A vow was made in front of Zhou Ming, but Zhang Yun didn't understand technology. Not to mention codes, he didn't know what to do even if the computer had a blue screen.

But just as Zhang Yun's evaluation of himself in later generations, he believed that he was the best at managing and could put talents in the position that suits them best, and let experts lead experts so that things can be twice the result with half the effort.

The same is true now. Zhang Yun privately talked to the technicians in the team. They told Zhang Yun that if it was developing an online shopping platform, there would be no problem. Because they had experience in the international e-commerce center, they could even make a qualified construction soon. But the problem is that the online wallet system is involved. There are too many problems involved, so it will not be possible to do it in a short time.

Zhang Yun understood this, first of all, online payment security. You should know that the Central Army like the four major banks have so much manpower and financial resources, and even the support of the Chinese Academy of Sciences. Their online payment is still incomplete. So they are just a small company with a market value of millions. Why can they do it well?

Zhang Yun is worthy of being Zhang Yun. He quickly made a decision: "No matter what, let's create the online shopping platform first, but remember to reserve the payment function of the online wallet, and when you come up with a solution in the future, you can just hang it in."

Zhou Ming has been at Sobao Company recently. After Zhang Yun received feedback from the technology, he immediately came to Zhou Ming's office. But when he arrived at the door, he was about to raise his hand to knock on the door, but he stopped in the air and didn't knock for a long time, because Zhang Yun knew very well that Zhou Ming's expectations for him were to hope that Sobao Company would become an independent leading company like Doll Xiao, but he always asked him for help like this. Sobao is not a child who was not weaned.

"In fact, it's nothing to ask for the fastest development of Sobaoneng. Instead, if you just show off your strength and want to rely on yourself in everything, that is the taboo of starting a business."

Suddenly a voice came, and Zhang Yun was startled, but then he said hello to Zhou Ming very respectfully.

Zhou Ming had just come back from outside and patted Zhang Yun on the shoulder and signaled to go to the office no matter what.

Zhou Ming took Zhang Yun into the office and sat down. Zhou Ming told Zhang Yun: "I have seen everything just now. First of all, you have the determination to be self-reliant and self-reliant. This is great, but it is not shy to seek help in order to make money. And Zhang Yun, don't you always say that I am your boss? Then there is no problem finding a boss when you encounter difficulties at work, so you can talk about what you have to do first."

Zhang Yun then raised the problem of the technical team on online wallets, believing that it is difficult to ensure the security of such online payments with their resources and technology at this stage. Zhang Yun then thought about it, that is, the online payment functions of various banks are now completed with the help of U-Shield or Secret Security Cards, but their online wallets cannot be spread across the country like bank branches, so it is impossible to popularize U-Shield, which is even more troublesome.

It turns out that's the matter.

Zhou Ming nodded and said that he understood, but Zhou Ming did not answer directly, but asked Zhang Yun first: "What are your plans for online wallets, or in your concept, what should online banking be, a bank that exists on the Internet?"

Zhang Yun looked at Zhou Ming blankly, as if he didn't understand what Zhou Ming meant. Zhou Ming had to remind him again: "Think about what I said."

Zhang Yun then tried hard to recall the past

What Zhou Ming said suddenly he realized something: "Mr. Zhou Ming, have you said you want our online wallet to connect with the bank?"

Zhou Ming told him this: "Of course I know that with Soubao's current resources and technology, it is impossible to ensure true payment security at all, so I never asked for this. At this stage, our online wallets are more of a third-party payment role, and the main payment security still depends on the U-Shield system developed by the bank itself."

"This method is really great!" Zhang Yun blurted out.

Zhou Ming's words made Zhang Yun's eyes lit up. Indeed, since U Shield is a huge and complex system, it is impossible to achieve it with the current technology and resources of Soubao, why not change the idea and let their online wallets connect to the bank's ports and let the U Shield system developed by the bank ensure transaction security. They only need to ensure the security of the docked port. This does not have such a big technical obstacle.

"A 4-bit one's strength is a big deal, Mr. Zhou Ming, you are the real one's strength is a big deal! Only Zhou Ming can think of such a wonderful way!" Zhang Yun said ecstatically.

Zhou Ming felt a little embarrassed when he touched his nose, because this method was not what he thought of. It was because when he was building a corporate interoperability platform, Zhou Ming and Su Han discussed payment issues about e-commerce. Later, Zhou Ming established an international e-commerce center and learned more about electronic payment security issues. He knew that it was really unrealistic to get an online wallet at this stage, so he remembered Sobao's early practices.

Zhou Ming remembers it very clearly that the earliest online shopping did not have any face-scan fingerprints in later generations. In addition to the payment password he set himself, he would also jump to the bank's payment link, plug in the bank's U-shield, and complete the payment from the bank, which would be considered as completing the transaction.

