Cheng Shijie was very impressed. The post office wire transfer was used at that time. When did the other party receive the money and when did he start adding virtual currency to his account?

In fact, what makes Qidian stand out from countless online novel websites is Shanda's game point cards. Shanda Point Cards are sold in Internet cafes and can be recharged at any time, so Qidian has this inherent advantage.

Cheng Shijie smiled and said: "We set a cycle limit. For example, if a gold account deposits 100,000 taels of silver from Lushun Branch, and he needs to withdraw it in Haizhou, we must want Haizhou Branch to receive the new account information.

You can only withdraw money when you update the account information! At the same time, we will charge a certain handling fee when depositing and withdrawing from other places. The establishment of this handling fee requires professional internal evaluation by your bank."

Yang Yunniang nodded and asked again: "But, a new problem has come again. How can our branches ensure that they can satisfy customers' remote deposits and withdrawals? If we just transmit information, a quick horse can reach north and south, but what about money?

?For example, the bank in Lushun receives more deposits, while Haizhou receives less deposits. How can we ensure that..."

"Our bank has just been established. You can ask Zheng Jian. He is an old bank. Banks will also face such problems..."

Cheng Shijie is not omnipotent and cannot solve all problems.

In fact, Cheng Shijie knows the answer to this question, but the problem is that he cannot become Baidu and asks the commander-in-chief if he cannot decide everything. Then wouldn't he be like Zhuge Liang, who manages everything and cannot train his subordinates? After his death, the Kingdom of Shu will be in twilight.

“How many loans have banks issued now?”

Whether a bank can make a profit or not, the most critical issue is how many deposits and loans it can receive. If all the money is in the bank, the bank's role will be very limited.

"The prospects are very good. I can't tell you the detailed figures, but you should be able to make money!"

"So good!"

Cheng Shijie pointed to the copper coins in front of him and said: "This is the money produced by our own mint. For now, we can produce small Ping coins every day, two coins, five coins, and ten coins. There are four specifications, two thousand each.

More than 500 pieces, totaling more than 10,000 pieces!"

"This is too little!"

"Shortage is temporary!"

Cheng Shijie smiled lightly: "The crucibles, money molds and mother coins currently used by the mint were all prepared by Mr. Sun when he was in Dengzhou. We will make our own mother coins and molds in the future to expand the production scale!"

Although coining money is a handicraft, as these craftsmen become more and more skilled, production efficiency can definitely be improved. With more equipment and workers, production capacity will also increase exponentially.

As Ning Haijun's Thunder Gun was changed to a self-fire firing method by Su Huaicai, the problem was that due to material limitations, the misfire rate was too high, and only 70% of the guns could be fired successfully. Despite this, Cheng Shijie was already very satisfied.

It would be even better if there was a breakthrough in the research on gunpowder and mercury fulminate...

In fact, Ning Haijun's artillery bureau has been making continuous breakthroughs. Just like the Su Huaicai incident, stimulated by the heavy reward, the artillery is also researching in this direction, but no breakthrough progress has been made yet.

Su Huaicai was leading the craftsmen to take back more than 4,000 matchlock guns equipped by Zuo Dusi of the Ning Navy and transform them into self-fired guns, that is, flintlock guns.

However, the weight of the modified flintlock gun has increased, with a caliber of 19.8 mm, a gun length of 1560 mm, a gun weight of 6.69 kg, and a projectile weighing 32 grams.

At the same time, the Thunder Guns assigned to each fire support post were also taken back from the musket factory and transformed. They were all transformed into self-fire types. There is no longer a need for match ropes to fire, and there is no need for every Thunder Gun operator. They must be equipped with a holding gun.

Torch soldiers are responsible for lighting fires.

It would be okay if it was during the day, but fighting at night, holding a torch, is simply telling the opponent that I am here to ambush you.

This is also a technical limitation. Creating and transforming while producing is a characteristic of southern Liaoning.

