and the muscles buried under him are revealed.

The abdomen has lines, and the waist is also muscles. The pain in the waist caused by sitting in the office for a long time in the past is no longer painful after active exercise.

Hard training is indeed effective, and even the combat effectiveness of men has been enhanced. When they go to the club, they recommend two starts when they want to find someone.

Time passes slowly like this.

When a consumption month ends, there is no problem with the quota of 10 million yuan. The upgrade progress is 1/6, and the quota of 10 million yuan will be deducted in the next natural month.

The company still has no big spending, and it only costs hundreds of thousands of yuan to purchase raw materials for pharmaceuticals. This is enough for the laboratory. At this stage, it mainly depends on wisdom and technology.

Although the company has not made large expenditures yet, Yang Ming needs to seriously consider the issue of funds.

He had spent a lot of effort before, pretending and making friends, and had a good relationship with the bank. In Li Wei's eyes, he is now a representative of young and promising youth.

Although it will definitely develop in the future, its current foundation is a bit embarrassing. The previous 100 million yuan in Haikou was actually only 10 million yuan in hand.

I had been involved in the supercar club before and wanted to absorb some investment, but the preparation was still in progress, and it was unlikely that I would bring him such a large amount of money immediately.

But Haikou is necessary to achieve the praises of banks. If this step is cut off, the previous momentum (pretending to show off) will be in vain.

How to get 100 million?

Yang Ming was thinking about it in the office, and he had many solutions. He was once a senior financial officer of the company and had a lot of dealings with various financial institutions and enterprises.

I recalled those financial companies that were easier to get along with, and then called out: "Mr. Liu! I am Yang Ming, how are you doing recently?"

"Oh Mr. Yang! A rare guest! What's your fortune recently?" said the other party.

After Balabala's opening remarks, Yang Ming mentioned the topic: "That's right, I have some capital needs recently, and I want to develop a business with you."

Liu on the phone always comes from a private lending company. He has strong financial strength and is easier to approve than banks. Of course, the interest rate will be much higher.

Yang Ming once had a relationship with them on behalf of the company. With this premise, borrowing money is possible: "I don't need a long loan, I only need to make a short-term cash flow."

"How much do you want?" said the other party.

"One hundred million." Yang Ming said, "There are some collaterals, but you can send someone to participate in the whole process. The money only takes half a month to go. I will give you 1.5 million yuan. How about it?"

If there is no collateral of sufficient value, it is generally difficult to get a loan unless it is a loan shark, but the other party is not. However, Yang Ming is willing to ask them to send someone to accompany him, which undoubtedly increases the safety factor.

After considering it, Mr. Liu made an intention: "Meet and talk."

"I will reimburse you for the expenses, come to Donghai City." Yang Ming said.

...

The conditions provided by Yang Ming are very stable. Old customers can supervise the entire funding process, which is equivalent to complex liquidation. Many companies are doing this type of business.

So the decision to meet was actually a negotiation. The other party sent two business personnel and simply solved the problem of 100 million yuan in funding.

Then Yang Ming called Li Wei and told him in advance: "I know the bank has a deposit indicator, but we will not stay in the account for this money in our consumption plan for too long."

"What I said before is counted." Li Wei said that it means providing pledge of certificates of deposit. Yang Ming deposited 100 million yuan in the bank, and the bank took away the certificate of deposit and loaned him 100 million yuan.

It seems that there is no difference, but there are many tricks here. For the bank, it has obtained a deposit task of 100 million yuan and a loan business of 100 million yuan at the same time.

This is a result of 11=2, and the bank completed two businesses at the same time.

For Yang Ming, Li Wei gave him 100% of the deposit certificate pledge amount. He deposited 100 million yuan and took the loan of 100 million yuan. After returning it to the lending company, this 100 million yuan business actually existed.

His credit rating will also be refreshed, and Oriental Bank will issue him a personal highest level credit card; the VIP treatment he gives to the company is the highest, the loan qualifications will be improved, etc.

In the VIP reception room of Oriental Bank, sitting in a straight business suit with his legs raised. Exercise gave him an outstanding figure. With his young and handsome image, the girls in the bank always couldn't help but take a sneak peek.

As for their boss Li Wei, who is too much, she praised him directly: "I haven't seen you for a long time but you are even more energetic. A Ming, you are a very high-spirited existence now."

"Sister, you're so disagreeable, right? Why are you talking about it? Help each other!" Yang Ming smiled.

Li Wei said the serious matter: "Of course, as you said before, the bank doesn't want you to take away the funds too quickly, after all, you understand the task of taking deposits."

"As long as you can help Sister Wei, you will do your best." Yang Ming said sincerely.
Chapter completed!
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