Chapter 1539 Sing and harmonize

With the strength of the local bank, they naturally did not dare to collide with Haihan Bank head-on. Even if he had objections to the plan proposed by Cai Jinmei, Jin Mingfa did not directly object verbally, but chose a delaying tactic. He could see that Haihan was unwilling to advance.

The matter of unifying business standards is urgent, and delaying time may be a more effective way to deal with it than direct confrontation. If we can get a little more time to respond, Jin Mingfa believes that this matter may not turn around.

But how could his petty thinking escape Cai Jinmei's eyes? When the Ministry of Finance was formulating the plan, Cai Jinmei had already considered various possible reactions from local banks. He wanted to use delaying tactics to hinder Haihan.

Cai Jinmei was naturally prepared to deal with the situation. However, she was not in a hurry to speak, but wanted to see other people's reactions.

The bank bosses didn't know what cards Haihan had in his hand. They only knew that Jin Mingfa's words gave them a glimmer of hope to change the situation, and they quickly cooperated to complain, train personnel, adjust business strategies, etc.

It will take time, don't rush it.

Cai Jinmei watched the group of people complaining calmly. After their performance was over, she said, "Everyone is crying, but I see that Boss He from Hexinghao is quite quiet. Does Boss He have any other ideas?"

?”

Only then did everyone notice that He Tinggui did not express his position just now. Jin Mingfa's heart sank. He knew that He Tinggui had not spoken before, and now Cai Jinmei deliberately pointed to him. She was afraid that he had secretly colluded with the Haihan people and took this opportunity to let him

Come forward to build momentum for Haihan.

He Tinggui's face was very calm. He cupped his hands towards Cai Jinmei and said, "Mr. Cai, you said that the two countries are about to establish trade relations. Do you have any evidence?"

Cai Jinmei said: "Every boss here, those who are well-informed may have heard the news. Your country's court has already agreed on the regulations, and it will be announced to the world in the near future. If you want to prove it, you can ask the officials you know as soon as possible.

That's not the case. Of course, the lower-ranking officials don't know the news for the time being. If you want to inquire, it's best to ask officials of the fourth rank or above. What they say should be quite credible, right?

?”

He Tinggui nodded and said: "That's the case, then I'll take it as true. If the two countries do business in the future, as Mr. Cai said, there will inevitably be cross-border circulation of coins. If our bank cannot do it,

It is true that you will lose many customers through deposit and withdrawal. So I think that since the trend has been predicted, it is a great opportunity to make money, and it is not too late to start preparations at this time. Everyone, can we let such a great opportunity go in vain?

?”

"Boss He knows the general idea." Regarding He Tinggui's knowledge and interest, Cai Jinmei naturally praised He Tinggui without any regard for the ugly faces of others: "The Ming Dynasty is willing to open up the trade rights of coastal states to our country. What does this move mean?

Don’t you realize it at all? If you don’t even have this basic business sense, then I think you should transfer your business as soon as possible and let someone knowledgeable take over!”

Cai Jinmei's words were extremely rude and did not save any face for the bank bosses here. She did look down on this group of people. Her vision was really narrow and she had no clear understanding of things outside her field of vision. Daming Xianghai

What does it mean for the Han Dynasty to open up trade rights to coastal areas? These people are ignorant and still stare at the meat in the bowl in front of them and refuse to move. It is no wonder that they have not made any big achievements in this industry.

After Cai Jinmei finished speaking, she gave He Tinggui an unnoticeable look. The latter understood and quickly said, "I have some thoughts on the establishment of communications and trade between the two countries, and I would like to ask Mr. Cai to correct me."

Cai Jinmei nodded and said, "But it doesn't matter."

He Tinggui cleared his throat and said: "Ningbo is the easternmost state capital in Zhejiang. Maritime trade has always been the main local industry. Ever since merchants from the Haihan Kingdom came to Zhoushan, trade between the two countries has actually been going on.

, this is something that everyone knows. As for the amount of money circulating in the trade between the two countries, I believe everyone here has more or less an idea. How many maritime merchants have made a lot of money from these businesses, I think the imperial court has no idea.

