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Chapter 11 Cooperation

Zhou Ming and Su Han got up in the morning. No one said much about what happened last night. However, Zhou Ming could see Su Han's evasive eyes and the slightly red face. Zhou Ming could guess it even if he didn't understand women.

What she is thinking now. After all, it is not now more than twenty years later, when men and women can go to a hotel to book a room for the first time on the same day. I am afraid that Su Han had to fight for a long time before coming to his room.

After having breakfast at the hotel, Zhou Ming and Su Han took the car back to Nanhui County and went directly to the Agricultural Bank of China. Since Zhou Ming had called Dai Zhenjiang before returning, Zhou Ming and Su Han walked into the bank and were immediately waited for.

The staff here were invited into the reception room inside. Seeing Dai Zhenjiang, Zhou Ming took out 13,000 yuan from his bag and handed it to him: Director Dai, this trip to Jiangxia finally did not disappoint you.

This is the interest rate we agreed on.

Dai Zhenjiang took the money, looked at Zhou Ming blankly and said: It's unbelievable, I really can't believe it. Did you really sell the treasury bonds in Jiangxia for 15 cents of interest?

Dai Zhenjiang glanced at Su Han who was wearing new clothes behind him. Apparently when he came in, he was also dazzled by Su Han's beauty, but his eyes were still on the money and he didn't pay much attention to it. He didn't think about it until now.

He got up, so he thought for a moment and immediately denied it and said: No, you should sell it for a higher interest rate. How did you do it?

Faced with Dai Zhenjiang's question, Zhou Ming just smiled and did not answer. Only then did Dai Zhenjiang realize his gaffe. He said: I'm sorry, this question I asked is too stupid. This is the secret to your wealth. How can you tell me?

What about me?

Zhou Ming said he didn't care: Director Dai, let's talk about cooperation now, right?

Yes, of course, Dai Zhenjiang said, just kidding, only a fool would shut out the benefits that are available to him.

Dai Zhenjiang looked at the time: It's almost noon now. I'm going to invite you to a restaurant for dinner. I also want to introduce a friend to you. I can't do the treasury bonds business without him.

Dai Zhenjiang took Zhou Ming and Su Han to Nanhui Hotel, which is the most upscale hotel in Nanhui County. Dai Zhenjiang booked a private room. After the three of them sat in the private room for a while, the door of the private room was knocked open.

, a middle-aged man walked in, and Zhou Ming called out this man's name: Mr. Dog

The person who came in was Mr. Gou who had lent usury to Zhou Ming to do the treasury bill business. After Dai Zhenjiang explained, Zhou Ming realized that Dai Zhenjiang and Mr. Gou had always had economic contacts. Mr. Gou was named Li Gou. The reason why he had so much money

The loan sharks were all bank loans obtained from Dai Zhenjiang. At this time, the bank's loan interest was extremely low, and Dai Zhenjiang and Gou Ye could make a lot of money from the interest difference.

After listening to Dai Zhenjiang's introduction, Zhou Ming praised: Director Dai and Mr. Gou are very powerful. They must have made a lot of money in recent years if they can think of such a way to make money.

Listening to this, Mr. Gou waved his hands repeatedly and said: "I dare not say that. How can we compare with you, little brother? I just heard what Director Dai said. Little brother, you just went to Jiangxia City and took the original

The interest rate was no more than 12 cents, but it was suddenly sold for more than 15 cents. This is more than my income from floating for half a year. If you continue to say that we are good, you are mocking us.

Zhou Ming did not comment on this. He knew that floating is a jargon term for loan sharking. It is certain that reselling treasury bonds is better than floating. First of all, floating is illegal, but reselling treasury bonds is not illegal; secondly, lending

You need to wait for the debtor to repay the debt, while reselling treasury bonds pursues a short-term and fast way to obtain the maximum profit in the shortest time; the last and most important point is that there are risks in floating the debt, and no one can guarantee that the debtor will

You have the ability to repay, and the debtor of the treasury bills is the state, so there is no risk of default.

It was for these reasons that when Dai Zhenjiang saw Zhou Ming come back from Jiangxia City and get the promised high interest rate, he couldn't wait to invite Zhou Ming to dinner and discuss cooperation.

I said Agou, please don’t scare our little brother. I heard that he is a college student who came back from the provincial capital and is an educated person. He is no better than these country bumpkins like us. Dai Zhenjiang said.

"College students, no wonder little brothers can think of such a good business to make money. These college students are smarter than us," Li Gou praised.

Su Han raised his head proudly, feeling sincerely happy that Zhou Ming was recognized by others, especially the two most financially savvy and wealthy people in Nanhui County who recognized Zhou Ming.

However, compared to Su Han, Zhou Ming was much calmer. He said to Dai Zhenjiang and Mr. Gou: Director Dai has given too much praise to Mr. Gou. In fact, I just took advantage of a loophole. Without Director Dai's help, Mr. Gou did not lend me the money.

Usury, no matter how smart I am, I can't make this kind of money.

Zhou Ming's words made Dai Zhenjiang and Mr. Gou look at him with a high look. They originally thought that Zhou Ming, who was so young, must be arrogant with casual compliments, but they didn't expect that Zhou Ming was actually very aware of his situation. This made

Dai Zhenjiang and Gou Ye were surprised, but they also felt that Zhou Ming was capable, and Zhou Ming's proposal of usury at this time may not have been unintentional.

Mr. Gou hesitated for a moment and said: If you are capable, you are capable, if you are not capable, you are incapable, little brother, don’t belittle yourself. The other loan shark, I was just joking with my little brother. How could I offer you such a high interest rate? Just treat that money as

I owe it to you. I lent it to you as a college student. You can pay it back whenever you want, and you don’t need a penny of interest.

