Chapter 1380 Solution(2/3)
"I have never deposited money in the bank..."
Everyone was talking to each other, and they were all very excited about the interest rate, which was much higher than the interest rate on their private loans.
After Ye Yaodong finished speaking, he went into the house, collected the money and receipts, and then went to fetch water and take a shower.
However, everyone still followed him and asked questions.
"You can see for yourselves. Anyway, I'll be back in just half a month."
"Yeah, I'll be back in just half a month, don't worry about it yet."
Someone said something, and others echoed it, but it was really hard for an honest person, who had never deposited money in a bank in his life, to suddenly find it difficult to turn around.
Ye Yaodong casually discussed with them.
His cousins came over to ask him while he was rinsing, but he just let them make up their own minds.
Because he directly deposited a sum of money on a regular basis for 5 years, and he also borrowed 200,000 from the bank, with one in and one out, for him, the interest is pure profit.
Therefore, this has little reference value for them. It depends on their personal wishes, risk tolerance, and the trust of the bank.
Ye Yaodong listened to their discussion while taking a bath without expressing an opinion.
"Otherwise, when you are free, or when you need to remit money back, you can stop by the bank and ask. The bank will tell you more clearly."
"We thought we could go back right away without having to worry about it. We'd wait until the next trip comes and we'll have a lot of money left on hand to think about it again."
"Yes, in fact, we are surrounded by our own people, and we all carry our money with us, so there is nothing to worry about."
"The main thing is to go back soon..."
"I heard you say that you deposit your money in the bank and the interest rate is very high, so everyone is curious."
He nodded, "It's normal to be curious. If you're interested, just go find out with a few people, and then you can discuss it."
"Why."
Ye Yaodong casually discussed with them. After taking a shower and washing his clothes, he hung them up at the door and then went into the house.
Today I received a large sum of money, and I have to hide it again.
Check out the correct version one by one!
After only a few days of relief, I started to worry again.
However, now that everyone knows that he has deposited the money in the bank, he feels safer in his heart.
After counting the money that was entered today, he couldn't help but take out his passbook, deposit slips, and land records to look at them. Several items were placed flatly on the mat.
He muttered words and reached out to fiddle with those things.
"200,000 plus 50,000, plus 65,000, and today it's 16,000..."
"These... 300,000 yuan are mine... I've made a lot of money!"
The more Ye Yaodong looked at it, the more delighted he became.
When he had seen enough, he was satisfied and put the things in the lock box, and hid the money separately everywhere.
I was thinking in my mind that I would call back after two days and tell him that I had saved the money for 5 years. Then I said that I had saved another 100,000 yuan, and I might have another 200,000 yuan when I went home at the end of the month.
If you report a little more to her, you will feel that you already have so much, and it doesn't matter if you save half of it on a regular basis.
With the plan in place, he could sleep peacefully.
Early the next morning, Ye Yaodong was woken up again by the noise of everyone talking.
There was obviously noisy at night, why is it still so noisy early in the morning?
Ye Yaodong got up sleepily and asked, only to find out that it was windy today and the boat came back just as it went out.
He lay down again and took a deep sleep. When he woke up, the radio also broadcast that the sea wind level had reached level 5.
Everyone is also talking about just two days of rest.
And while he was having breakfast late at night, people who had been out strolling early in the morning also ran back excitedly and shouted.
"The deposit interest rate that A Dong said yesterday is true. We asked the bank people to give us an interest rate sheet for time deposits. You can also take a look."
The person who came back shouted, and everyone gathered around him curiously.
"Is it really that high?"
"We can send money to our home, which shows that we are reliable. How can we deceive people..."
"The people at the bank said that if you deposit regularly for 5 years, your deposit can be doubled!" The speaker was very excited.
"Really or not?"
"This is a state-owned bank. Is it still fake? It must be true."
Ye Yaodong was eating, and he also pricked up his ears to listen.
Double it? No?
He did some math that day and found out that he could get an increase of 70% in 5 years?
He continued to listen.
"... As I said, in addition to interest rates, there is also a value preservation subsidy rate... This, this says, a value preservation subsidy rate..."
Ye Yaodong stopped chewing the dried radish in his mouth!
Value preservation subsidy rate?
What?
Why didn't he know there was this thing? Why didn't you tell him at that time?
"Wait a minute, Lao Zhou, what value preservation subsidy rate are you talking about? What is it? How can I tell you this?"
Lao Zhou scratched his head and said, "What do you want me to say? I know how to listen but not talk. There is even a subsidy that can double the five-year time deposit."
"Damn it, why didn't you tell me?"
"Didn't I tell you?"
"Damn it, the more beautiful a woman is, the better she is at lying!"
"Isn't it? Haven't I told you, Brother Dong?"
Ye Yaodong put down his bowl and chopsticks directly, unable to eat any more.
"Tell me a few words. If you didn't tell me, I'll ask again. Can you please repeat to me what I told you?"
"We understand, but we can't explain it. Anyway, there is a subsidy that can double your savings."
All of them only knew that there was a subsidy. They couldn't explain it, they only vaguely understood the general meaning.
Ye Yaodong could only ask more clearly by himself.
"I'll go ask."
"Yes, you'd better ask yourself and be clear about it. If you really let us talk, what if we make a mistake? You are not a small number."
He nodded, went inside first to get his bankbook, and then went to push his bicycle, cursing in his mind.
When he arrived at the bank, his bike was almost spinning out of sparks, Shen Ming'e was not there either. He showed his passbook and his deposit slip, and the staff immediately explained to him.
The value preservation subsidy rate means that when the price rise exceeds the time deposit interest rate provided by the bank, in order to ensure that depositors' funds will not depreciate due to inflation, the bank, in addition to paying interest according to the prescribed interest rate, also needs to pay additional money according to the value preservation subsidy rate.
Depositors pay an amount.
And his savings are also included and will not be lost because of lack of explanation.
When he was making a deposit, he also filled out a savings slip, and he also had a receipt. He thought it was nothing, so he didn't read it carefully.
Who could read the densely packed words on it so carefully? He thought he could just listen to Shen Ming'e's explanation.
After understanding it clearly, Ye Yaodong also breathed a sigh of relief, just leave it to him.
If this was not given to him, he would have lost a lot of money!
If you save 200,000 yuan, the interest rate will be more than 130,000 yuan, which is equivalent to a value preservation rate subsidy of more than 60,000 yuan!
This is a huge amount of money!
Who would mind having too much money?
Shen Ming'e was really half-assed. No wonder when she was asked about the interest rate, she had to go to the office to get a list to read.
He just said, which bank employee is so unclear about the deposit interest rate, or the business manager, who still has to pick up the order and take a look at it...
At that time, I was a little doubtful about my professional ability. I was blinded by Director Shen’s filter and became gullible. Fortunately, I had everything I should have.
He also asked for a new business manager on the spot, but was told that he could not change. Anyway, if he came to consult with someone, there would be someone to receive him, so he had no choice but to give up.
Anyway, it was confirmed that he had the value preservation subsidy rate, so that would be fine, and he would go back satisfied.
But halfway through, he thought he was out anyway, so he rode to the Chamber of Commerce again, planning to call Ah Qing to talk.
Now there is another value preservation subsidy rate, which is even more convincing.
Sure enough, Lin Xiuqing was surprised when she heard that he could save for five years, but when she heard that she could double her savings in five years, she stopped talking and listened patiently to what he said.
To be continued...