Due to various factors, Li Zhudao and Xiao Wu's trip to Qinghe was inevitable. However, just before departure, Li Zhudao suddenly suffered from a headache, which delayed them for a few days.

Li Zhudao experienced a car accident when he was young. Not only did he permanently lose his previous memories, he also suffered from headaches.

Qinghe City is connected to Vietnam, Laos, and Myanmar to the south, and is my country's land passage and bridgehead towards ASEAN. It is located in the low-latitude subtropical plateau humid monsoon climate zone. Under the atmospheric circulation and complex terrain conditions, the climate types are diverse, and it has a unique plateau type Three-dimensional climate characteristics. The Tropic of Cancer passes through its territory. It has a mild climate, abundant rainfall, and sufficient average annual sunshine. It is suitable for the growth of various crops and has a wide variety of biological resources.

Li Haijun (Wang An) founded an agricultural development company in Qinghe City. He should have been uniquely endowed and had given full consideration. However, the company ended up going bankrupt and closed down, and we don’t know why.

There is a huge mango orchard near the Qinghe High-speed Railway Station. At a glance, the lush mango forest and a huge signboard of "Shanhe Mango Orchard" stand tall, which is particularly eye-catching.

Li Zhudao and Xiao Wu walked all the way. After getting off the high-speed train, Wu Gang, who was sent by the local police to contact them, welcomed them into the car.

Wu Gang is from the north. Because he served in Qinghe and his spouse was a local, he chose to change his career locally and joined the criminal police detachment.

In the car, Wu Gang drove and after a brief greeting with Li Zhudao, he said straight to the point: "The Qu Lulu you want to investigate is a famous person in our Qinghe."

Wu Gang is not burly in stature, has a soft appearance, and looks more like a southerner. But when he speaks, his smooth Mandarin immediately reveals the fact that he is from the north.

Li Zhudao and Xiao Wu were slightly surprised.

"How do you say it?" Li Zhudao asked.

"This has to start with her husband, Li Haijun." Wu Gang said. "Li Haijun founded an agricultural development company called 'Genesis' in Qinghe in 2014. Its business scope is mainly to regenerate the city's fruits and vegetables.

Processing and sales, and at the same time engaged in agricultural sightseeing and tourism according to local conditions. 'Genesis' was once the largest agricultural development project in our city. When it first opened, it enclosed more than 5,000 acres of land, basically monopolizing the city's fruit processing, and later operated 'Qinghe Villa'

It is also the largest resort in our city, and it is overcrowded during the peak tourist season.”

"It sounds like the agricultural development company founded by Li Haijun is doing well. In addition, as far as I know, the state has given great support to agricultural projects in recent years. How could Li Haijun's agricultural development company collapse so quickly?" Li Zhudao

Ask questions.

Wu Gang sneered and said: "It stands to reason that such a well-run agricultural development company must have a lot of profits. The bad thing is that Li Haijun has evil intentions. In the name of agricultural project development and construction, he borrows and finances at high interest rates.

Later, the account holder came to force him to pay, and the Qinghe Villa he operated became increasingly depressed, and finally closed suddenly. Li Haijun also ran away, and when he was found, he had already died in a traffic accident."

"Isn't it a 'Ponzi scheme'?" Li Zhudao asked jokingly.

Wu Gang laughed and said: "If you say he is, it seems he is not. If you say he is not, it seems he is. But this is where Li Haijun is clever. Judging from Li Haijun's loan situation, it is consistent with the "Ponzi scheme"

The characteristics of the east wall and the west wall are that the funds are transferred and replenished. However, in the 'Ponzi scheme', scammers often use non-existent investment projects as names and attract customers to raise funds with high rates of return. Li Haijun has real

He is currently working on agricultural development projects, but his project development is all superficial."

Ponzi scheme is the name for investment fraud in the financial field. It is the ancestor of pyramid scheme. Many illegal pyramid schemes use this trick to amass money. This deception was "invented by a speculator named Charles Ponzi"

". The Ponzi scheme in China is also known as "removing the east wall to pay for the west wall" and "emptying the white wolf with nothing." In short, it uses the money of new investors to pay interest and short-term returns to old investors in order to create a profitable business.

The false appearance then defrauds more investment.

"For example, the camellia oil development project under 'Genesis' initially circled two hills and planted camellia oil saplings, but then there was no activity. No one took care of the camellia oil hills, and they soon became barren hills.

The planned camellia oil refining factory only had a factory building, with no equipment and no workers. It was because financing customers saw these situations that they began to come to demand debts. But Li Haijun was unable to repay, and he did not know that all the funds he had financed were

Where has it been used? The comrades in the economic investigation have investigated and found that Li Haijun has no other fixed assets except the Genesis Agricultural Development Company in his name, and the possibility of transferring assets overseas has also been ruled out."

"Old customers came to ask for debts, Li Haijun's credibility was questioned, and new customers did not dare to invest again. As a result, Li Haijun's capital chain gradually began to have problems, and it affected the production and operation of 'Genesis', creating a vicious cycle.

Bankruptcy becomes a matter of time."

