Zhang Weihua looked at Zhou Ming in a collapsed state, and the frustration in his heart was very intuitively displayed on his face. At the beginning, the psychological advantages brought by the deputy provincial leaders disappeared.

He never thought that there would be such a situation now. Zhou Ming's words completely scared him.

The credit card market that Zhou Ming mentioned was the decision made by Zhang Weihua after taking office as the president of China Merchants Bank. Zhang Weihua's decision was not made casually, but took a whole year to analyze data from multiple parties and conduct a comprehensive market survey.

Zhang Weihua even had a secret that never told anyone that the reason why he gave up his bright future and became the president of China Merchants Bank was that he had received the approval of a major in the central government, saying that he would leave the domestic credit card cake to him.

It can be said that Zhang Weihua always thought that he was the only one who had mastered the market, but he didn't expect that he would be revealed by Zhou Ming in such a simple sentence today.

This hit him so much that even made Zhang Weihua a little doubtful about his life. Why is he not as good as Zhou Ming in his work in such a year with the China Merchants Bank team?

In fact, Zhang Weihua is obviously a bit stubborn when he thinks this way, but this is also the result that Zhou Ming wants. As a person who has been reborn, Zhou Ming used the actions of China Merchants Bank in the future to counter the current strategic decisions. Zhou Ming is now deliberately throwing out this news in front of Zhang Weihua, because if he didn't do this, Zhang Weihua wouldn't be so obedient.

"Why do I know?" Zhou Ming said to Zhang Weihua with a smile, "How could I know about China Merchants Bank's strategic decision? I just made a certain analysis of the current national situation."

"To be honest, President Zhang, you are very smart and good at grasping the market. Credit cards are indeed a relatively blank market, and this is also a market that can bring considerable returns to banks. If China Merchants Bank can grasp it well, it will take at most ten years. China Merchants Bank can surpass Nan and become the first in the country among the four major banks. This is amazing." Zhou Ming said.

"Thanks to Mr. Zhou Ming for his praise, but I may not be able to bear it." Zhang Weihua said with a wry smile.

If it were a few minutes ago, Zhang Weihua would be very happy to hear Zhou Ming say this, but now, when Zhou Ming has seen through all the markets, it would be more like a satire to Zhang Weihua's ears.

Of course, Zhou Ming could see Zhang Weihua's mood at this moment, so Zhou Ming said to him: "In fact, when Zhang Zhang grows up, there is no need to artificially oppose us. There is no conflict of fundamental interests between us. Instead, there are many possibilities for cooperation between us."

Zhou Ming's words reminded Zhang Weihua, which made him realize that although Zhou Ming had a good relationship with Cao Jianning and Nan Development, he did not control the shares of Nan Development Bank. Now Zhou Ming is only doing a lot of money to promote the development of online banking and establish a more transparent banking system, which does not pose any threat to China Merchants Bank's future strategy.

In the past, Zhang Weihua's attitude towards Zhou Ming was very close. Since Zhou Ming had controlled the shares of Bond Group, he wanted to cooperate with Zhou Ming; but he also regarded Zhou Ming as a member of the Southern Development Bank and was unwilling to cooperate too closely.

It is precisely this ambivalent mentality that when Zhou Ming spoke out the future development strategy of China Merchants Bank in one word, he felt huge frustration. Looking back now, it is really wrong.

Zhang Weihua deserves to be a sub-provincial in his forties. In the future, he can bring China Merchants Bank to the best of the four major banks by himself. After thinking through the tricks, he quickly sorted out his emotions and said to Zhou Ming: "Since that's the case, I am very willing to listen to Mr. Zhou Ming's opinions."

"It's not a high opinion, it's just some simple ideas," said Zhou Ming. "China Merchants Bank still follows its original strategy and advocates opening branches across the country to promote credit cards. It's okay to open a free card without charging fees. As long as you can open an online bank as soon as possible, you can connect the credit card data to the Internet."

Zhang Weihua nodded: "Since Mr. Zhou Ming is so straightforward, I'm also more direct. What I care about is whose online banking can be made first by me or Nan Development Bank."

Faced with such a problem, Zhou Ming was a little silenced. Unexpectedly, Zhang Weihua actually cared about this problem the most.

However, it is no wonder that China Merchants Bank and Nanchang have been in love and fight each other for ten years. China Merchants Bank has been suppressed by Nanchang. Seeing Nanchang listed on the exchange and becoming the darling of capital, it is full of glory in Nanjiang, China Merchants Bank is unknown and has been developing with bumps.

How could this not make the whole bank of China Merchants Bank hold a sense of anger that it is better than Nan Development? Even Zhang Weihua, the president who has only been in office for one year, has been affected.

It is also a commercial bank headquartered in Nanjiang, but China Merchants Bank is not the first joint-stock bank; it is not the first listed commercial bank; it does not even have publicly offered stocks to the public; now it is finally possible to have the opportunity of online banking, and it can be said that they all hope to be ahead of Nan Development.

But they thought this way, but Zhou Ming couldn't answer so simply, or it was not possible.

