After Zhu Ying finished speaking calmly, Zhu Yuanzhang was completely confused by this wave of operations.

So it turns out that Baochao can still be played like this? After doing it like this, I feel that Baochao Company makes a lot of money.

Zhu Ying saw the old man's surprised look and knew that the old man was used to the existence of the bank.

Baochaosi is not a bank. It is easy to deposit silver, but it is different to take it out.

To put it simply, if you want to withdraw so much silver at once, what do you want to do? Rebellion? Or run away with the money?

Or, can we also add a crime of unknown origin of large amounts of money?

"The way of business is broad and profound. I feel like a frog in a well. It's just a simple treasure, but it can have so many twists and turns."

"According to Da Sun's approach, Baochao can not only make Baochao more acceptable to the public, but can even earn a lot of profits. The profit from the household registration account alone will probably be more objective every year."

Zhu Yuanzhang sighed and said that it is difficult to come up with this thing, but it is not difficult to understand it.

The reason why Da Sun is so prosperous in business is not just because of those crops. In Zhu Yuanzhang's view, even without those crops, Da Sun would not be much worse than he is now.

"You can also do some loan business. Those high-value loans can do a lot of harm to people, especially in casinos. They often leave and destroy families. It's hard for a family to be destroyed like this."

"The Treasurer shall set the interest rate. No matter what the circumstances of private lending, the interest rate must comply with the government's regulations. If it exceeds the limit, it shall be deemed invalid."

"Let the Ministry of Punishment come up with a charter on what crimes should be punished for those who engage in private usury, and add it to the Ming Law."

Zhu Ying said in a deep voice.

Usury in ancient times was much more ruthless than that of later generations, and many even involved government officials, which can be described as unscrupulous.

It is not as simple as going to the door to collect money. Forcibly kidnapping people and selling children and daughters to pay off debts are not uncommon.

In the business world, Zhu Ying had been working for many years, so these things were commonplace, but she was unable to change them at the time.
Chapter completed!