Chapter 22 The Three-Day Covenant
Li Qingquan stood up and said to Zhang Feifan, "Zhang Feifan, I'll ask you, you answer truthfully. When you are doing the business of Tianqin Breeding Club, has anyone interfered with you in making normal judgments in unconventional ways?"
"What?"
"I'll say something differently. Have you found any problems during this business process, but someone instructed you to force the loan approval?"
Zhang Feifan whispered, "No."
Li Qingquan continued to ask, "Think about it again. You have to know that taking the initiative, doing it passively and being forced to do it is different in characterization of such things."
Zhang Feifan's eyes were full of complex expressions. Before entering the conference room, Li Qingquan had a conversation with him.
...
"There was a problem when this business was launched. The head office wanted to hold accountable. You are still young, just entered the industry, have a high education, and your future is unlimited. I discussed with President Gu and held a meeting later to push this business to Wang Chong. At that time, the head office blames you and I will protect you together."
Zhang Feifan said, "This matter has nothing to do with Director Wang! At first, he advocated not to give up this loan."
Li Qingquan advised, "Are you still able to care about him at this time? Zhang Feifan, you have to recognize the situation. There must be someone responsible for the loan from Tianqin Breeding Club, and this person is Wang Chong."
"I won't do anything to be sorry for my master."
Li Qingquan sneered, "I'm afraid this matter is not up to you. On Thursday, did you receive a box of Feitian Moutai from Luo Dacheng, worth nearly 20,000 yuan? If you really pursue it, you will be punished for accepting bribes. According to the Criminal Law, you will be sentenced to fixed-term imprisonment of not less than one year and not more than seven years. Even if you escape legal punishment, your banking career will be over!"
Zhang Feifan felt cold all over his body, like a basin of ice water pouring down from his head. He suddenly realized that Li Qingquan and Luo Dacheng were in the same group. The banquet at noon on Thursday was actually planned, and he fell into their trap because he did not hold on for a while.
"Think about it carefully, what to say later."
...
Li Qingquan asked sternly, "Do you say it?"
Zhang Feifan took a deep breath, looked at Wang Chong, and whispered, "It was Director Wang Chong who asked me to do it." After saying this, he lowered his head deeply, as if he had done something wrong.
As soon as these words came out, everyone looked at Wang Chong.
Gu Tiande sat back on his seat with expressionless expression. Li Qingquan sneered at the corner of his mouth, "So it's Director Wang."
Wang Chong looked at Zhang Feifan with a calm face, not out of anger, nor did he hit him head-on as before. If it were Gu Tiande, he would question it directly, but Zhang Feifan, although he did not deal with much, admired this young man from the bottom of his heart. His words just now were insincere, and he should have been threatened by some people.
Wang Chong said slowly, "Although I don't know what you said to Zhang Feifan, this kind of accusation is evidence-based. I have clearly expressed my objections to the Tianqin Breeding Club's business at the loan review meeting, and my signature is also included in the minutes of the loan review meeting. How can I instruct Zhang Feifan to do it?"
Li Qingquan said, "Maybe it was the smoke bomb you put on?"
"What's the benefit of this for me?"
"You know whether there are any benefits."
Wang Chong clearly remembered that Gu Tiande had personally talked to him because he opposed this business. Now something happened, but he didn't say a word. He asked Li Qingquan, the clown, to come forward to correct him. How could he fulfill his wish? So he said, "I'm sorry, I don't know. If President Gu can give me some advice, I, Wang Chong, would be very grateful."
Gu Tiande did not respond and said lightly, "This incident has formed a special report and will be reported to the head office tomorrow morning."
Wang Chong sneered in his heart. He expected Gu Tiande to make a big move, and he made the matter big, and he got up and said, "I object!"
Gu Tiande asked, "What are the great opinions of Director Wang?"
"The loan from Tianqin Breeding Club has just gotten into trouble. Now Luo Dacheng and Li Songyuan are missing. Shouldn't it be to stop the loss and recover the loan? I didn't do anything and I have to report to the head office. Isn't President Gu afraid of your management ability questioned by the head office?"
Gu Tiande: "You don't need to make decisions for me."
Wang Chong said, "Our bank credit is the responsibility system of the president. You have told me clearly that if there is any problem with Tianqin Breeding Club's business, you will be responsible for it!"
Gu Tiande sneered repeatedly, "You can't eat randomly, and you can't talk randomly. It's time now, you are still distorting the facts, slandering your superiors, and trying to shirk responsibility. No wonder the chief archivist demoted you two levels. It seems that you know people and take responsibility!"
Wang Chong was so angry that his fists were clenched.
"Why, you still want to fight?"
He knew that Gu Tiande was a villain, but he didn't expect that he was so shameless. In order to shirk responsibility, he put the shit on his head. At this moment, Wang Chong wanted to go up and beat Gu Tiande up, but his reason calmed him down.
"Seven days!"
Wang Chong shouted, "Give me seven days, I will find a way to find Luo Dacheng and Li Songyuan and get the loan back."
Gu Tiande asked, "What if I can't catch it?"
