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Chapter 102 Buying a House

Ouyang Zisu's clothing store's profit in the second month was less than that in the first month, only 300,000 yuan. The profit in the third month was even smaller, reaching only 250,000 yuan, one-third less than the first month.

Fortunately, at Zhou Feng's suggestion, Ouyang Zisu cultivated customer groups as early as possible, such as giving different discount levels to customers who have reached different consumption amounts. The more consumption, the more discounts it will be.

For example, if you give customers with silver cards or above, you will be blessed with birthdays and send flowers and cakes; if you give customers with platinum cards and diamond cards, you can order without paying a deposit, and you can also deliver the goods to your door.

Ouyang Zisu also holds free activities for customers who have gold cards or above once a month, such as beauty, health lectures, tea ceremony appreciation, clothing matching, jewelry purchasing lectures, financial management, investment lectures, etc.

Of course, these customers are also allowed to bring friends together. With more activities, some of the friends brought by them will become consumer customers in clothing stores.

Some people who invite to give lectures do not need to pay the lecture fee because they also need to develop related businesses. For this reason, they usually actively provide venues and refreshments.

Some of the people who participated in the event were to pass the time, some were to gather with friends, and some really wanted to learn about relevant knowledge, take care of their health, or make other investments and financial management.

After such a series of efforts, coupled with the brand's never selling at a price cut, and the idea of ​​discounted sales based on different levels of membership cards has made some customers who hold platinum and diamond cards feel a sense of accomplishment in consumption, and also dispelled a small number of people's expectations of purchasing when they want to reduce prices.

The sales business of Ouyang Zisu Clothing Store began to stabilize in the fourth month, and later the monthly profit remained stable between 250,000 yuan and 300,000 yuan, and did not exceed 300,000 yuan, nor did it drop below 250,000 yuan.

Xu Yamin's "God-in-Law" matchmaking agency, Chen Xia's mid- and low-end clothing store, and Ouyang Zisu's mid- and high-end clothing store, the businesses of these three companies remain stable, and they have not risen and fallen with the alternation of seasons and changes in climate.

Zhou Feng can now get a share of these three stores every month. After summing up several items, the amount is still considerable.

He was born with a business mind and felt that the country's reform of the housing distribution system would gradually change from government agencies, institutions and state-owned enterprises to purchasing commercial housing from society.

For this reason, if you have extra money, while the price of commercial housing has not yet risen sharply, you can definitely maintain and appreciate the value in the future.

He believes that the act of storing money in the bank to earn interest is too conservative. Instead, it requires additional investment to make money and make more and higher profits.

Mingning City has started to build commercial housing for a long time, mainly with multi-story, small-area two-bedroom and one living room, and three-bedroom and one living room.

At that time, the sales of this batch of commercial housing were not good. In the end, the majority of the units were purchased by government agencies and public institutions and state-owned enterprises with good economic benefits and distributed the units' welfare housing.

This is mainly because many people had generally not had high incomes at that time, and they still hoped to divide houses in the unit. In addition to buying and living in their own homes, few people made investment purchases. Those who were truly rich would buy villas or land to build their own homes.

After all, Mingning City is a developed coastal city. Some real estate developers with forward-looking vision have developed and built the "Mingjiang Chunxiao" which looked very advanced at the time. Everyone thinks that there is no need to take the stairs and directly get to their homes. With property management and security services, the living feeling is good.

Unlike the small and high-rise buildings nowadays, there are too many high-rise buildings built, but multi-story buildings are more popular, and they are called "bundant houses".

At that time, such an advanced small high-rise elevator house, "Mingjiang Chunxiao" community, of course, occupied the best area in Mingning City, and was surrounded by rivers and parks.

The greening and security level in the community are very good, and they are one of the highest-end communities in Funing City.

Of course, the price is also the highest. The average price per square meter is more than 8,000 yuan. Judging from the current housing prices, it is really low and cannot be lower. Because the housing prices, which are located in a very suburban area, are now more than 20,000 yuan.

"Mingjiang Chunxiao" is located in the city center. Although it has been a few years of housing age, the price has risen to 50,000 yuan per square meter. There is no investment profit, and no industry profit is comparable to the huge profits obtained from speculation in a house.

Zhou Feng saw the advantages of out-of-print locations and elevator houses, and decided to invest and buy them.

After careful investigation and comparison on the spot, and after some bargaining, I finally bought a house with a total price of 1 million yuan with a total price of 120 square meters.

He doesn't have a girlfriend yet, and when he gets married and gets married, the housing prices will definitely rise a lot. It is also a plan to buy them first. If it can slowly appreciate in the future, it will save a lot of money.

Zhou Feng found that the elevator house was larger than the common area of ​​a multi-story house. A house of about 100 square meters can only be a very compact three-bedroom and two-living room, and can only live in a family of three. If parents come, they will appear very crowded. The 120 square meters of three-bedroom and two-living room will appear more comfortable and should be the main set in the future.

Based on such housing prices and current income, Zhou Feng could make a one-time payment, but he felt that he would have to buy a house in the future and he had to raise as much down payment as possible, so he decided to pay 70% down payment and 30% loan.

At that time, in order to stimulate the purchase of a house, a mortgage with a down payment of 20% had been launched. Although Zhou Feng began to realize that he wanted to invest in real estate, he was not bold enough to pay 20% down payment and 80% of the loan. After all, the principal and interest of the loans that he had to pay every month were very high.

If there are too many houses purchased and the business of matchmaking agencies and clothing stores is in trouble again, the monthly loan repayment pressure will be very high.

Zhou Feng had the psychological expectation that housing prices would rise, but he never expected that housing prices would rise so outrageously in the future. Otherwise, it would be very cost-effective to buy a house by borrowing usury loans.

However, there is no assumption. Zhou Feng still thinks it is better to be more stable when doing business and investing. He is too risky and may make a high profit, but he may lose all his money.

Zhou Feng was still living in the old man's house at that time. He was also worried that when the old man's son would suddenly come back from the United States, he would have to move out. Now he bought a house by himself, so he would leave a way out.

"Mingjiang Chunxiao" is a white germ room, so Zhou Feng found a decoration company for refreshing decoration.

One evening, Xu Yamin called Zhou Feng, who happened to be in Ouyang Zisu's clothing store.

Xu Yamin said in panic on the phone: "The power outage of the matchmaking agency is black and I am very scared."

Zhou Feng initially thought something was wrong. Unexpectedly, she, who was usually bold and aggressive, was afraid of the dark.
Chapter completed!
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