The Chinese New Year is here to greet all book friends. I wish you all good luck in the Year of the Monkey, all your wishes will come true, and you will be as rich as Zhou Ming.

The whole thing is not very complicated. Just like Mr. Johnny, you said just now. No matter whether leverage or not, the price of your house will not change. Therefore, after all, these people are just using your loan to make a profit. So because of this, as long as the loan suddenly disappears, those companies will not necessarily go bankrupt. Zhou Ming told Johnny.

Mr. Zhou Ming, I can understand everything you said. I also believe that as long as I go bankrupt, those bastards who live on my interest will be over, but I don’t understand one thing yet. Johnny said.

Zhou Ming reached out to signal Johnny to say something. Johnny asked: If I really went bankrupt, those bastards wouldn't auction my house in order to recover the cost? Did Brooke and I signed a contract?

Johnny's tone was full of worry, which made Zhou Ming sigh that he was worthy of being the US imperialist. People here have a strong legal awareness. Unlike many people in China who do not know the law at all, they will not admit their accounts even if they have signed a contract. As for the current era of the economy, there are many things that do not even have formal provisions. Everyone just made up for the verbal agreement or some simply made up for an agreement by themselves.

But Johnny would not think so. Although Brooke Investment Company sold his mortgage contract to others, the contract is a contract, and power and responsibility are still unavoidable.

Zhou Ming thought about this for a moment and nodded and said: This is true. My idea is to let him go to the auction.

This answer made Johnny widen his eyes and looked at Zhou Ming in surprise and asked: Mr. Zhou Ming, I think you may not understand yet. I only have one property. If my property is auctioned, then my wife and I will sleep on the streets.

Of course I wouldn't allow such a thing to happen. Zhou Ming said to Johnny. I mean Johnny, as long as you declare personal bankruptcy, I will provide you with a place to stay, and after the matter is over, I will buy your property back for you.

Johnny was even more confused: I would like to believe you, Mr. Zhou Ming, but I don’t understand why you did this.

Zhou Ming did not answer this question, but Omar helped him answer: Johnny, I think many people on the streets have been denying a matter called Wharton Insurance Company recently. You won’t know that even in our Vader community, there are such things.

It turns out that insurance company belongs to Mr. Zhou Ming? It turns out that this is just a conspired business revenge.

Johnny suddenly realized, but his smile lasted for a moment, and finally sighed: But Mr. Zhou Ming, I can say that I will believe Omar and I will support you. As long as you don’t let my wife suffer, I can’t guarantee that others can think the same way as me. You know, the most important thing we come to this world is our home.

Zhou Ming nodded: I can understand this, and as a Chinese who has experienced the Spring Festival and Spring Festival travel rush, I understand it better than you.

Johnny blinked and didn't understand what the Spring Festival and Spring Festival travel rush were. However, Zhou Ming didn't mind. He continued: But you should do your best in everything. This is also the reason why I came to you with Mr. Johnny today, because I will ask Omar to help me organize a community residents' meeting in the future. I hope Mr. Johnny can help me persuade the residents in the community more.

I will definitely do it, but I advise Mr. Zhou Ming not to have too much hope. Johnny said.

Zhou Ming just smiled at this, and then Johnny said goodbye because he had something else. Because he was worried that there would be people from the Adams family who really made trouble in the community, Omar sent Johnny out instead of Zhou Ming.

After returning to the office, Omar also said to Zhou Ming: Mr. Zhou Ming, it’s not that I intend to attack you. In fact, if there is nothing else, even if I have confidence in you, this is really too difficult.

Zhou Ming nodded and said: I understand this, but we can't just retreat when we see difficulties, what do you think

Omar smiled slightly and said: I completely agree, because if it weren't for Mr. Zhou Ming's insistence, I wouldn't have been able to sit in this office today.

Then I'll wait for the good news you gave me Omar.

After leaving this sentence for Omar, Zhou Minghe left. Zhou Ming got into his car and opened the page and saw several messages from Lin Muqing. I think she was very worried, so Zhou Ming immediately picked up his cell phone and called her back.

Zhou Ming, how is your situation? Now you have arrived in the Vader community? Have you ever met anyone from the Adams family or other aspects? There was no major problem. The phone was answered. Lin Muqing's anxious voice rang out immediately. She didn't care about anything else, but just asked a series of questions about Zhou Ming, which shows how much she cared about.

This made Zhou Ming feel very warm. He said to Lin Muqing: Sister Muqing, don’t worry, I’m very good. The Adams family probably didn’t expect me to come back.

Zhou Ming could hear Lin Muqing's obvious relief. Zhou Ming continued: I have just come out of the Vader community now. I have met Omar. He also introduced me to Johnny who is very active here, saying that he would help me prepare for a resident conference and would help me do more ideological work for the residents.