Zhou Ming thought about it and soon became calculating in his heart. He asked Zhang Weihua: "I heard that President Zhang had planted coconuts in Qionghai, right? So what kind of fruits of the coconut tree usually think will be ripe first? Can coconuts that ripen first be sold at a better price?"

A renegotiation left Zhang Weihua and the executives of China Merchants Bank speechlessly.

Which tree of coconuts ripen first? This kind of question can be known, and even coconuts ripen first may not be the best.

"It doesn't matter to me whether you China Merchants Bank will first make online banking or Nan Development's first make online banking, because I believe that the strength of your two banks is equal. What really determines the future is your later maintenance. So do you really have to rush to launch online banking in front of Nan Development? Then you will do it tomorrow. I can guarantee you that Nan Development will not be able to rob you."

Regarding Zhou Ming's words, Zhang Weihua and a group of senior executives of China Merchants Bank kept shaking their heads and kidding, they would make online banking tomorrow. Even if they had studied it before, it would be a shoddy thing to launch it in such a hurry. No one would do such a thing as smashing their own signature.

Finally, Zhang Weihua came forward and said to Zhou Ming: "Mr. Zhou Ming is sorry, because we are too impatient. We will work hard to study online banking and strive to make the best come."

Zhou Ming nodded with satisfaction: "This is great. If you need it, I can also introduce you to the best data security company. After all, the most important thing about online banking is customer data security, especially involving customer privacy data. Once leaked, it may be an incalculable loss."

Zhang Weihua and his executives nodded unanimously, and it was obvious that he agreed with Zhou Ming's words quite well.

"There is a last point." Zhou Ming continued, "It is about the data interoperability between you and Nan Development Bank. After all, to establish an online banking and to connect with my corporate interoperability platform, the data barrier must be broken."

As Zhou Ming said this, Zhang Weihua and others who were happy just now all hesitated and said that they were not so willing to accept this matter.

Originally, they were competitors of Nandao, but now they actually want to open up their data to their competitors. Even for online banking, they always feel uncomfortable.

"Mr. Zhou Ming, I'm afraid this problem is a systematic engineering problem and is not so easy to solve."

Zhang Weihua said to Zhou Ming carefully, but his words were quite ridiculous to Zhou Ming.

Zhou Ming nodded: "Of course I understand this, and I am not in a hurry to achieve success. I will book a private room at the Nanhu Hotel tomorrow. At that time, President Zhang and Mr. Luo are welcome to talk about this matter. Of course, you'd better bring your own technicians and accounting personnel, etc. I hope that everyone can spread it out and talk about the issue of data interoperability carefully."

"Of course there is no problem with this. We will discuss this matter carefully and carefully." Zhang Weihua gave Zhou Ming an ambiguous reply.

Then Zhou Ming talked to Zhang Weihua about online banking, and Zhou Ming left China Merchants Bank headquarters.

It can be said that Zhou Ming’s first conversation with Zhang Weihua and the executives of China Merchants Bank did not make any substantial progress. When Zhou Ming left China Merchants Bank, he was much more solemn than when he was.

But this is normal. After all, seeing off is always more difficult to grasp than welcoming. If the scene is too big, or the conversation is discontinued, then the act of seeing off is almost the same as ridicule.

Zhou Ming and Lin Muqing got into the car. Through the window, Zhou Ming and Lin Muqing could also see Zhang Weihua and a group of senior executives of China Merchants Bank seeing them off and waved to them to see them goodbye. They all smiled and looked very enthusiastic.

Looking at the styles outside, Lin Muqing suddenly said: "Zhou Ming, this Zhang Weihua is much more difficult than Luo Han. He is too sleek and has no guarantees. And it can be seen that China Merchants Bank does not trust you enough."

Zhou Ming smiled bitterly: "They don't just have enough trust. They are clearly guarding against me and worrying that I am helping Nan Development."

"Since that's the case, Zhou Ming, have you ever thought that we can try to focus on cooperation with Nan Development? After all, Luo Han is still easy to talk to, and this can also stimulate China Merchants Bank." Lin Muqing suggested.

Zhou Ming shook his head: "This is not possible. Although I admit that Cao Jianning and Luo Han support me very much, who can explain the future? It is better to bring China Merchants Bank in. After all, China Merchants Bank's background is not simple. In promoting the data interoperability of the entire bank system, it is also good to have a little more power."

Lin Muqing looked at Zhou Ming, and with her intelligence, she could certainly hear that Zhou Ming didn't say the second half of the sentence: It was very difficult to promote cooperation between Nan Development and China Merchants Bank.

Zhou Ming knew that he had lost the second half, but he had no plans to make up for it, because he still had to think about his next countermeasures.

But things always develop very suddenly. When Zhou Ming was in Nanjiang, with online banking as the core, he conducted a pilot program of data interoperability at ICBC, China Merchants Bank and Nan Development Bank, and was carried out step by step, an event that shocked the whole country happened and completely disrupted the situation.
Chapter completed!