Chapter 007 Going out and relying on friends
After hanging up the phone, the text message arrived, and the credit limit was upgraded to 10 million yuan per month.
Although it was just a string of numbers, it gave him a considerable sense of weight, ten million! It was a huge sum of money for most people, but he had to spend it all every month.
At the current speed, the amount of 10 million is only three months, which is enough for 3,000 points! It will become 20 million in half a year, and 50 million in one and a half years!
But it is normal that the amount has not reached 100 billion billion, and there is no need to worry about it. At present, his main task is to spend money, make money, and then deal with banks.
It is very important to establish a good relationship with the bank! The relaxation of the conditions in lending business, high credit issuance of 50% margin for six months when issuing acceptance bills, which is equivalent to a 6-month discount for funds with empty gloves.
With funds, you can hype up the alcoholic drug, attract the attention of major giants after clinical trials, and venture capital investment can also be exchanged for quick money! No matter how much it is, it will be worth billions, right?
If there are billions and tens of millions per month, he can not worry about the increase in the amount for more than ten years, exposing himself to huge sources of funds.
Yang Ming found that with this idea, the prospects are very beautiful as long as the core technology is in hand!
It's almost like what happens in reality!
...
Yang Ming stayed at home for several days, and was so bored that he played mahjong with his mother and cheated with secret codes. He became the target that the aunts disliked to see the most and was kicked out of the mahjong circle.
Yang Ming ran away in shame, then wrote a resignation letter on the computer, gave up his salary and bonus, wanted nothing, and embraced freedom with ease.
Click Send, turn off the computer, and it's time to start a new life.
My dad still insisted on not wanting this car: "Young people need to drive this kind of car in the city. Besides, you have to do business, how can you do not have a car?"
Yang Ming smiled and refused: "My partner will give me a car. This is really for you. Usually, you can run mountain roads and other things. Although you can't play with large off-road games, you can still drive four-wheel drive."
My mother couldn't stand it anymore: "You use it first, your dad will go to the city to buy things next month, and then drive it back!"
Yang Ming thought for a while and seemed to be right: "I'll drive it to Donghai first, and you can get it later after you get it. I'm too lazy to transfer the car."
The final plan was completed, Yang Ming drove about a hundred kilometers back to Donghai City. This prosperous second-tier city slowly unfolded in front of him, near the sea, clean and tidy, and the temperature was also suitable.
On May 9, 2016, summer has arrived, and the days of Sunshine Beach and Bikini are just around the corner. It seems that the yacht club has been built in the Binhai District. It seems that the rich people's vision is very consistent with their own.
Yang Ming drove to a five-star hotel in Binhai and lived in a luxurious suite. The rooms and living rooms were equipped with golden sand and blue sea water outside the balcony.
After looking at the sea view for a while, thinking that it was still early and there was nothing to do, I picked up my phone and searched through WeChat to see if there were any friends in the local area.
He graduated from university at that time, and many people stayed to work and live in. There were a few of them. He opened one of them: "Boss Lu, do you have time to come out and have fun!"
After a while, I replied: "It's rare! Where is it?"
"It's impossible that you were asking you to buy air tickets in Beijing! You are a landlord, you recommend a good place, it's okay to be in the afternoon, I'll treat you!"
"Then I'm welcome!" Lu Yuan sent a seat.
Lu Yuan was Yang Ming's senior brother. He studied hard to fight CPA (certified accountant) together. At that time, the CPA was of high value, and everyone with a certificate was a talent.
As a result, the senior brother stayed in the local accounting firm to develop, and Yang Ming went north to Beijing. Now his senior brother opened his own firm to be the boss, and his career was booming, and Yang Ming was still struggling with private enterprises.
But this is the choice of life, and there is nothing you won’t regret later. Yang Ming asked him out, one was to reminisce about the past with his friends; the other was to learn about the local wind direction with local snakes.
The accounting firm is probably more familiar with financial institutions and corporate operations than the senior management of the company. When you go out and rely on friends, Yang Ming will inevitably develop the points of the industry insiders.
It was noon soon, and Yang Ming arrived early.
Not long after, Lu Yuan also came, wearing gold-rimmed glasses, holding a briefcase and smiling. When Yang Ming met, he hugged and joked: "The boss shouldn't have just picked up a small bag, but Xiaomi hugged her hands?"
"Stop burying me! The boss is one of the most miserable people!" Lu Yuan sighed and sat down, "But you, your face is blushing and proud. This is what you really encountered."
"Just just hang out, I caught a chance." Yang Ming handed him the menu, "Don't be polite, I'll ask you for information this time, this is the cost."
"If you say that, I'm not polite to others." Lu Yuan pointed out some special features, "I won't drink anymore, I still have to drive."
"Come on the best tea." Yang Ming added.
Lu Yuan asked with a smile: "How are you doing recently? He originally said he asked you to join the partnership, but he didn't expect you to make a fortune in silence, share it."
"It's nothing. I cooperated with an overseas company and invested some money to be responsible for the domestic one..." Yang Ming said the prepared remarks.
This is not all false, because the source of funds in the black card is mainly foreign, and the money recorded is obtained through dividends and stock returns, which is even more true than real!
The only thing that can break this "reality" is: when it is recorded in hundreds of billions every month, it is like saying that there is a person in the world who is very tall, and then he is ten meters tall, and his lies are self-defeating!
Lu Yuan nodded while listening: "High-tech enterprise? Yes, I have transformed myself into the boss of Greater China. Maybe we can cooperate in the future."
"I'm just thinking about it. Isn't your duty to help me review the annual report?" Yang Ming smiled.
"Where is the problem?" Lu Yuan is also a person who is enthusiastic about his friends. He will solve the problem first, and then talk about those who are happy with love and enjoyment.
Yang Ming said: "So the turnover and demand for funds are relatively flexible. Please recommend local banks to me. The four major banks don't want it. It's too bad and it's hard to deal with. But it's not okay if it's too small, and it doesn't have the business strength."
Lu Yuan held his chin: "If you want a medium-sized person, you will lick the customer."
"That's the reason." Yang Ming nodded.
"I still have a certain amount of capital strength and will not be too tight when I take out a loan. It is best to fool me and I can lend money according to my face?"
"So it's not unreasonable that you can do well!" Yang Ming praised the other party, and he expressed all the key points he wanted to express.
There are so many banks in China, it is impossible to just screen them by themselves. When they come to investigate, they will treat you as a fool. Only firms that have dealt with banks for a long time can know their temperament.
After thinking for a long time, Lu Yuan said: "I think Oriental Bank is quite good. It has a local bank with branches all over the coastal areas. It is very popular with individual depositors and the charges for corporate accounts are also very low."
"I have some contact with the branch manager. I took my recommendation and you can go VIP throughout the whole process. If you have any benefits and discounts, you will open the skylight."
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Chapter completed!