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"Look," he said, making Makong look at him with a huge gaze, Lanfeng laughed uncontrollably, "I heard that the poor Shan people needed to leave the comfort of Riluo City because they were unjust targets. Attacks by some extreme experts, then disappeared without paying for the loss."

"pwhahahahahahahaha. What did you do with your voice?' Lan Feng laughed; his laughter was so uncontrollable that it rang in Yueyue's mind.

'Now to turn it off, I need to focus. I just used some breath to make my voice look like if my voice had changed. Now let me play this behavior completely or I wouldn't be able to do a satisfying job."

"I get it," Lan Feng laughed. Although he calmed down, he still kept laughing.

"My idea is that the house pays a certain amount of money every month. Depending on the size of the house, this can be as low as one copper or as much as ten gold. Then they continue to pay the money every month, and if their house is destroyed by a fire or natural disaster, like weather, or even if it is an unknown expert, then the insurance will pay for the repairs." Yan Xiaobao explained patiently.

As Yan Xiaobao took a break, the manager nodded, and he was surprised to find that he could turn this into a profitable business.

"Ms. Yang also said, you might have an idea about how we make this insurance coverage grower?" The manager continued to say skeptically, slightly higher this time than before.

"Yes," Yan Xiaobao changed his voice, and made himself and Lan Feng snorted slightly, and Ma Gang, who had just been suddenly changed, was completely confused.

Although Yan Xiaobao felt guilty about putting Ma Kong in such a strange situation, he knew that this was the only way for him to keep himself safe when meeting the manager, and at the same time, it was not unnatural age changes for a boy.

“We have a lot of tillers in this city, and these tillers have families. I can’t help but wonder what would happen to the family if the culprit dies.”

Yan Xiaobao looks a pity. “Imagine that this cultivator has taken money home for more than a generation, and his death will be devastating. So, my advice is like how we deal with the house, but there is only a slight change.”

Yan Xiaobao stopped a little to see if the manager was still following, but the manager stared at the young child with his eyes tightly. He did not treat him like he did with his children, but instead served as a respected consultant.

“Again, the amount they pay is different, for example, mercenaries pay more than just a guard. In addition, higher-ranked experts pay far less than lower-ranked experts. If the experts are the cause of their own death, then they are not eligible for compensation.”

Yan Xiaobao first elaborates on the basics. This is insurance, not just some playgrounds. To build an insurance network, black market auction houses need to let mathematicians and bookkeepers experience all the possibilities, otherwise they are likely to suffer losses. However, if they manage to solve this problem, they can scrape a lot of wealth, especially in a quiet town like Liro.

"What do you mean to cause their own death?" Makong asked curiously, then sat down. So far, he hadn't intervened in anything, but, the topic was interesting to him. He could see the potential profits behind it.

"Let's say I'm insulting an extreme expert, and then I caused my own death. Or if my family is poor and I can't earn enough money, so I'll commit suicide. Then I'm also the cause of my own death. In this case, insurance is not repaid according to the insurance agreement, because you don't want to support suicide practitioners." Yan Xiaobao explained.

After hearing this explanation, Makong nodded slightly and looked at the manager, he took a finger from a memory stone and kept pressing it.

At present, all his memories of "insurance" are not printed on the stele of memory, and when they hold another family gathering, he will discuss the topic with other elders.

If they tried it, it would be an important part of their business, and the manager was not in a hurry to put things into practice. He had long known that patience was a virtue, and doing things right would produce better results.

Yan Xiaobao nodded with satisfaction, seeing that the manager had no promises now. He also knew how dangerous it would be if their preparations were not thorough.

"So what do you want to get by proposing such a great business strategy?" the manager said at the end, putting the memory gem in his robe pocket.

"One percent of the income," Yan Xiaobao replied seriously. He could have asked for a higher number, but he knew that this was an already dangerous tax rate. If he asked for a high proportion, it would not be worth it to the Ma family at all.

What's more, there is another proportion of his family's money. For them, a percentage of all profits in the insurance business is definitely an over-high amount of money. For himself, he still comes from Water Mill, because he is completely sure that the Ma family will agree with his request.

"What did you just say?" Deng Zeng asked, his voice surprised. He was currently watching his calm and collecting son, who seemed to have become someone else. The boy was kneeling on the floor in front of his father, holding a memory stone in his hand.

"Just like the father I said," Deng Wu said respectfully, pushing the gem gently, allowing a roll of paper to appear in his hands.

This memory stone is another storage stone, although it is of low quality. The only thing stored in it is the blueprint for creating waterwheels and the adjustments necessary to change the items they produce.

"These pictures depict an amazing mechanism that will allow us to use the river as a source of power without any mental energy." Deng Wu decided to reiterate Xiaobao's words as he slowly walked towards his father and respectfully handed over the two people's scroll.

A cold light appeared in the middle-aged man's black eyes and a smile appeared on his face.

"How can you gain power without spiritual energy?" He repeated, obviously very satisfied with his son. When Deng hadd asked all the elders in the clan for the audience, Deng Zengying was not happy at first, but considering his status in the family, Deng Zengying had no choice but to call the family elders together.

Deng Zengying was jealous of his son. Although Deng Zengying was a king-level expert, his talent was never as terrifying as his son. At present, the elders only allowed Deng Zengying to become a family leader because of his son's achievements.

This is one of the reasons why Deng Zengying hated his son. Obviously, one day the old man will remove him, so Deng Wu can become the new leader. Fortunately, he is still studying now, and Deng Zengying can still consider what he is willing to do to keep his position.

