The money shops in Xuzhou City are all concentrated on Nanmen Street.

Coincidentally, Hengtongji is right opposite Jiangnan Bank.

At this time, the window on the second floor of Hengtongji was open, and the shopkeeper Song stood in front of the window with his hands behind his back. The sun was a little dazzling. He built a pergola with a folding fan and watched the customers entering and leaving Jiangnan Bank opposite.

I saw the withdrawal from Jiangnan Bank and went straight into Hengtongji.

"You idiot, don't you know how to surround from behind?" Song Cai, the shopkeeper of Xuzhou's semi-colon, stood behind Song Xiaoming. As soon as the man went upstairs, he cursed.

"The villain is negligent, the villain should die." The guy who was foolish in the Jiangnan Bank was as obedient as a little white rabbit, slapped himself hard in the face.

"Okay, the wise man doesn't do secret things. Let them know who is dealing with them." Song Xiaoming shook the folding fan and said.

"Why did you come out empty-handed? Didn't you ask you to take out the silver?" Song Cai stopped cursing, but asked angrily.

"It is said that it is a rule and it will take five days to pay." The withdrawal replied quickly, "The villain thought about making trouble and was unreasonable, so he had to agree to go again in five days."

"Oh?" Song Cai was surprised and said, "I was less than two thousand taels yesterday, and I was paid for the money that day."

"You are the ones who alerted me." Song Xiaoming said with clarity: "After collecting all the silver notes, can they not notice it?"

"This Jiang Dou really can't be a side dish." Song Cai said surprised when he heard this: "I didn't think of him before, and he was so vigilant. Could it be his deputy named Richard?"

"There is no difference." Song Xiaoming said lightly: "Not to mention five days, they can't bring silver even if they have ten days."

"Hehe, it won't be a month unless their silver ship can fly over Huai'an with wings." Song Cai hurriedly said with a smile.

"Since the other party is alert, we should not take two thousand and two thousand." Song Xiaoming ordered Song Cai to say: "It will be changed to a large exchange in the afternoon. At least one million taels will be handled today."

"Yes." Song Cai nodded quickly. The reason why the limit is 2,000 taels is that in Jiangnan Bank, the exchange rate of less than 2,000 taels can be paid directly to the silver. This can reflect their wealth and simplify the procedures, which is convenient for everyone.

Unexpectedly, the other party shrank so quickly that they were turned away before they could steal the tower.

But the result is not bad. If you can't get the money in five days, Jiangnan Bank will be ruined.

~~

The plan of the shopkeeper Song Da is very simple, it is a run.

This trick is not unusual in later generations, but it was definitely a pioneering move during the Longqing period of the Ming Dynasty.

It’s not that others are too stupid, but because the business strategies of money bank tickets in this era are very conservative, making it difficult for malicious runs to work.

For example, it is very cautious to choose a site for a semicolon for the money house. In addition to the economic development and prosperity of the place itself, convenient transportation is also very important.

For example, Chengdu is considered a prosperous city in the Ming Dynasty, but none of the four major banks set up semicolons there. The reason is that the traffic is not smooth, and the inventories of silver will not be convenient for them to flow from other places. To ensure the safety of the Chengdu semicolons, you must prepare several times the inventories of silver.

So each company simply gave up Chengdu and only operated in cities along the Yangtze River and canals. In this way, once there is a shortage of silver in a certain place, the head office can immediately provide current silver in other places through convenient water transportation.

Why is it necessary to stipulate a payment period of five to ten days? It is to prevent this from happening. With a grace period, they are not afraid of concentrated cash withdrawals in other places. Although the bank bank also lends money at this time, the amount is not large, accounting for at most 10% of the deposit bank, and it will never reach 20%. Therefore, the bank bank is not afraid of bank runs normally.

However, the interruption of the canal transportation has turned into vain, and the money houses naturally cannot support each other, which has caused great risks in foreign exchange exchanges.

But for the money shop industry, credit is greater than the sky. Since you promised to deposit money, the national semicolon can be taken in five days, then any excuse is useless. If you don’t see the cash in five days, customers can directly smash your signboard and make you close the door.

Of course, the canal was only abolished from Xuzhou to Huai'an section, and it was barely possible to sail northwards. Jiangnan Bank could still borrow some positions from Jining, Linqing and other places in Shandong to rescue emergency departments.

However, Song Xiaoming calculated for them that even if the Jinan Branch and all four branches of Jiangnan Bank in Shandong could be able to survive for three million taels in Xuzhou.

As for the branches in Northern Zhili, they were out of reach. When they transported the silver, the daylily became cold.

Over the past few months, the shopkeeper Song has secretly built more than 100 accounts in Jiangnan Bank branch codes in various parts of Jiangnan, and deposited a full 5 million taels of silver!

Now, those more than a hundred people have already brought their tickets and come to Xuzhou to withdraw money at the same time. I don’t believe that his branch can withstand it!

~~

However, Jiangnan Bank has one more moat than other money houses, that is, their silver notes already have basic credit.

This makes it possible for them to send silver notes to the extent of the matter with a quick horse. Although Song Xiaoming's subordinates certainly would not ask for silver notes, the people who follow the trend to withdraw money may be.

In order to abolish the last hope of Jiangnan Bank and to create a crazy run, Song Da shopkeeper asked various money shops to purchase Jiangnan Bank's bank notes in large quantities.

Now, all the ammunition is ready, and the cannons are opened and he will be knocked on his mother!

A smile finally appeared on the face of the shopkeeper Song Da.

Win sure!

~~

Opposite, Jiangnan Bank lobby.

