Chapter 213 It’s better to ask for others than to ask for others

Author: Xixingxing

After seeing off Ji Zhongqiu, Wang Zhaoyang asked Ling Yue strangely: "Xiaoyue, what you mean by saying, which industry do you want to join?"

Ling Yue said seriously: "It doesn't count. Do you still remember what I told you?"

"If we can't afford to open a hotel in this building, then we will open a processing factory."

Wang Zhaoyang nodded: "You have told me this, but aren't we no money now?"

"The debt is too much, but it doesn't weigh you down." Ling Yue chuckled, "Borrowing 150,000 is borrowing, so why can't I borrow more than tens of thousands?"

Wang Zhaoyang was stunned, "Xiaoyue, do you still need a loan?"

Ling Yue nodded: "Yes, I want to use this building to mortgage it and borrow 400,000 yuan, which should be OK."

Wang Zhaoyang was frightened by her: "400,000? Why did you suddenly remember to have a loan again?"

"A temporary idea." Ling Yue sighed, "Our cooperative relationship with Wu Zhenbo should also stop."

Wang Zhaoyang was even more puzzled: "But we cooperated well, what happened?"

Ling Yue said, "I went to his office with Xiao Jun today, and he actually fell in love with the accountant in his factory in broad daylight. He would rather not update the equipment, as if he had a deep prejudice against Xiao Jun."

Wang Zhaoyang hardly went to the clothing factory, but he also learned from the words he revealed to the satellite.

Wu Zhenbo is not an honest person. There are only two or three lovers in the factory. I don’t know how many lovers there are outside.

"Then we can go to Factory 2."

"It is better to begging for others than asking for others." Ling Yue said, "Instead of cooperating with them, it is better to seize the opportunity and produce and sell it yourself. As long as we open our brand, we will not have to worry about not being able to sell it."

Ling Yue remembered the sales models of many clothing brands in later generations.

Self-production and self-sales are the first, and the second is to develop franchisees.

As long as the clothes you produce are of good quality, new styles, and fair prices, you will definitely have a place in the market.

Wang Zhaoyang stared at her in a daze. He never knew that Ling Yue had such ambitions.

"Your idea is good, but will the bank agree to use this building as collateral?"

"Aren't you worried that if we can't pay back the loan, the house will be taken back by the bank?"

"Don't you believe in my abilities?"

Ling Yue said: "If we really lose money, at worst I will go back and sell fruits."

Wang Zhaoyang laughed.

He has been used to living a stable life in the past two years and has forgotten how they made their fortune.

That year, Ling Yue just walked around the night market and sold her hair to get the fruits back.

She is not afraid of suffering. When others are still dreaming, she gets up and goes to fruit.

She started selling fruits when others were having breakfast.

Others were having lunch break in the afternoon, but she was carrying fruits to sell them alleys.

It is her spirit of not being afraid of hardship that has enabled her to build such a large building in just two years.

He was instantly infected by her.

"Okay, this is enough with you. At worst, we can go back and sell fruits again."

Ling Yue looked at him: "Do you really trust me so much?"

"We husband and wife are one, and we enjoy the hardships together. As long as we never leave each other, we can only start over again."

Ling Yue immediately laughed.

"Okay, this is enough with you. However, there is one thing I want to remind you that if you apply for a mortgage loan, you need a real estate certificate."

Ling Yue's house has just been built and the property certificate has not been issued yet, so I can only consult the bank first to see what the bank says about the mortgage loan.

"I understand. I'll go to the housing management department these days to try to get the property certificate earlier."

Ling Yue nodded, Wang Zhaoyang suddenly approached her and said in her ear: "Wife, we haven't had that for a long time..."

Ling Yue understood in seconds. She blushed and looked at Tongtong's door. She quickly pecked on his mouth while he was not paying attention. "You go and see if Tongtong has slept."

Leaving this sentence, he ran into the room and lay on the bed.

...

It was two months later when Wang Zhaoyang obtained the property certificate.

"I really didn't expect that it would take so long to get a real estate certificate."

Ling Yue pursed her lips: "This is already fast. In two days, we will go to consult the bank."

In the past two months, the Mid-Autumn Festival has already complained to her more than once.

Wu Zhenbo has already begun to target Xiao Jun.

Xiao Jun's salary is not low, but Wu Zhenbo always has various excuses and openly punished Xiao Jun.

Sometimes even Xiao Jun was responsible for the expenses incurred by serious business operations, he used various excuses to delay.

A discerning person can tell at a glance that Wu Zhenbo is slandering him, and Xiao Jun complained to Ji Zhongqiu more than once.

Ji Zhongqiu also went to find Wu Zhenbo, but the results were very little. One time, he just left Wu Zhenbo's office, and the next moment, the punishment for Xiao Jun was posted in the notice board of the factory.

Just half a month ago, Xiao Jun couldn't stand it and resigned in anger.

If Ling Yue hadn't had three stores to support him, he would have gone back to Shenzhen Stock Exchange long ago.

Therefore, the first time Ling Yue got the property certificate, she thought about going to the bank to apply for a mortgage loan.

Ling Yue went to find Xu Lian'e, the head of ICBC Qingpu City, who last time applied for an interest-free loan.

Xu Lian'e was surprised to hear their purpose.

The house built by Ling Yue is located in West Station, which is currently the tallest and largest building in West Station.

And just two months after they were built, they were eager to apply for a mortgage loan. It seems that they must have encountered something.

She asked quickly: "What? Do you have to use a new house that has only been built for two months as a mortgage loan?"

"Yes, our house signs do not meet the requirements, and I don't know what procedures are required?"

Xu Lian'e hurriedly said: "The materials you want to provide include the borrower's own ID card, household registration book, marriage certificate, borrower spouse ID card, household registration book, income certificate, house ownership and notarization of the mortgage agreement of the owner and co-owner of the house.

Book and proof of use of loan.”

"In addition, you still have 150,000 yuan in our bank. If the amount of your loan this time is too large, it may not be so smooth."

Ling Yue had known this process for a long time, and when she heard her say she could do it, she was immediately happy.

"How much can we borrow in that building at least?"

This is what Ling Yue cares about the most.

If the loan amount is too small, she will change it.

"This is hard to say, it's estimated that 300,000 yuan can be done."

Ling Yue frowned and said, "300,000? My house was built more than 300,000."

Too few!

In the past two months, no one knows what life they are living.

The total daily turnover of the three stores is only 4,000 or 5,000 yuan. She has to buy goods every few days. In addition, there is a decoration on the third floor and above, so she has no money left in her hands.

But she was relieved that the decoration on the fourth floor was almost completed.
Chapter completed!