Great temptation.

This is like paying a penny to guarantee a huge risk of 100,000 yuan. The contrast is so obvious and the tax is so low. This makes many people willing to pay a little more out of safety considerations.

Optional security deposit.

And this is a dispensable deposit, because everyone thinks so. In a huge amount, each person's little deposit accumulates, and the total amount is terrifying.

Failure is actually an event with a very low probability. This means that not one person in a hundred people may encounter failure, but if it does happen, the combined insurance paid by the other 99 people who have not encountered failure is enough to offset the loss.

Eliminate one person's tax burden.

This is why Li Mengxi believes that the core logic of insurance is fraud. Insurance does not defraud individuals. For individuals, insurance takes away the risk. This is not fraud. Insurance does not defraud individuals, but defrauds the entire group.

People buy insurance, and the government issues insurance certificates. This is not difficult to do, it is very simple.

The difficulty lies in evaluation and review.

A common person bought insurance, but he was clearly not affected by the disaster. He insists on claiming that he was hit by a disaster, and insists on exempting him from taxes. What should we do?

So it needs to be reviewed.

The audit method that Li Mengxi thought of was that on weekdays, before the harvest season arrives, while the crops are still in the fields and have not been confiscated, people from the insurance department go around to investigate to find out the status of every acre of land and find out the conditions of each acre of land.

The expected yield per acre of land.

At this point, it is actually 99% certain how much grain can be seen in the fields and whether it is affected by the disaster or not.

Then, after the grain is harvested, if some people say that they have been hit by a disaster and want to be exempted from tax, the insurance department officials can make a judgment based on the prior investigation records, which can almost eliminate the occurrence of insurance fraud.

(Insurance, which department should be responsible for it?) Li Mengxi thought.

Those who manage money and food should be assigned to the [Ministry of Finance].

Li Mengxi then went to find officials from the Ministry of Finance and discuss agricultural insurance matters with them.

The amount of insurance premiums must follow this rule: the smaller the amount, the better. It is best to be so small that it is not necessary. It is best to be so small that people can buy it without hesitation. It is best to buy it every year.

Anyway, insurance is a game of probability and scale, and scale is far more important than a single amount.

In the end, Li Mengxi and the officials of the Ministry of Finance negotiated and came up with a premium that could not be smaller, and was so small that it was dispensable - half a catty.

This chapter is not finished yet, please click on the next page to continue reading the exciting content! It’s only half a pound.

Regardless of whether it is beans, wheat, or millet, whatever you grow, the premium is half a catty.

For insurance matters, a new [Insurance Department] has been added under the Collection Department of the Ministry of Finance.

The insurance industry is about to develop and harvest next season.

Although Julu has a small and powerful official system, Li Mengxi proposed the concept of insurance. The officials were responsible for building a detailed structure and began to initially formulate an implementation plan. In the process, interesting things happened.

When it came to collecting insurance and collecting half a catty of grain, there was an official who completely understood what Li Mengxi said: the less the better, so small that it is dispensable, and so small that people can buy it without thinking is the best.

.

From this point of view, the official came up with a magical method. Since he wanted the people to only notice the small amount and not the large amount, he tried to make half a catty of grain look as small as possible.

Half a pound of beans looks like one amount when put in a bowl. When you spread it out, it looks like one amount. When you put it in an extra large basin, it looks like one amount. When you put it in a small bowl, it looks like one amount. When you put it in a long bamboo tube, it looks like one amount.

Measuring, putting it in a thin bamboo tube is also one amount. Weighing half a catty of beans at one time is one amount, and weighing it ten times is another amount.

This damn thing is visual deception!

Li Mengxi was very happy. He thought that this official might have been a profiteer before.

After asking casually, the official said that his family used to sell cakes.

That's right, in the cake-selling industry, it's the same piece of dough. When you knead the dough and make a ball, the sizes look different.

Talent.

Li Mengxi, who was very interested, brought beans to discuss with the officials. A group of them put the beans in different containers of different sizes, all with the same amount. However, when they were put in big pots, there were very few beans, and in small bowls, there were very few beans.

, but it seems to be very much.

It looks like a lot when gathered into a lump, and it looks like a lot when spread out flat. On the contrary, half a catty of beans is weighed ten times, and each time a small amount of beans is taken, which looks too little no matter how you look at it.

Therefore, there is a whole set of visual deception methods - when weighing beans, use an oversized scale, an oversized plate, and an oversized container. When weighing, weigh a small handful at a time, continuously.

The beans were weighed several times and then put back into black bags so that the people could not see the quantity.

This is just like some people are reluctant to set off fireworks that cost ten yuan each, but they are willing to set off fireworks that cost ten yuan each. In fact, in the end, setting off fireworks that cost ten yuan is a waste of more money.

Simply insidious.

According to this method of visual deception, it is estimated that when people pay the insurance tax, when they look at the small handfuls of beans, they will even feel that it is too little, feel a little sorry, and will generously grab a few more beans.

The insured amount is also half a catty of grain. Different harvesting methods will affect how much the people feel. When the people feel that they have harvested very little, their willingness to participate in the insurance will be extremely high.

Just this method of visual deception can directly increase the number of insured persons by as much as 30% in the coming year.

Li Mengxi had a keen eye for good strategies, so he credited the officials who made the recommendations with a generous reward on the spot.

The official happily received the reward, and this unexpected gain also gave Li Mengxi a great inspiration.

Where can the method of visual deception be used in combat?

Don't know, can't remember.

Unable to think of it at the moment, Li Mengxi just wrote an outline and kept it in his notes for later to be fleshed out.
Chapter completed!