Su Han was stunned. She couldn't believe her ears. The Dog Master, known as the tyrant of Santang, had always been known for his cruelty. It was said that as long as someone missed one month's interest payment at his place, he would take them there.

I chopped off that man's fingers, and now he actually waived Zhou Ming's interest.

Su Han glanced at Zhou Ming subconsciously. She felt that this man was getting more and more powerful.

Zhou Ming looked calm on the surface, but in fact he was a little surprised. He did raise the interest rate on purpose. Zhou Ming's original intention was to take this opportunity to talk to Mr. Gou about interest again. After all, one penny a day is enough.

It's not a small amount, but he didn't expect that Mr. Gou would waive it all with just one sentence. This surprised Zhou Ming, but it also made Zhou Ming understand that Dai Zhenjiang and Mr. Gou were determined to win the treasury bonds business.

Then I will thank Mr. Gou first. Zhou Ming said, Director Dai and Mr. Gou are so cheerful, so I shouldn’t make any more requests, but I still hope that Director Dai and Mr. Gou can do me two favors.

.

Director Dai raised his eyebrows, and Mr. Gou said: I know, I have heard about what happened in your factory. Isn't it the director Ma who asked the security department to post a notice against you? I will go and have a chat with him today.

I believe he will be wise. I also heard that his son Marin seems to have a conflict with his little brother. If you trust me, I will help you solve this matter.

Zhou Ming raised his glass and said to Master Gou: Then I would like to thank Master Gou.

It's a trivial matter, said Mr. Dog.

Then Zhou Ming and Dai Zhenjiang talked about some specific cooperation matters. This cooperation was not too complicated. After all, reselling treasury bonds is not a very complicated matter. It is just a question of what you want and what you can't think of. The main problem is Zhou Ming

He had to make Dai Zhenjiang and Gou Ye trust him, because once they cooperated, he would have to take 100,000 or more treasury bills to other places to resell them. If Zhou Ming's own money alone was not enough, but

It does take courage to hand over these treasury bills to Zhou Ming and believe that he will not just take the money and run away.

Since Zhou Ming took the initiative to ask Dai Zhenjiang to cooperate, he naturally considered this matter. He said: This is easy to solve. Director Dai, you don’t need to give me all the treasury bills every time. I don’t have any principal, so I

You can use my money and use a certain percentage to buy treasury bills from you, Director Dai. When I sell these treasury bills elsewhere and get money, I can just replenish the difference to you when I come back. In this way, I will do it again and again.

The principal can be accumulated more and more, and Director Dai and Mr. Gou don’t have to worry about me running away. After all, my parents are still here at home. If the money is not enough, I can’t leave them and run away. I can

Not an inhumane person.

Regarding the suggestion made by Zhou Ming, Mr. Gou immediately slapped the table happily and praised: Little brother is so smart. I, Li Gou, really regret not getting to know you earlier.

Dai Zhenjiang also praised: It is true that talented people from generation to generation have come up from behind to push ahead.

Zhou Ming said: Thank you, Director Dai, Master Gou. I should have known you two earlier. I just hope that if anything happens to my family in the future, you two can take more care of me.

Dai Zhenjiang nodded and said: Don't worry. Although I, Dai Zhenjiang, am just the president of the Agricultural Bank of China, I can speak to all departments in the county. Even in Linyang City, I still have many friends.

As long as it's not a matter of rebellion against the party and the country, I think I can help you solve it.

On the other side, Lord Gou also patted his chest and said: Don't worry, little brother, your business will be my business from now on. If anyone dares to bully your family, I, Li Gou, will be the first to refuse.

Zhou Ming drank a few more glasses of wine with Dai Zhenjiang and Li Gou. Zhou Ming chatted with them until three o'clock before finishing the meal.

After dinner, Zhou Ming and Su Han walked on the street. Su Han still looked at Zhou Ming in disbelief and said: The matter is settled like this. They will really allow Zhou Ming to buy ten thousand yuan for you.

Thousands of treasury bills?

Su Han was talking about the purchase ratio that Zhou Ming and Dai Zhenjiang were talking about just now. They didn't know whether it was because they drank too much, or because they believed that wealth means winning in danger, or because of Zhou Ming's calm personality and decent appearance.

, which made them trust Zhou Ming very much, or it might be all three possibilities, so they finally determined that Zhou Ming could spend 20% of the money to buy 100% of the treasury bills.

Of course, I believe they are not going to deceive us, and they really want to convert treasury bonds into money as quickly as possible to feel safe. Zhou Ming explained.

That's great. Su Han said happily, we just have nearly 30,000 yuan on hand now, which can buy 120,000 treasury bills. According to the interest rate of 18 cents in Jiangxia City, the one-time interest is 10,000 yuan.

Yes, and we don’t have to go door-to-door to collect treasury bills like before. Mr. Gou will find people to do these things, and we only need to buy them directly from Director Dai. Zhou Ming added.

It's just a pity that we have to give more than half to Director Dai and that dog man. Su Han said dissatisfied.

Zhou Ming patted her little head and said: Just be content. Without their help, I'm afraid we wouldn't be able to monopolize the entire Nanhui County treasury bill market.

What Zhou Ming said was true to his heart, and it was also the main reason why Zhou Ming planned to cooperate with Dai Zhenjiang from the beginning. After all, he always had limited manpower to collect the treasury bills himself, and there were only so many people in the factory.

There are only so many, but if we unite the two local snakes, Dai Zhenjiang and Gou Ye, the efficiency will be much higher, and we can also receive regular treasury bonds from Nanhui County. This is not what a small 760 factory can compare with.

.

At this time, Su Han suddenly remembered again. She asked Zhou Ming: What about Ma Lin? Will Lord Gou deal with him?
Chapter completed!
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