Although Manager Mao personally took the initiative and used decades of professional skills to handle business like a sloth, he spent all the patience of every customer. But before get off work in the afternoon, he still handled nearly one million taels of exchange and withdraw all cash, so he didn't know how to tell the ticket!

This number is the business volume of Xuzhou Branch for two months.

At this time, even ordinary tellers could see that someone must have caused trouble...

President Jiang kept staring at the timing hourglass. As soon as Shen Shi passed, he immediately ordered to ring the bell and close!

Usually, he will ring the bell when he watches the customer finishes his business. But today, he can't wait for a moment.

As soon as the bell rang, Manager Mao was as if he had been amnesty, he hurriedly stood up and bowed to the customers lined up and said:

"Sorry, we're off work. Guests, let's do it tomorrow."

The customers were still worried that the security guard had already paid for someone to hire him. They had to quit the bank by cursing.

When the security guards got on the door panel as fast as possible, everyone in the bank breathed a sigh of relief.

"It's no big deal, the sky can't fall." Jiang Dou appeared at the front desk and said to the restless subordinates: "After checking the business, go to have a meal quickly and have a meal tonight."

After saying that, he turned around and went into his office inside.

Richard had been waiting there for a long time, and soon three managers came in one after another.

Manager Mao walked at the end, bolted the door backhand, and then placed a stack of withdrawal slips on the table.

"How many are there in total?" Jiang Xingchang asked, chewing his fingers, and the other three were also looking at the stack of withdrawal bills as if they were facing a great enemy.

"One hundred and three thousand taels." Manager Mao replied with difficulty.

"Hiss..." Although they were mentally prepared, the four of them still took a breath of air conditioning.

One million and three thousand taels, just killing all the inventory of silver in the store!

"Looking at this point, tomorrow will only be more, not less." Richard said dryly.

"Yes." Everyone nodded. This morning, they all received small withdrawals. In the afternoon, it was all tens of thousands of taels per transaction!

I may not do it tomorrow, I can get two million in a day! What should I pay them?!

"Let the pigeons ask for help from the head office." Jiang Dou leaned against the back of the chair, and a huge feeling of powerlessness came like a tide.

The pursuit of fast communication is engraved in the bones of the money house, so each money house has special pigeon breeders. After the pigeons fly to their destination and return to their nests, there will be special pigeon senders, putting the pigeons in cages, and sending them back smoothly.

But since the other party was determined to set up a Xuzhou semicolon, there must be bird-killers guarding nearby. It is too dangerous to release the pigeon from the bank in broad daylight. If you can't fly out of Nanmen Street, you will be beaten down.

Therefore, the pigeon releaser must ride out of the city and release it to the deserted wilderness around, so as to ensure that it will not be knocked down during the takeoff stage. In addition, a few more carrier pigeons should be prepared to prevent encountering raptors such as eagles on the way.

~~

After calming down, President Jiang said to everyone: "We can't wait, we have to go to the docks of each family to see if we can break up some positions and come back, and don't care about the interest. If we can't get over these days, everything will be over!"

"I understand." Everyone nodded, and Richard hesitated and asked: "Do we have to know first what they want? If we want us to die, there is no need to humiliate ourselves."

"When is it that I still have to care about this face?" Jiang Dou sneered, held the table and stood up, "Go down from the docks, even if you can't dismantle your positions, you can figure out what's going on."

"I understand." Richard nodded and said to Jiang Dou: "It's me too."

"Old Li, you are not familiar with the place, so you don't have to go." President Jiang advised.

"I can't sit still while I'm in the process, so let's go together." Richard smiled.

"Okay, let's go and get defeated together." President Jiang laughed, feeling that Li Jianjun was much more pleasing to him.

~~

Sure enough, when the five people came back from outside in the middle of the night, they were all covered in dust and empty-handed.

The five people sat silently in the flower hall, no one wanted to speak. The kitchen brought them midnight snacks, and no one moved their chopsticks.

They had already traveled to all the bank accounts of large and small money houses on Nanmen Street, and they had opened until twice the interest on normal loans, but they only borrowed 200,000 taels from Wanyuan No.

The other money shops either cry and cannot afford money, or they are sarcastic... The money shops and silver accounts that are buying silver notes are even harsh, saying, "You are today too," "It's really unhappy to retribution," and so on, can make people angry to death.

After a while, Jiang Dou, the president, took a rest first and smiled at the four of them, "The good news is that Wanyuanhao and Xinlong have not been mixed. Guanghengtongji's family is the first to take the lead. We are not considered to be betrayal of everyone."

But everyone couldn't laugh. There was always a money shop owner who was not strict with his mouth. He revealed in his words that the shopkeeper Song of Hengtongji had been planning this matter for several months! Hengtongji, who is powerful and powerful, was caught off guard by such a deliberate blow. How could Jiangnan Bank be caught off guard?

"President, why not tomorrow..." Manager Mao asked tentatively: "Let's find a reason to close the business?"

"Nonsense, they have arranged it step by step. How can you get the battle-free sign?" Jiang Dou cursed and said decisively: "If the door doesn't open on time tomorrow, someone will definitely smash our store and it will be done in an instant!"

As he said that, he picked up his job and said, "I'll have a fierce battle tomorrow."

"Yes, let's have a meal." Richard also picked up the chopsticks and said to the three managers: "Isn't there still five days? The group's board of directors and the president will definitely come up with a solution. We have to stick to the end, otherwise it will be useless if there is a solution."

"Oh, eat..." The three of them finally picked up their rice bowls and barely started eating.
Chapter completed!