You will definitely not turn a blind eye to this piece of fat. To be precise, the big shots in the capital’s court will definitely be eyeing this piece of fat.”

Looking at the thoughtful expressions on everyone's faces, He Tinggui knew that his words had played a guiding role, and he continued: "Everyone knows that sea trade can make a lot of money, but in the past it was a shady business.

Only a few people make money. Now that the imperial court wants to legalize these businesses, the purpose is naturally to return part of the profits to the national treasury. But no matter how it is done, the imperial court will always send people to participate in the trade. Of course, they will definitely do so.

Come with a lot of money."

After everyone heard this, they roughly understood what He Tinggui wanted to express. The maritime trade business in Zhejiang, especially the smuggling trade, has always been a very profitable industry, and after Haihan came, he made the cake even bigger.

, there are many people who have made a fortune by taking advantage of this opportunity. The capital is not ignorant of this, but because of the intricate interest relationships and the long geographical distance, it is difficult for the capital to directly interfere with Zhejiang's import and export trade.

The plan for establishing diplomatic relations proposed by Haihan to the Ming Dynasty based on the Liaodong issue included the opening of coastal states to trade. Some officials in the imperial court believed that this was actually a good opportunity for the country to incorporate these gray areas into the government's agenda.

Under surveillance. Of course, there must be some selfish motives involved. After all, as long as you can get a foothold in the trade with Haihan, it means that huge profits will continue to flow into your own pocket.

In the past, the smuggling trade in Zhejiang was monopolized by a few local businessmen. Haihan also established a regular investment invitation system for this purpose. The senior officials in the capital could only watch anxiously but could not get involved. However, once the two countries establish trade links, the smuggling trade will change.

Once it becomes a legal business, Haihan will no longer restrict the qualifications of its trade partners as it does now, and it will be much easier for foreign businessmen with official backgrounds to enter this field.

This will have a big impact on local businessmen in Jiangsu and Zhejiang, but for those who are doing bank business, it is the best opportunity to make money. Because no matter how much money or background the foreign businessmen have, when they get here,

They will also deposit cash in local banks. Which bank can achieve universal deposit and exchange with Haihan will undoubtedly gain an advantageous position in the competition. However, not everyone can have this overall view. For example,

The Ningbo bank bosses present were completely unaware of the huge business opportunities they might miss.

He Tinggui has indeed had personal contacts with Haihan for a long time, and has been recognized by Cai Jinmei for his flexible mind and non-conformity. He even secretly went to Zhoushan to receive training in financial knowledge. Before participating in today's meeting, he had also been recognized by Cai Jinmei.

He Tinggui took the instructions from Haihan and waited for an opportunity to cooperate with Cai Jinmei during the meeting. Although doing so may lead to being regarded as a traitor by his colleagues in Ningbo in the future, this is no longer a big deal for He Tinggui.

Being close to the big tree of Haihan, he doesn't have to worry about starving to death even if he doesn't open a bank in the future. Haihan will naturally arrange a way out for him. What's more, he doesn't think that his colleagues can join forces to resist him.

After all, after today's meeting, the banks that can survive will definitely choose to take sides. The banks that are unwilling to cooperate in depth with Haihan may not be able to operate for a few days. The banks that can survive will only take the same stance.

If he is the same, then there is no hatred left.

After He Tinggui explained the matter in a concise and concise manner, the attitude of the bank bosses began to soften. After all, this was an opportunity for the bank to make a lot of money. If you don't follow the path Haihan pointed out, you will actually be struggling with money.

. But for them, they still inevitably worry that after adjusting according to Haihan's requirements, their bank will be slowly assimilated until it is annexed by Haihan Bank at some point.

At this time, Jin Ming, the spokesperson of the local bank, could only speak out for everyone: "What Boss He said is certainly reasonable, but this deposit and withdrawal will inevitably involve the disclosure of some of the accounts of each bank to Haihan. This is a bank."

How can you reveal your family background to others so easily?"

Cai Jinmei responded coldly: "For the general deposit and exchange business, special accounts can be set up. It is enough to announce this to us. Besides, each bank only discloses this account to us, so we can still communicate with each other.

