Chapter 967 Abacus(1/2)
After listening to Jellison, who was behind his home, sent a meeting request for his boss Jamie Dimon, Su Yuanshan rarely showed his thoughts in front of strangers - he almost never showed his emotions and thoughts on strangers' calls.
"Please forgive me for offense, Mr. Jellison. I am not surprised that you can get the phone number from my office, but my secretary told me that she did not receive the email, and at the same time, the chairman of Yuanxin's email address did not receive your letter...so I am very curious..."
On the phone, Jellison seemed to smile: "Mr. Su, I called you for my boss."
"Well, then I understand that Mr. Damon's meeting was me, not Yuanxin."
"Yes."
"Then I'll have time in three days." Su Yuanshan glanced at the calendar: "Sorry, maybe I can't go to New York."
...
After hanging up the phone, Su Yuanshan looked straight at the phone, his eyebrows frowned for several seconds but could not stretch.
There is no doubt that Su Yuanshan, who was so vigilant about the United States, linked the phone call with the news of the previous military spokesperson - and this is not without the lessons. Back then, the old boss clearly rejected the senior executives led by the chief economist, and only sent a vice president of R&D to "make it off" the other party. The president of Morgan Asia, Stephen Roach, said the famous saying "What you reject is a team with three trillion yuan" - after this incident, the old boss's road in the United States was getting narrower and narrower until the road was blocked and completely banned.
But that's Morgan Stanley!
Yes, although the names of Morgan Stanley and Morgan Stanley are "small and Morgan Stanley" in their names, they cannot actually determine which one has more economic strength and status through this title. However, the businesses of the two are different, and even the forces behind them are different...
At this time, Morgan Stanley was more of an investment bank, while Morgan Stanley was a commercial retail bank.
Therefore, if you really want to embrace Yuanxin's thighs or forcefully invest in Yuanxin to "distribute dividends" the most suitable banks are actually Morgan Stanley or Goldman Sachs, rather than Morgan Stanley or Citi.
That's why Su Yuanshan was always surprised.
But when he learned that Jamie Dimon just wanted to meet with him, he felt...
Things may not be that simple.
After thinking for a long time, Su Yuanshan opened his browser and prepared to search for Xiaoma's recent news, but just as he was about to type on the keyboard, he suddenly smiled self-deprecatingly and then called Qin Si's phone number.
...
"Well, that's right, do you know Jamie Dimon?"
On the phone, Qin Si's voice became clear. At this time, it was already eleven o'clock in the evening. Qin Si was already lying down and planning to rest. It can be seen that Jerisson called himself at night and really put in a lot of effort.
"I can only say that I know and heard about it. Some people say that he and Mike have their names... You know, Wall Street is always generous with praise to the bigwigs of various bankers, so I really don't know much about how this person is."
Qin Si laughed: "Mc is better than Dimon...well, he said his name only now. In fact, in our opinion, Dimon can bear the evaluation and positioning given him by Wealth Magazine."
"Oh? What's the review?"
“He is the most awesome and trustworthy banker and one of the top ten business leaders in the world.”
"Good guy... who are all these top ten business leaders?" Su Yuanshan asked with a smile: "Are there me?"
Qin Si was amused and crying: "What do you say? You don't read Fortune Magazine?"
"I just need that leisure..."
"Uh...well, you're ranked fourth, and Damon ranked eighth."
Hearing this, Su Yuanshan was even more surprised: "Who are the top three people? They are even more awesome than me?"
“…Don’t you not pay attention?”
"Well, don't follow or not, you continue to talk about Dimon."
"Well, since we know that Dimon ranks eighth on this list, we can think that in the capital world, everyone recognizes him - let me tell you a rumor, you know, Xiao Mohd acquired the first bank for more than 50 billion last year, right?"
"I also know that Dimon is the CEO of Miyi Bank."
"Yes, he went to the US Bank in 2001, and then in five years he turned the US Bank into a commercial bank that can compete with Citi in the West... The nearly $60 billion merger case is an approval of US Bank and a recognition of Dimon."
"As the rumors, the main reason why Mozzarella's boss William Harrison decided to acquire the Bank of America was because he wanted Damon to take charge of Mozzarella."
"This rumor has not been confirmed, but what we see is that after the two parties completed business integration this year, Harrison gave up the throne of CEO and allowed Dimon to take the lead directly."
"So, this person... should not be underestimated."
After Qin Si introduced it, he asked curiously: "Why are you suddenly interested in him? Do you have business dealings?"
"No, it's him who wants to see me." Su Yuanshan narrowed his eyes and said softly: "Since he bypassed you, he also bypassed Yuanxin and found me directly... Now I was confused and had to wait until I met and see what this guy really has."
Suddenly, the phone became silent.
After a long time, Qin Si suddenly took a deep breath.
"Kexin?"
Su Yuanshan was also silent for a few seconds before making a gentle "um".
...
After hanging up the phone, Su Yuanshan opened the website and found a report of Xiaomao’s financial report last year.
I have to say that this financial report is very beautiful, and it can be understood at a glance and can be seen as prospering.
After reading the financial report, Su Yuanshan stood up again, took out the key and opened the safe behind him. After flipping through it, he found out the financial report of Kexin Bank for the first half of the year.
Here, there is no need to be more beautiful than any one, but what Su Yuanshan can be sure of is that the report given to him by Kexin Bank is the most authentic.
——In the past few years, Kexin has quickly radiated to Southeast Asia and the country at an explosion-like speed, and has quickly captured cities and land overseas with the momentum and trend of Internet banks. In addition to North America, it has already made its business to Europe.