…

Wang Jun is from Dengzhou. He was originally the proprietor of Wangji Grain Shop in Dengzhou City, and he was also a wealthy businessman with a reputation as a villain in Dengzhou. Wang Jun was originally very happy. His family was well off. With the development of Dengzhou in recent years,

The price of food in the state was rising steadily, and he took advantage of the situation to make a lot of money. His son was filial, his daughter was well-behaved, and his wife was virtuous.

But what he didn't expect was that the summer before last, he recruited a clerk named Wang Shun. This clerk was diligent, eloquent, and handsome, and was very popular with Wang Jun.

Unexpectedly, he led the wolf into the house. He often brought Wang Shun back and got to know his wife, his daughter, and his son. At first, he didn't think so much. Wang Shun was fifteen years old, what bad thoughts could he have?

Unexpectedly, Wang Shun made his wife Wang Tian very happy. He often told his wife what he had seen and heard in the store and made her jealous.

It wasn't until November last year when Wang Jun returned home from a long trip that he discovered that his wife was more than three months pregnant.

It has been more than five months since he left home, and his wife is pregnant. Even a fool knows what is going on.

He was so angry that he fainted. His wife, Wang Tianshi, thought that Wang Jun was angry to death, so she and Wang Shun were so frightened that they packed up their gold and silver and ran away overnight.

Wang Junlin was tricked by his wife of more than 20 years, and soon the matter spread throughout Dengzhou City. He, Wang Jun, was also a shameless person, but now he has become the laughing stock of Dengzhou City.

In a rage, he passed the family property to his son, left a dowry to his daughter, and then jumped into the sea and committed suicide.

Unexpectedly, he did not die. At that time, the Ning Navy was migrating to southern Liaoning on a large scale. The sailors at sea thought that Wang Jun had accidentally fallen into the water and rescued him.

This is how people seek death once. As long as they can't die, if they walk around the gate of hell, the thoughts of seeking death will fade away. In this way, Wang Jun came to Liaonan from Dengzhou in a daze.

Because southern Liaoning is dominated by people from Liaodong, Wang Jun, who has a Dengzhou accent, was squeezed out and assigned to work in a dirty and smelly fur factory. His immediate boss targeted him everywhere. Wang Jun ran away in anger.

When I arrived in Jinzhou City, I was ready to find a job.

Since he couldn't find a job, Wang Jun relied on his sharp words and empty tricks to deceive a group of refugees who had just arrived in southern Liaoning and had no job arrangements. When he asked, he found out that these people actually knew how to burn kilns.

Wang Junyi thought about taking advantage of the chaos in the management of Ning Haijun in Liaonan, deceiving the refugees into working with tools, and successfully opened a kiln. When the first batch of bricks was fired, the bricks were still hot and bought by Ning Haijun.

Already.

After completing the primitive accumulation of the first pot of gold, Wang Jun became one of the first private kiln factory owners in southern Liaoning. He was shrewd and eloquent. After making money, the kiln factory expanded and produced at the same time, starting from the only one.

Starting from one brick kiln, in just over half a year, he already owned seventeen kilns, producing bricks and tiles, with hundreds of workers, which could earn him dozens or hundreds of taels of silver, which was more than what his original grain shop had.

And make money.

Wang Jun is very satisfied with his new life. There are almost no people who know him in southern Liaoning, because there are almost no people in Dengzhou who are willing to come to southern Liaoning. Many of the family members of the new Denglai army and Ning navy officers are not willing to come to Liaonan.

This is a poor place in the south. No one in Jinzhou knows him now, and no one is talking behind his back about him being cuckolded.

Later, he met a widow with two daughters and a son, and started a new family.

Now Wang Jun has his own house. Although his three children are not his biological children, they call him daddy and are very well-behaved and sensible.

Whenever Wang Jun comes home, his stepwife Qiao has already put the prepared meals on the table, and Daya brings the hot wine and serves it to Wang Jun.

Wang Jun has made money, so of course he will not be stingy with himself. His food quality is still good, with fish and meat. Now the supply of fish, shrimp and meat in Liaonan has been normalized. As long as you have money, you can eat it.

For meat, even in the factory, you can get some oil and water every now and then to satisfy your cravings.

"Daddy!"