Keep it confidential.”

"Whether this... is safe or not remains to be discussed, right?" Jin Mingfa still asked with some reluctance.

Cai Jinmei said: "Whether it is safe or not is guaranteed by the reputation of Haihan Bank over the past few years. You can weigh it yourself. Of course, you can also choose not to cooperate. We have proposed this unified standard plan, and we are not forcing everyone to do so."

Everyone has the right to say no when the bank is involved. But I want to remind everyone that after passing this village, there will be no such store. If you want to join the system we have established in the future, you will not be able to

It’s free.”

These bank bosses naturally know the reputation of Haihan Bank. In terms of its strong capital, I am afraid that no private bank in the entire Ming Dynasty can match it. Moreover, Haihan Bank's management level is obvious to all, and its service content and operating methods are even better.

It is far beyond a private bank, and coupled with Haihan's armed protection, it is almost invulnerable. With the golden name of Haihan Bank, no matter how well-run a bank is, it will consider itself inferior.

As for Cai Jinmei saying that she can choose not to cooperate with Haihan, this is actually not a project that people here can choose calmly. If anyone dares to make it clear that they do not want to cooperate, the consequences may not only be a matter of missing money-making opportunities, but also the possibility of

Can we continue to survive after offending Haihan Bank? If the risk of cooperation is to be annexed by Haihan Bank in the later stage, then the risk of non-cooperation is probably to be bankrupted in the short term. Even if Jin Mingfa has this kind of intention

Those who disagree will not be bold enough to challenge Haihan's patience by risking the safety of his own bank.

At this time, He Tinggui appeared very cleverly and answered: "Then, Mr. Cai, how many days can we have to consider this matter?"

Cai Jinmei raised a finger and said: "One day. Please forgive me. I have too many things at hand and I don't have time to stay in Ningbo for too long. So before sunset today, please give me a clear answer. I have not made any decision by the time."

By choosing a bank, I also regard it as giving up this opportunity."

After everyone heard the previous talk about one day, they thought that they could go back and gather their families and subordinates for another meeting in the evening to discuss the matter. Unexpectedly, the day Cai Jinmei mentioned meant one day during the day today, and no time for overnighting was given. It can be said that the time was stuck.

Quite harsh.

If Cai Jinmei had put forward such conditions from the beginning, maybe these people here would have left in a hurry, but they dare not do so now, because He Tinggui has obviously sided with Haihan. If they just left like this,

Wouldn’t it mean that they would automatically give up the cooperation with Haihan Bank and leave all opportunities to He Tinggui’s Hexing Hao? By then, Haihan Bank will definitely support Hexing Hao to grow in Ningbo, so what will they do to compete with He Tinggui?

?

As expected, He Tinggui was unreasonable and his script of acting as Haihan's pawn was fully exposed. He immediately expressed his position: "He Xinghao is willing to advance and retreat together with Haihan Bank. I also ask Mr. Cai for your guidance."

"Very good, I appreciate a smart and cheerful person like Boss He." Cai Jinmei finally had a faint smile on her face. This was probably the first time she had such an expression since she entered the room. It was obvious that she

I should be quite satisfied with He Tinggui's performance.

He Tinggui's statement undoubtedly put everyone else here on the fire. Although there were several basins of ice cubes in the room and the room temperature was already very cool, many people were still sweating on their backs. Because they

The next decision to be made is likely to affect the prospects of your own industry, and if you are not careful, you may even lose your entire fortune.

Seeing that everyone was silent, Cai Jinmei knew that it was best to give them some space at this time. She stood up and said: "Everyone can think carefully here and make a decision. Then ask the attendants outside the door to lead the way.

I, Boss He, come with me and sign the agreement that needs to be signed."

He Tinggui responded quickly, stood up and bowed to everyone present, and then followed Cai Jinmei out of the room.

As soon as he left, everyone in the room began to curse in low voices this traitor who had colluded with Haihan to steal others. Of course, they also knew in their hearts that if they were in He Tinggui's position and had such a big backer, they might have done something wrong.

It won't be any better than him.
Chapter completed!