Unfortunately for him, the family gained a lot of face from Deng Wu, revealing their relationship with this unknown female expert. Therefore, Deng Zeng's hatred for his son became increasingly fierce. However, in any case, Deng Wu is still considered a young man, and everything he has belongs to the family, and the family belongs to Deng Zengying.

This made Deng Zengying hope that he would meet the unknown expert, but it seemed that she disappeared quickly when she left the town on the day of the auction and did not return.

Nevertheless, now, a week after the auction, Deng Wu suddenly came to the expert's gift. It was a gift that was more valuable than the two advanced skills she sold.

“If we were to try these waterwheels, Li Fen already needed five percent of the income to provide us with machines. She also said that she might help us work with other mechanisms without mental power in a later date. “Deng Wu slowly, deliberately made sure everyone heard that his friends asked for five percent.

"Shameless!" Deng Zengying shouted, "When herding cattle, the meat will not come back!"

"She donated not just for our interests, but for cooperation. Please consider it only has five percent. We still control the remaining ninety-five percent." After saying these words, the elders nodded in agreement with Deng Wu's words.

“We need to remember that these waterwheels can more than double our current output, is it really too much to show that gratitude? Hopefully, we can have a good relationship with an extreme expert in the process. This is definitely a very beneficial situation for us.”

The elders behind Deng Zengying nodded in agreement. None of them knew that Deng Zengying was actually jealous of his son, and that these elders were actually getting worse.

"Do you think we can double our current income?" Deng Zengying asked in an angry voice. These water trucks can definitely help him strengthen his position so that he can better deal with his son in the future.

It took a long time to deal with Deng Wu, especially considering that his father didn't know what Deng Wu's true level of cultivation was.

When he stood up to explain the water wheel to his father, Deng Wu's eyes were filled with ridicule. Although the elders did not know the hostility between father and son, how could Deng Wu forget this hostility?

However, although Deng Zengying was hateful to Deng Wu, it did not bother him. Deng Wu was also very clear that the elderly were supporting him, so one day he could take over the role of parents, and then his father could roar everything he wanted.

"Uncle Wu," said one of the elders after looking at the sketch for a while, "please tell the respected experts that we are very grateful for the opportunity she has provided us and we will always open the door to her if she needs a place to stay."

Hearing this almost made Deng Wu unable to believe it because he knew exactly who "Li Fen" was. Despite this, Deng Wu still respected him outside because he assured the old man that he would tell her about this.

Deng Wu gave up on himself and returned to the yard. He took a break before he returned to the academy. His usual smile was firm and full of cold chill, which made people who saw him unable to recognize him because he was usually a happy person.

Deng Wu did not love his father much, and the Deng family was also his place. He expressed his gratitude to Yan Xiaobao. This was not only to give him face, but also to deliver precious machines like water trucks.

Yan Xiaobao was interested in Deng Wu because he had never been interested after finding the sky blue statue. Both of them had profound power inside, and he had never encountered confusion elsewhere.

When he thought of many of the adventures that were waiting for him, Deng Wu's signature smile returned to his face. It was obvious that this dwarf, Yan Xiaobao, was by no means a normal person. It was also obvious that by making friends with such an extraordinary child, they would not only gain fame and reputation, but also a way to escape this boring childhood city.

After Deng Wu walked out of the hall, Deng Zengying sat and watched for a while.

"When we implement all these new waterwheels and confirm that they are really effective, we will start to take action." He said to all the solemn elders.

"Why don't you tell Master Wu about our plan?" one of the elders asked, only noticing the anger in Deng Zengying's eyes.

This anger is because he was told again that he should include his son in something that the younger generation should have no say. However, the old man believed that this was due to the danger of their plan. Having Deng Wu involved would also allow him to share the danger equally.

“No one knows anything yet,” Deng Zengying said in a stern voice. Then he picked up a memory gem and handed it to an elder present, “leave this to our whistleblower and let him act according to this order. Under no circumstances can you read it yourself.”

When Yan Xiaobao and Makong finally left the manager's office, dusk was approaching. Outside the black market auction house, Rong Twins and Gao Yan were already waiting for them. The five friends began to walk towards the Deng family's courtyard together.

Deng is the only person in the group who has his own means of transport, so it is natural for their group to rely on him when transporting back to the academy.

Rongxing once contacted Deng Wu using the Memory Stone of Message, and he told them that he was currently at home, causing five of them to go to Deng Wu's home.

Yan Xiaobao was once again worried about visiting the Deng family compound, but at the same time he felt a little curious because he wanted to see how terrible the Shan family compound was in the sunlight a week after the devastating fire.

Yan Xiaobao still felt no guilt about what happened to the Shan people. Shan Ping had caused him trouble before. Although his family compound was burned to ashes, no one died because a fire broke out when the guard collided with the walls around the main hall.

After walking through the streets, many of them talked about the events that happened that day. The twins and Gao Yan loved to visit the martial arts school, they used to assist the teacher and gave the students an impression that as long as they worked hard, they would definitely go to the Royal Academy of Arts. Gao Yan has become their hero.

After arriving at Qianshan's family yard, Yan Xiaobao raised his eyebrows in surprise. He had expected to find an area that was still showing great damage, but that was not the case.

The entire area was demolished, and the only remaining were several barracks, where guards from Shan families were patrolling. The guards would stay here until the auction hall began shooting, and several noble delegations had been sent here to discuss the buyout price in advance.

Yan Xiaobao was surprised because he realized that within a week, the Shan family had actually managed to reorganize themselves so perfectly in the absence of their homeland.

Although the Shan family is a low-level noble family in Liluo City, they still have a considerable number of farmer who opened up the middle dantian. Yes, because it may not have produced a cultivator who can break the upper dantian, thus bringing new prestige to their family.

...

(End of this chapter)
Chapter completed!