In the first half of the year, Kexin's total deposit amount exceeded 200 billion US dollars - although some overseas settlement accounts of companies such as Yuanxin are supporting the deposit amount, this amount is definitely a miracle for a commercial bank that has been established for less than ten years.
But deposits are nothing. The most amazing thing is that the return rate and bad debt rate of the personal consumer loan business launched by Kexin are so beautiful that even a fool can tell that this is an extremely huge money tree.
However, it is still worse than Xiaomao... not a little bit.
As an old bank with a history of hundreds of years, Xiaomao's deposit business has exceeded one trillion US dollars... Just a fraction of it is comparable to Kexin.
The reason why Su Yuanshan and Qin Si thought that Xiaomao’s goal was Kexin was because after bypassing Yuanxin, the only area where Xiaomao could "cooperate" with Su Yuanshan was Kexin.
...
Three days later.
As a member of the same ranking list, Su Yuanshan still stood at Yuanxin's gate waiting for Jamie Dimon's arrival. Because Jamie Dimon did not have the goal of visiting Yuanxin this time, Yuanxin did not send other executives to Su Yuanshan. Even the one who went to the airport to greet him was Wen Xiaoqian as his secretary.
After a little greeting, Su Yuanshan directly led Daimon to his office. After Wen Xiaoqian poured tea for the two of them, she went out directly and closed the door for them.
"Tell me straight to the point." Jamie Damon smiled and looked at Su Yuanshan, saying an idiom with a strong meaning in broken Chinese.
Obviously, he did the kung fu.
Of course, Su Yuanshan also worked hard - during these three days, he learned that this guy is a very unique and straight-minded person. Every time he held a press conference, he would sit there, and then said, "I'm ready, you guys start asking."
In addition, Su Yuanshan also learned about the "love, hate, and love" between Damon and Wall Street's legendary tycoon Sandy Will... This made Su Yuanshan sigh that these tycoons on Wall Street have stories.
"Yeah, please." Su Yuanshan made a gesture of invitation.
"We hope to complete the merger and acquisition with Kexin." After saying that, Dimon looked straight at Su Yuanshan, waiting for Su Yuanshan's reaction.
Su Yuanshan's expression remained unchanged at all.
During the three days, he made too many assumptions and plans, and also collected all the public statements of Molly Mohd's policy reports in the past two years, especially after Damon took over Molly Mohd's leadership. Of course, rumors are indispensable.
One of them was last year when Dimon answered reporters' questions about the mainland, which attracted Su Yuanshan's attention. When the reporter asked Dimon, he said he had any ideas about the expansion of the mainland, Dimon replied that he had always been optimistic about the development of the mainland, but it was not the best time, because he did not think that a maximum of 20% of the shares could satisfy Xiaomao's desire to develop in the mainland. Even if this ratio will become 35% in the next five years, it will not be attractive enough to Xiaomao. But he also said that he believed that there would be opportunities and he would always wait for opportunities and opportunities.
This news can be understood as Damon's use of a very official answer, which not only shows his optimism about the mainland, but also shows his dissatisfaction with the strict financial policies of the mainland. Of course, he did not say anything and expressed hope, which was completely invisible.
But now, Su Yuanshan and Qin Si agree that perhaps Damon can't wait anymore and he wants to start a curved route to save the country.
Therefore, when Su Yuanshan heard that he wanted to acquire Kexin as soon as he opened his mouth.
After seeing each other say this, he stopped. Su Yuanshan waited for two seconds and smiled slightly, stretched out his hand, and made an invitation.
Damon's pupils shrank without leaving any trace.
This person... is really very unique!
But he still had a very good attitude on his face and smiled slightly: "Where is Mr. Su's opinion?"
Well, how good is it to finish the words? Su Yuanshan thought so in his heart and laughed.
"Mr. Dimon, since you can find me directly, I will not hide from you the fact that I can really do the business and future of Kexin. And, I also believe you must know that for me, for Kexin's shareholders, price is never the primary option for selling Kexin. Even until you arrive, we have no awareness at all, and we want to sell Kexin."
"So, this is not a deal where you give money and then I nodded."
Su Yuanshan looked at Damon and said seriously: "But in my dictionary, there is no such thing as impossible for any business model. Therefore, I am looking forward to what you use to convince me."
After hearing Su Yuanshan's words, Daimon's eyelids twitched again, and then there was a clear appreciation in his eyes.
Yes, it's appreciation.
"Use science to a new future." He looked at Su Yuanshan, smiled and looked sincere.
"Please continue."
"With our jpm resources and influence, Kexin will become an indispensable and important member of the world's largest commercial banks, and can also provide customers with better and better services - this customer, including all companies and individuals, including Yuanxin, and you will also receive support from jpm..."
Listening to the cake drawn by Damon - even this cake was not big, Su Yuanshan still showed no intention.
Because he never planned to sell Kexin.
But following Damon's cake, he confirmed Xiao Mo's idea of "save the country in a curve".
——Because of the genius of Kexin, its development in China can be said to be a green light all the way, and there are no restrictions on foreign banks such as Morgan Stanley and Morgan Stanley Citi. It is just in terms of business scope, which is not as good as the five major banks. For example, Mortgage, which is now becoming more and more popular, Kexin has no hope at all.
But Kexin did not have these preferential treatments since birth. After all, as a private bank, it deals with money, and the country must consider it carefully. Therefore, at the beginning, it planned to set some restrictions on Kexin, such as setting the number of state-owned assets to occupy... But later Su Yuanshan personally went to the leader in charge of the economy and said that you really want to see Kexin differently, that is, to treat HK xen...
To be continued...