Chapter 118 Trouble others
After thinking for a while, Deborah picked up the teapot and added a cup of tea to herself. The moment she leaned over, Locke saw a touch of snow-whiteness.
"Let's talk about the little trouble first." Deborah said after taking a sip of black tea.
"I have a batch of antiques in my hand that I inherited with the inheritance and wanted to use them to obtain a loan, but the value of antiques fluctuated greatly, and the valuation given by the bank did not meet my expectations."
Nowadays, in addition to the investment income from Sky Fund, the equity of many companies owned by Locke’s private office can bring considerable dividends every year.
If these dividends are not spent, they will definitely be scrapped away by the tax bureau, so he has always cooperated with those big brokerage firms and investment banks to acquire shares of Sino-Italian companies.
Among them, high-tech companies such as Microsoft and Intel account for nearly 50% because these companies have relatively high returns.
In addition, Locke focuses on investing in various bank stocks, and because of some information he knew in his previous life, he prefers Wells Fargo.
This bank was originally just a small local bank in California, but through continuous mergers and development, it has now initially developed into a national bank with California as its core.
Wells Fargo has already shown its strength at this time. Locke knew that the bank will develop rapidly in the next ten years. There are many people optimistic about this bank, including the stock god Buffett.
Buffett invested heavily in Wells Fargo a few years ago and has become Wells Fargo's largest private shareholder.
Locke had contact with the other party and wanted to acquire the shares in the other party.
Buffett is doing an investment business. He invested in Wells Fargo to get profits, rather than planning to control the operation by himself like Locke. If the price is right, he can naturally take action.
After some negotiations, Locke slowly increased his conditions from a premium of 5% to 8%. The other party still did not let go and insisted on a premium acquisition of 12%.
But Locke didn't have enough dividends, and most of his other cash was in Sky Fund and overseas accounts, and he was invested in next year's pound crisis or European crisis.
This requires another large amount of funds, and lending from a bank is the most suitable choice.
The antiques he mentioned were part of the treasures under Trinity Church, and these were carefully selected by Locke and would not cause any trouble.
As for why you choose to buy a mortgage instead of selling it directly, it is because there are too many quantities, the cashing cycle is too long, and Locke wants to seize too many opportunities.
In addition to Wells Fargo, there are many companies that need funds if they want to invest.
The Youying family owns its own bank and owns shares in several top banks. Locke wants to use Deborah in front of him to get better loan terms.
"You won't fool people with a batch of fake antiques, right?" Deborah looked at Locke with a smile.
"Of course not." Locke emphasized: "I want to mortgage a large number of antiques."
"Since that's the case, I can help you, but the profit you promised should be doubled." Deborah put forward her own conditions.
"Ten million dollars, it will become 30 million dollars in a year. Your requirement will not be easy to meet," said Locke.
"That's my condition." Deborah's tone was firm. She needed a very successful investment to have enough funds.
Because of her identity as a woman, Deborah was not first listed as a family heir to train her. She only gained a chance through years of hard work and calculations.
But at the starting point, she was not as good as a relative of her generation. She received 10 million US dollars in startup funds, but the other six candidates were all male and received twice as much as hers.
In addition, the support that can be obtained from the family is even more incomparable.
Although the feminist movement began to rise a few years ago, until now, patriarchy and the parental system are still difficult to break.
This is even more true in big families like the Youying family, just like the words she heard the most from her elders and even her mother.
“No matter how much you lose, the family must remain intact.”
"If your marriage breaks down, you either try to accept other men or be cynical!"
"If you lose your child, then you can't be happy."
If she wants to control her own destiny, she must take the first step well, or even be amazed enough, so she chose to take some risks in Locke.
At the same time, she will try her best to get enough rewards.
"Then let's make up." After thinking a little, Locke raised the teacup in his hand.
"A word is determined." The two of them clashed with each other in the air, which was considered to have reached a preliminary cooperation.
It is said to be a party, but it is more similar to a dinner party. At seven o'clock in the evening, more than thirty people sat at the same long table. Steaks, fruits and vegetables are produced by the estate and cooked by specialized chefs.
Most of these people know each other, including the children of upper-class celebrities and Deborah's relatives.
Locke's fame has gradually spread to the upper class of the United States, no longer limited to the New York circle. His past achievements are excellent enough, and Sky Fund Company looks very successful so far.
Tang Wei and Peggy gained benefits, and obtained a string of ruby necklaces and bracelets from Deborah's mother, which was said to have been a French princess.
Before he knew it, Locke became the focus of the dinner scene. He talked to these people about financial investment, but he might be able to attract several major customers.
In fact, many people have shown their willingness to invest, but if they really want to take out their money, they still need to do more work.
After eating, I pulled a few people who had investment ideas to play poker, and each of them took out 50,000 US dollars, which was a small pastime, and no one here cared about it.
In addition, there are several games, such as the most popular Blackjack and Texas Hold'em, with bets bigger than their side.
In the end, two investors were successfully finalized, with a total order of $17 million, which was considered a tentative investment.
Tang Wei and Peggy followed Deborah's cousin to visit the sculpture garden. The family members were large, and there were basically various parties in the entire manor every day. Those who were more familiar with each other were already used to helping each other receive guests.
After seeing the manor of the Youying family, Tang Wei, who originally thought that he had seen a lot with Locke, opened his eyes again, but Peggy acted calmly, unlike a little girl.
He stayed until after ten o'clock in the evening, and Locke was unable to resist Deborah's enthusiasm and stayed in the manor for one night with Tang Weipei.
When Locke finished his tossing Tang Wei, he was still energetic and was about to go to the big bathroom to relax, but he didn't expect to meet Deborah.
Needless to say, Tang's only person could not completely let Locke enjoy himself, and Deborah had no intention of refusing, so the two went to Deborah's bedroom to see the stars together.
The next day, Locke asked Deborah for help and successfully purchased 1.6% of Microsoft's shares from one person.
Although something happened, the two of them looked more like business partners because they both knew that the other party was an extremely selfish person, and the things at night were more like a little embellishment of a cooperative relationship.
Such a relationship is also good, but strangely, an important way to maintain a relationship is to bother others.
Please help me, I will help you, and the relationship will be closer after a while.
Chapter completed!