Since the previous enterprise interoperability platforms were all for large enterprises and banks generally had strict supervision of large capital flows, Zhou Ming did not need to apply for this plan. However, now when he arrived at Soubao, Zhou Ming just returned the plan to Zhang Yun, so he would not be embarrassed to let Zhang Yun praise him like this.

"Okay, since there is a way, you can make arrangements first."

Zhou Ming waved his hand at Zhang Yun and said, but then reminded him: "But don't be too happy too early, after all, there is still a bank to connect with him."

Zhang Yun, who was smiling just now, looked solemn after hearing Zhou Ming's words, because as Zhou Ming said, there is still a bank that needs to connect. If Zhou Ming's plan is followed, the docking with the bank port is the core of this plan. However, the bank is not that easy to deal with!

It’s no wonder that Zhang Yun is so solemn. After all, domestic financial controls are very powerful. Except for the four major banks, even other commercial banks have not obtained online payment licenses, let alone Sobao Company, which is not a banking institution.

"So do we need to contact the presidents of the four major banks first?" Zhang Yun asked carefully.

Zhang Yun must be careful. For any businessman, the bank is a father, let alone the presidents of the branches of the four major banks. They are all high-ranking big shots! Especially for Zhang Yun, who is only the boss of a startup company that is millions now.

"What are you thinking? How could I contact the presidents of the four major banks?" Zhou Ming continued, "Of course we are going directly to the central bank branch!"

???

Zhang Yun widened his eyes: "Central Bank Branch?"

Originally, Zhang Yun had to breathe a sigh of relief when he heard Zhou Ming say that he was not contacting the presidents of the four major banks, but he didn't expect that Zhou Ming would come soon and go directly to the central bank.

Zhang Yun is not a person who doesn’t know anything. He knows very well that the central bank is the management agency of the four major banks, and all the four major banks are responsible to him. Zhang Yun really didn’t expect that he was even afraid of the four major banks. Zhou Ming, why did your boss even move out the central bank?

Of course, Zhou Ming deliberately teased him, but Zhou Ming did want to talk about the central bank's tone first.

Because if Zhou Ming remembers correctly, Sobao's official online payment license would have been obtained more than ten years later, which means he had been playing the law's edge before.

Although the country will acquiesce to the existence of this behavior for various reasons, it does not mean that it has to walk the tightrope. Especially the current financial environment is different from a few years later. In short, it is correct to go to the central bank to explore the situation first.

Zhou Ming also had a lot of contact with state units. He knew that the most annoying thing about these agencies was reporting higher than the level. Zhou Ming was not afraid, but Sobao was still in Hangzhou and would still have to deal with the central bank frequently in the future. There was no need to offend the central bank's local branches, just follow the system and follow the process.

Zhou Ming took out a newspaper from a pile of documents on his desk and handed it to Zhang Yun. Zhang Yun took it and took it, and immediately understood what Zhou Ming meant.

In that newspaper, there is a news about the central bank strengthening supervision and preventing online financial crimes.

"Mr. Zhou Ming, are you worried that the online wallet we developed will touch the red line of the national management agency, right?" Zhang Yun asked.

Zhou Ming nodded and replied: "You can't help but worry. After all, with the rise of online finance, various financial crimes have new ways, so the country must strengthen supervision."

Zhou Ming thought about it and said, "If I remember correctly, Yibei Company only took a high fine from the central bank some time ago, which is that their online payment violations were illegal. In the end, they were just foreign-funded enterprises and took it lightly for the sake of reform and opening up. But this fine itself already shows the country's attitude towards this aspect."

Zhou Ming breathed out and leaned back on the chair: "I don't want to touch any red lines. Go to the relevant authorities for instructions. It's better to ask for a temporary permit, which is good."

Zhang Yun nodded and said that this is the reason. He said with emotion: "This is something I didn't expect at all. Fortunately, Mr. Zhou Ming, otherwise if it were me, I would probably go directly and finally anger the central bank."

Zhou Ming smiled and said, "It's not as serious as Zhang Yun, you said. After all, I am also a major shareholder of Sobao Company. I don't interfere with the strategic decisions and daily operations of the company. You'd better not ask me, but I still have to express this kind of big problem that you can't solve at the moment. After all, I'm still waiting for Zhang Yun to make money so that I can go on vacation with confidence! I don't want my own investment to be wasted."

Zhou Ming also said: "There are Lao Yu and others, and they are all investing in Sobao for my sake. If they lose money, they should scold me to death."

Zhou Ming said it was very joking, but Zhang Yun understood everything.

Zhang Yun then stood up and said to Zhou Ming very seriously: "Mr. Zhou Ming, I will definitely do my best for your future vacation life!"
Chapter completed!