This made Lin Muqing feel relieved again: Will such a big event be in danger? The Adams family will definitely get news.

Zhou Ming explained to her: My Sister Mu Qing is not a representative. The conference or campaign is just a resident gathering and there is no registration of any level. As long as the Adams family does not have core members in the Vader community, it is impossible for them to know.

Although Lin Muqing is still very worried, Zhou Ming has said so now, so she has to suppress her feelings and ask: I hope this is the case. Zhou Ming, how much confidence do you have in this conference can convince them to give up their real estate and support your idea of ​​bankruptcy and not repaying the loan.

The same thing is said, let me leave my destiny as I do my best. Zhou Ming said.

The third day was soon, and this was the day of the Vader Community Residents' Conference. At 9:30 in the morning, Zhou Ming came to the square of Vader Community. When Zhou Ming arrived, more than a dozen black people had gathered in the square.

This is not the whole of the Vader community, but it is already very good. After all, this conference does not really mean that everyone in the community is invited. It is just that every household or even every unit is invited to a representative, just like the domestic People's Congress. But that's it, everyone also needs to coordinate the time of the time. No matter how you say that everyone has a job, you can't let them give up their jobs, there is no reason.

In addition, Zhou Ming did not invite all the minority people, but only invited black people. This was suggested by Omar. Due to the reasons for discrimination, all minorities are very united, especially black people. In addition, Latinos and Indian people will also discriminate against black people and discriminate against each other.

As for the Chinese, Zhou Ming didn't think much about it, because in the more than half a year in the United States, Zhou Ming had seen these people clearly. They were all the guys who just went to the market when they were cheap, but they wanted to enjoy rights all day long, but were never willing to bear obligations. Especially compared with their compatriots in China, they always felt that they were a bit inexplicably superior, as if they had really become white people, but they didn't know how low their status was in the eyes of real white people.

Only these people, if you really force everyone to gather together, something will inevitably happen. So in order to avoid accidents, Zhou Ming decided to hold a meeting alone. First of all, he was the most together and the most.

Mr. Zhou Ming, I was mentioning you to them just now

Suddenly a voice came, and Zhou Ming looked over. It was Johnny I had seen last time. But I haven't seen him for two days, so this guy seemed to have gained a little weight again.

Zhou Ming went up to shake hands with Johnny and said hello. Johnny introduced to the people around him: This is Mr. Zhou Ming, who I told you. He is here to hold this meeting today. Our brother Omar can drive Botb's fat pig out of the community office, and he has his help, so he is also our good brother, and we should all support him.

The black man next to him suddenly realized, but Zhou Ming glanced at Johnny more. After all, Johnny could call others a fat pig like this and it would take a lot of courage.

Is it that you are Mr. Zhou Ming? I heard Johnny say something about subprime loans. What is that? Shouldn’t we pay so much interest? A black woman asked.

Before answering this question, I think I need to ask you how much interest your loan is. Zhou Ming said.

I was a 7.6 percentage point black woman answered, but she remembered something as soon as she answered, and then said, "I am a friend who works in Brooke Investment Company, and the preferential interest rate he asked for me, which no one else can get."

Zhou Ming then turned his attention to others. Their answers from 8:00 to 9:00 proved that what the black woman was telling the truth.

Zhou Ming nodded and said: OK, I can tell you, but I hope you are mentally prepared, because as far as I know, Brooke Investment Company borrows your property as mortgage from the bank only about 3 percentage points.

This answer shocked everyone. All the black people widened their eyes. The black woman shouted: How come there are only so few? The broker said that the bank loan interest rate is also very high, with a total of 6 to 7 percentage points. I can get a loan from him to avoid a lot of troubles. What he gave me was the best interest rate.

After the black women, other black people also shouted, saying that they regretted believing their agents and should go to the bank to apply for a loan directly.

To be honest, the group of black people's eyes widened was really scary, but Zhou Ming quickly recovered and said: They are all deceiving you, but you have no choice, including going to the bank.

Zhou Ming specifically said: Because the real situation is that they, the guys from Brooke Investment Company bribed the bank and told the bank not to lend you money. The excuse is your credit rating, so no matter how you do it, you can only borrow usury from them.

After Zhou Ming finished speaking, someone immediately empathized with it: That's right, it's true. I've been to the bank, and people there said that my credit rating is not enough. Is this a conspiracy of Brooke Investment Company?

Zhou Ming spread his hands: I'm afraid I don't need to prove it, otherwise you are all people with good jobs and income certificates, and you are also people with real estate. With such good conditions, why is your credit rating so low? You can't even get a mortgage? This is too suspicious.
Chapter completed!