Da Ya leads Er Ya and the six-year-old Qiao Yuyu. Qiao Yuyu actually has an older brother named Nian Nian. The two brothers’ names combined mean Nian Nian Youyu. But when they were fleeing, Nian Nian

The year is lost.

Wang Jun watched Yuyu stare at the plate of stewed mutton in front of him, and waved to Yuyu. Yuyu sat on Wang Jun's lap, and the two of them began to eat and drink.

Of course, Yuyu drank broth, while Wang Jun drank wine.

Mrs. Qiao is a virtuous woman who keeps her home spotless. Wang Jun works in a kiln factory and is covered in dust every day, but Mrs. Qiao still makes Wang Jun look respectable when he comes in and out.

Ms. Qiao was not very old, not yet in her early thirties. In later generations, she could even call herself a little fairy. At this time, she was actually the mother of four children.

The eldest girl is ten years old, and the second girl is seven years old. Because Wang Jun is rich, the eldest girl and the second girl do not need to help at home. They are studying at Jinzhou Girls' School, and Yuyu is studying at Jinzhou Academy.

As for Qiao's original husband, Qiao could no longer remember his appearance. In her memory, his figure had become blurry.

When Wang Jun saw Mrs. Qiao busy, he invited Mrs. Qiao to come over and have dinner together. Da Ya and Er Ya sat at the table to eat together. This was a situation that was almost impossible to see outside Liaonan.

After drinking for three rounds, the topic inevitably shifted to the small loans that the management committee had just announced to promote business development.

Wang Jundao: "There are seventeen kilns in the kiln factory. Each kiln can burn more than 300,000 bricks. The orders in the kiln factory have been scheduled until the end of the year. If it weren't for too few kilns and too few workers, it seems that I can't make money."

, I feel uncomfortable."

"Dad, what are your plans?"

Wang Jun pointed to his home and said: "I have already thought about it. I will sign up tomorrow. Using our house and seventeen kilns as collateral, we can get a loan of at least 800 taels of silver. With these 800 taels of silver,

I can buy the 300 acres of land around the kiln and build a dozen more kilns!"

Mrs. Qiao already knew business, and she was not Wang Jun's first wife. She ate with Wang Jun. It was Wang Jun who adopted the four of them, so naturally she would not raise objections.

Whether making money or losing money, she supports it.

At night, Mrs. Qiao was very enthusiastic. No matter what, it was Mrs. Qiao's simplest idea to give Wang Jun a son and a half.

…

Dongfang Trading Company, Zhang Chen is now a well-known wealthy woman in Jinzhou. I don’t know how many matchmakers came to persuade Zhang Chen to remarry.

Zhang Chen was very knowledgeable about this, and those people, including a scholar, were all here for her money.

Because Zhang Dongfang was killed in battle, three acres of homestead and one hundred acres of land were saved for her. Zhang Chen hired people to plant all the one hundred acres of land. Because she was a martyr, the land was allotted for easy irrigation.

She has fertile farmland. She grows less grain and more vegetables. The grain is only less than 30 acres, and more than 70 acres are planted with various vegetables.

The restaurant business under Zhang Chen's name is getting better and better, and the demand for vegetables and meat is also increasing. She is thinking about learning from Cheng Shijie and opening a breeding farm to raise hundreds of sheep, thousands of chickens and ducks, whatever.

Raise some more fish and shrimp.

The regulations of the Management Committee are that Ning Haijun's military and martyred relatives can borrow money from Liaodong Bank with guarantees. The annual interest for these commercial loans is only 20%. If you borrow 100 taels of silver, you will have to pay back 100 taels of silver after one year.

Twenty taels of silver.

With one hundred taels of silver, Zhang Chen is absolutely confident that she can earn two hundred taels within a year. This is the business environment in southern Liaoning. Although Zhang Chen is a woman, she is not a cautious character, otherwise she would not dare to

Spend all your money to do business.

Zhang Chen walked into Liaodong Bank with the deed of her house, the deed of her shop and the deed of one hundred acres of land.

Today's Liaodong has entered an era of crazy expansion.
Chapter completed!