The high interest rate on private lending and unrefined sales eventually overwhelmed Lehua Group.

There are many loan entities in the industry and companies under the name of Lehua Group. A bank may involve multiple loans, while a subsidiary company has multiple bank debts. If it is handled improperly, it will directly cause an earthquake in the banking system.

After the citizens involved in private lending did not receive the interest on time, they felt panic and slowly gathered to surround the Lihua Group. Then they developed into the district government, and the municipal government conducted group petitions, hoping that the government would come forward to solve the problem.

If these people cannot get back their principal, the social impact will be wide, and social contradictions and hidden dangers will be relatively large, which will affect social stability.

The Zhao family is mainly because Mr. Zhao is in charge of the family. He has always had a good relationship with Brother Wen, but he has no interest in such a mess and has never thought of saving Brother Wen.

For Mr. Zhao, interests are always the first priority. Brother Wen is about to fall down now and has no value to use, so why take risks?

The Zhang family is not familiar with Brother Wen, so of course they are doing business.

Based on the market value of these office buildings and single apartments, it is worth nearly one billion.

It’s just that no companies or individuals intend to buy these office buildings and single apartments, then the value of this billion can only be the value on the books and has no practical significance.

Those involved in private lending require only cash payments.

If the bank's loan cannot be paid, it can be dragged slowly until the end. If there is no way to solve it, it can become a bad debt and a dead debt for processing. However, these private borrowers have many numbers, different identities and complex situations.

Some people are greedy for the high interest rate of Lihua Group and even borrow money from outside before lending to Lihua Group.

Some people give up their lifetime savings, even money for future retirement.

Some people sell houses and stocks to lend money to Lihua Group.

In order to stabilize these people's emotions and ensure their future lives, they must be able to repay the principal of the loan at least.

Zhang Yu knew that Zhou Feng and Chen Gang were financially stubborn, so he asked them to discuss whether to take over?

Zhou Feng smiled and said, "If I have such a good business, if I have money, I will take over immediately."

Zhang Yu frowned, "Zhou Feng, the market value of these office buildings and single apartments is more than one billion yuan. Now we have a discount of 500 million yuan to take over. It seems like we are making a profit."

"But after we take over, we should not be able to change the current bad sales situation, so that we will bear a heavy burden. After all, our Zhang family is also a little nervous about funds now."

Zhou Feng smiled and continued to explain: "Zhang Yu, when faced with this problem, we need to change our thinking.

Seeing Zhang Yu's puzzled expression, Zhou Feng explained: "We take over these office buildings and single apartments, and we do not need to sell them to the outside world, but to carry out unified rentals."

"The places where these office buildings and single apartments are located should be the only place to go south in Mingning City."

"In fact, Wen Liping, chairman of Lihua Group, has a good vision. With the expansion and development of Mingning urban area, it will definitely develop eastward and southward in the future."

"It's just that he is too advanced and the wrong product positioning of a single apartment has caused the current dilemma."

"If the Mingning Municipal Government appropriately releases the Mingning urban development plan, or finds the right opportunity to publicly talk about vigorously supporting the building economy, foreign trade economy, high-tech and innovative projects, and at the same time slowly supporting the life and commercial facilities there, it will definitely drive the rental business of office buildings and single apartments."

“Single apartments are not easy to sell, but the rental business will definitely be very good.”

"College graduates who come to Mingning City to work in other places and white-collar workers in the company are all only children. They don't like to share with others, but want to have an independent living space."

"After we take over, we can rent it out and manage it in a unified manner to prevent group renting and sublease behaviors."

"For tenants, they can rent for a long time, and they don't have to worry about when the landlord wants to sell the house, demolition, and reclaim their own living. They don't have to worry about the landlord's price increase randomly."

"We can take over single apartments at half price, so we can set the rent lower than the market price, which will reduce the burden on young people to rent. In this way, we don't have to worry about not having a rental business."

Zhang Yu listened to Zhou Feng's careful analysis and found it very reasonable. It was a dead end that could not be understood. If you think about the problem in a different way, it would be another village with dark and bright flowers.

Chen Gang calculated more directly: "A single apartment with a bag of more than 40 square meters can be rented in. The monthly rent for a single apartment of 1,500 yuan, and for a 60 square meters, you can get 2,000 yuan."

"There are 1,000 single apartments with 40 square meters and 500 single apartments with 60 square meters. The rent for a year can be charged 30 million yuan."

"The area of ​​an office building ranges from 50 square meters to 200 square meters. We calculate it in the unit of 50 square meters monthly rent of 2,000 yuan, and we can charge approximately 24 million yuan of rent per year."

"After deducting furniture and appliance losses, we calculate the total rent of 50 million yuan per year, and we can recover all investment in ten years."

"As for the management's salary and benefits and other expenses and bank substitute interest, it can be offset by the income from supermarkets, convenience stores, restaurants, barbershops and other stores in the community."

Zhang Yu was even more moved when listening to Chen Gang's digital analysis.

You should know that these single apartments and office buildings have 40 years of property rights. Except for the ten-year investment period, there is a 30-year profit period. Moreover, after 40 years, the land use rights expire, and the value of the property is still there.

Of course, she still asked in confusion: "Will there be so many tenants?"

Zhou Feng smiled and said, "Mingning City is an open coastal city, and many people engage in foreign trade. The office building area required by such trading companies does not need to be too large."

"I sent someone to various real estate agencies to learn more about it, and found that one bedroom, one living room and two bedrooms and one living room are small, and the low-rent houses are in short supply."

Without further ado, Zhang Yu immediately convened a senior company meeting to discuss and prepare for the takeover, but he did not expect that many people would object. They believed that such a plan was absolutely nonsense and was purely a loss-making deal.

With Zhang Yu's efforts, the company barely passed a motion to invest 300 million yuan to take over. This is actually a meaningless resolution.

If no one takes over the five office buildings and five single apartments under the name of Lehua Group, the assets of one billion will eventually be auctioned for 300 million yuan.

However, Lihua Group owes nearly 500 million yuan of private funds. If the assets are bought at a low price of 300 million yuan, then what should I do if there is still 200 million yuan of private funds? I can’t use financial funds to make up for it.

Therefore, the resolution passed by Zhang Yu Company to invest 300 million yuan to take over is meaningless.
Chapter completed!