"During this period, some people also called the police, saying that Li Haijun was a financial fraud. The rate of return promised by Li Haijun was a bit high, but it was within the scope allowed by the law. He actually paid interest as agreed in the early stage and was indeed engaged in agricultural project development. According to

According to his statement, the project construction was suspended because of funding problems. Therefore, the economic investigation comrades could only handle his case as a private loan dispute. In this way, it is unclear whether Li Haijun was engaging in a "big conspiracy"

It’s a scam, no one can explain it clearly.”

Li Zhudao asked: "According to your statement, Li Haijun should have had a large amount of financing in the early stage, and then there were funding problems, the project construction was suspended, and then the account holder came to force the account. The problem is that the funds he invested were not transferred by him personally.

It was not used to purchase fixed assets, so where did they go?"

"This problem has troubled the majority of Qinghe people. There are also rumors that Li Haijun's financial loopholes are related to a senior official who was dismissed from our city. The dismissed official was precisely related to agriculture, rural revitalization, and natural resource planning, and

The closure and bankruptcy of 'Genesis' also followed the resignation of that senior official. Therefore, this rumor is quite convincing in the public." Wu Gang's implication was that Li Haijun used the funds invested in bribery.

"Check this with the arrested officials, and you will know whether it is true or not," Xiao Wu said.

Wu Gang smiled bitterly and said: "There is no way to verify it."

Li Zhudao and Xiao Wu only thought that the officials involved had been shot, so they could not verify it.

Wu Gang continued: "The fallen official is named Zhang Dewang. The person who accepted sexual bribes from others and provided services to him was a young girl who was under 14 years old and was still in junior high school. Beforehand, Zhang Dewang drank a lot of alcohol and took aphrodisiacs, and that night he was violently violent

While exercising, I developed coronary heart disease and died. The little girl was frightened and called the police on the spot. I was also present at the scene. Zhang Dewang's downfall also started from this."

Li Zhudao and Xiao Wu looked at each other, speechless.

"I'm not very clear about Li Haijun's specific situation. After all, I'm a criminal investigator, not an economic investigator, as you know. What I told you was only what I heard from the economic investigators occasionally, so I can't take it as accurate. I want to say

Unfortunately, after Li Haijun ran away and died in a traffic accident, Qu Lulu stood up and said that she was willing to bear all the previous accounts of her husband Li Haijun, but as a woman, her ability was limited and she could only repay the principal of all previous account holders.

As for the interest, please forgive her for the sake of her orphans and widowed mother."

"I thought I wouldn't get a penny back, but I ended up getting my principal back. As the account keeper, there was no reason why I couldn't agree. Besides, I was an orphan and a widowed mother, but I was willing to wipe my late husband's ass, clean up the mess, and even bully her.

What are you doing?"

"Almost overnight, Qu Lulu became a household name in Qinghe. If it hadn't been for Li Haijun's bad debt, no one could tell whether he paid bribes or was running a 'Ponzi scheme.' Qu Lulu would have become Qinghe's

The image has been vigorously promoted by the official media." Wu Gang added.

After a continuous rain, Qinghe City is shrouded in mist, the mountains are looming, the trees are green, and the green Qingshui River passes through the city, just like a dream.

The car drove smoothly into the Qingshui Bridge.

Through the car window, I saw a person standing on the guardrail of the bridge in the mist from a distance. There were many people surrounding the sidewalk, but they did not dare to get close. Among the crowd of onlookers, some people were asking the people on the guardrail.

The shouting should be to persuade him not to commit suicide. The man on the bridge did not speak, he just stood quietly and looked at the center of the river.

Finally, the man turned around, bowed deeply to the crowd, then opened his arms and fell back.

At this time, Wu Gang's car happened to be parked, only a few meters away from where the man fell into the river.

Wu Gang pushed open the car door and rushed out like an arrow. After a few strides, he grabbed the separation fence between the motorcycle lane and the sidewalk with one hand, and jumped with all his strength, just like a vigorous cheetah leaping over. In the blink of an eye, he was already

He took off his coat, threw it on the sidewalk, then stepped onto the guardrail of the bridge, followed closely behind the man who committed suicide, and fell into the water with a "plop".

At this time, the crowd was chaotic. Some people shouted for help, some complained about the delay in the arrival of the police, some screamed, and some took out their mobile phones to take videos.

The guardrails of the bridge were crowded with onlookers, and Li Zhudao and Xiao Wu were blocked from the crowd, making it difficult for them to approach.

Fortunately, an enthusiastic member of the public saw that Li Zhudao and Xiao Wu were with the people who were diving to save people. After squeezing out of the crowd, he stuffed Wu Gang's coat into Li Zhudao's hand and said: "This is the person who saved people."

That man's clothes are left to you."

Xiao Wu thanked him profusely.

Li Zhudao rummaged through the inner and outer pockets of Wu Gang's coat, his expression changed, and he said: "When Wu Gang threw his clothes away, I saw the handle of the gun exposed in the inner pocket. Now there is nothing left. Something happened.

"
Chapter completed!