"Money begets money? I mean, third brother, can't you come up with a reliable idea? We are the king of a country, so you ask me to do this lending business. Isn't this too unreliable? "

When he heard Wang Bing talk about money begetting money, the little fat man who always regarded money as his lifeblood was not as excited as before. Instead, he looked at Wang Bing with a speechless expression.

"Lending? What kind of loan... uh, does Brother Zhu think I'm talking about loan sharking?"

Seeing the speechless look on the little fat man's face, Wang Bing couldn't help but feel black lines on his face.

"Didn't you say that money makes money? What else could this money make than loan sharking?"

The little fat man, who was full of doubts, realized that Wang Bing was definitely not talking about such immoral things as loan sharking.

"Who said that money making money must be loan sharking? Then doing business is also a way of making money, why didn't you say that?"

Seeing that the little fat man actually suspected that he had encouraged him to become a loan shark, Wang Bing immediately yelled back angrily.

"Hey, as long as it's not something immoral like loan sharking, that's fine. But when it comes to business, isn't there a more profitable business than the Royal Merchant House and the Mirror Workshop?"

When he heard that it was not a loan, the little fat man immediately became interested, and his whole body returned to his previous 'normal' state.

"Of course, it's like doing a 'money' business!"

Seeing that the little fat man had returned to his previous state, Wang Bing no longer pretended.

"Doing money business? Third brother, are you talking about opening a 'money shop'? Well, if you open a money shop, it will have the reputation of the royal family, and business will indeed come rolling in, haha!"

The little fat man who thought he understood Wang Bing's meaning suddenly couldn't help but his eyes lit up.

Speaking of which, bank accounts and bank accounts were common in movies and TV shows in later generations. In fact, they did not exist before the Ming Dynasty.

In fact, although currency exchange has already appeared in the Spring and Autumn Period, the real exchange business only appeared in the Western Han Dynasty. It was not developed until the Tang and Song Dynasties. It was usually operated by gold and silver shops, counter shops, etc. This situation has always been

It lasted until the fifth year of Wanli.

In the fifth year of Wanli, Pang Shangpeng approved the establishment of the "Qianpu", which was the beginning of the legalization of the Qianpu. The wealthy households in the town were appointed to serve, and according to the amount of their funds, they bought money from the government to facilitate transactions. The former private businesses were officially allowed to

The 'money table' and 'money shop' have been legalized.

After the "money shop" was legalized, it soon began to have exchange, deposit and off-site exchange services, which were very similar to the banks of later generations.

Therefore, after hearing Wang Bing talk about the 'money' business, the first thing that the little fat man thought of was the 'money shop' business.

"Well, I'm not talking about money shop, but 'money', the 'money' used for buying and selling things!"

Seeing that the little fat man misunderstood what he meant, Wang Bing had no choice but to explain again.

"Money? Not a money shop? Then you are talking about..."

Seeing that he had understood it wrong again, the little fat man couldn't help but look puzzled.

"Aren't we in the Ming Dynasty lacking money in the market? We use gold and silver to make money as the only legal currency..."

…

"Third brother, you are saying that we turn gold and silver into the coins you mentioned, and then use them to replace the gold and silver circulating in the market? Isn't that still the same? Why bother with that?"

When the little fat man heard that Wang Bing was casting gold and silver into coins to replace the gold and silver directly circulating on the market, he became even more confused.

"How can it be the same, Brother Zhu thinks, is this pound of copper coins the same as a pound of pure copper, hehe!"

Seeing that the little fat man actually suspected that he had taken off his pants and fart, Wang Bing couldn't help looking at him with a joke.

"The third, you ... you ... you mean ..."

When he heard the example of Wang Bing's copper coin and pure copper, the little fat man immediately reacted, and both eyes were almost sprayed with golden light.

You know, since ancient times, this copper coin has rarely used pure copper. The number of copper coins made by this pound of pure copper, which is far more than the number of copper coins.

"Gold and silver are soft. It is too easy to make coins directly. Naturally, you have to add 'a little' other metal, such as leading lead to improve its wear resistance.

French currency, then it must be foot -colored gold and silver, hehe! "

Without letting the little fat man wait, Wang Bing then affirmed his conjecture. Of course, the purpose of the court was to make gold and silver coins more 'durable', not to collect money.

"In the future, in addition to the gold and silver coins issued by the court, they will be prohibited from direct circulation of gold and silver. Overseas merchants come to trade, and they must first exchange foot -colored gold and silver for gold and silver coins before settlement ..."

In the stunned expression of the little fat man, Wang Bing especially emphasized the sea merchants who came to do business in Daming. They must also use foot -colored gold and silver to exchange gold and silver coins.

Nympho

"The third child, why don't you say this method early? No, I want to immediately cast the new gold and silver coin immediately ..."

After listening to Wang Bing's explanation, the little fat man with red eyes was stimulated by the method of this new currency.

"Brother Zhu, if you make Baoyuan Bureau cast new money, you can't trust or trust for a few days.

Seeing the little fat man who couldn't wait, Wang Bing hurriedly stopped.

"Dare! Who dares to cast his nine people privately!"

When he heard the word privately casting the word, the little fat man suddenly was as if he was stepped on his tail, and immediately drank a fierce loud sound.

"What dare not? As long as there is a heavy profit, some people will always take the danger. At that time, the emperor of the Taizu also stipulated that all the sixty -two silver must be peeled.

"?"

For the simple and rude method of the little fat man, Wang Bing couldn't help shaking his head.

"Uh, then you say, what can be eliminated for this private casting."

In fact, the little fat man also knows that this can only be managed for a while, but it cannot solve the fundamental problem.

There is no way, this private casting has been available since ancient times. It is impossible to ban at all.

"Brother Zhu thinks, why is this privately casting style of the dynasties, no matter how severely crack down the dynasties, but it is still repeatedly banned?"

"Do you still need to say, just like you said, as long as you have a heavy profit, there are always bold and dangerous!"

For Wang Bing's problem, the little fat man can't help but look helpless.

"This is only one of the reasons, but the other reason is that the method of casting money is too simple! Brother Zhu, think about it, in the past thousands of years, you have cast money by casting.

Confidential, this method has already been rotten ... "

Wang Bing couldn't help but shook his head regarding the casting method that had been used to mint coins since ancient times.

"But the method of making money has been this way since ancient times. Is it possible that there are other ways to 'cast' it?"

When Wang Bing said that this method of making money was too simple, the little fat man couldn't help but look confused.
Chapter completed!