Wang Chong said ruthlessly, "I quit my job voluntarily!"
Li Qingquan said sarcastically, "In seven days, who knows if you will run away like them?"
Wang Chong stepped in front of Li Qingquan, staring at the short and fat man, "What did you say?"
Li Qingquan was scared, but he refused to admit defeat in front of everyone and forced his chest to thrust, "Do you know if you have colluded with Luo Dacheng and the others?" Wang Chong raised his hand and made a gesture to hit him. Li Qingquan knew that he was a thorn, and maybe he could really do this, so he retreated repeatedly, "Don't do anything randomly."
Gu Tiande shouted, "Okay! Stop arguing." He said to Wang Chong, "Three days! I will give you three days. If you can't recover the loan, go and explain to the head office yourself! The meeting will be over!"
Wang Chong strode out of the conference room and returned to his office.
Zhang Feifan lowered his head and walked out, "Master, I'm sorry."
Wang Chong was in a bad mood and sat in his seat and asked Zhang Feifan, "Do you have any cigarettes?"
Zhang Feifan said carefully, "Aren't you not smoking?"
Wang Chong continued to ask, "Is there any cigarette?"
Zhao Dagang is the only smoker in the entire department, but after Li Qiaowei became pregnant, he usually doesn't smoke in the office. Wang Chong was very disgusted with smoking, but at this moment he took the initiative to ask for cigarettes. Zhang Feifan went out to buy two packs of Soft China, handed them to Wang Chong, and then stood aside and waited for Wang Chong to speak.
Zhang Feifan was complicated at this moment. Li Qingquan's threat was ruthless, so he made him falsely accused Wang Chong in the conference room, which made him feel guilty. He was ready to be scolded by Wang Chong.
Wang Chong lit a cigarette, took a sip, and kept coughing.
"First, give me all the credit files of Tianqin Breeding Club; second, complete the procedures from the system. As soon as you go to work tomorrow, you will deduct the deposit of 3.8 million yuan from Tianqin Breeding Club; after finishing, go back and have a sleep, and get to the bank at 7:30 tomorrow."
Zhang Feifan quickly responded.
Wang Chong took another sip of cigarette, "On Thursday, you and Zhao Dagang went to conduct on-site investigations. Did the 19 loan owners go to their homes and farms to take photos?"
Zhang Feifan hesitated. That morning, Luo Dacheng deliberately delayed the time and only went to a farm. He drank again at noon and was drunk. The remaining photos were taken by Luo Dacheng and passed them to him after he helped him. In this way, most of the photos on the spot of these loan owners were forged.
He said, "Director Wang, I actually lied to you that day, and I was drunk by them in the afternoon."
Before leaving, Wang Chong repeatedly emphasized that on-site investigation is the most important part of loan risk control, but Zhang Feifan took this sentence as an indifferent voice, which made him very angry, even more angry than Zhang Feifan slandering himself in front of Gu Tiande. However, it was not the time to hold him accountable, he asked again: "Did the loan contracts of these breeders be signed by the borrower himself? Did he take photos when signing the contract?"
Zhang Feifan nodded, "It's all signed by me, and the photos are in the credit file."
Wang Chong breathed a sigh of relief. If the loan contract was not signed by himself, the loan would be in trouble. He looked at his watch and it was already three o'clock in the morning. "Hurry up and finish what I told you, go back and have a rest."
Zhang Feifan refused to move, so he decided to confess to Wang Chong, "Director Wang, what happened in the conference room just now is actually..."
Wang Chong waved his hand, "No need to mention this matter, don't mention it in the future."
...
After the meeting, Li Qingquan did not go home, but stayed in Gu Tiande's office to suck the clouds and spit out the mist. He was so happy to see Wang Chong in trouble, "Gu Xing, Wang Chong is determined this time. I don't understand why you have to give him three more days?"
Gu Tiande sneered, "Three days? I won't be able to get him cheap. You can report this matter and I'll go to the head office tomorrow morning."
Li Qingquan suddenly realized, "So you are trying to stabilize him?"
"That kid even dared to contradict President Lin. In that situation at that time, do you know if he would do anything stupid? Luo Dacheng and Li Songyuan hid?"
Li Qingquan said regretfully, "I don't know either. The Shi brothers are sending people to look for them all these two days. Shi Hu said that if he finds them, he will kill them directly. He ran away just after taking out a loan. These two guys are really amazing. They dare to cheat the Shi family's money and are impatient to live."
Gu Tiande asked, "Is it possible to go abroad?"
"Li Songyuan has problems with his credit report and he can't leave the country at all."
"You should keep a close eye on this matter. Don't let them be caught, otherwise we will be finished!"
Li Qingquan said: "Don't worry, Gu Xing, I will stare at it."
...
The next morning, Zhang Feifan came to Chengdong Branch. The office was filled with smoke. The loan information of more than a dozen households was scattered and filled the floor. There were only a few left of two packs of Chinese cigarettes. Wang Chong looked tired and his eyes were red. He obviously had not slept all night. When he saw Zhang Feifan, he said, "Half an hour later, the whole department will hold a meeting."
People from the Second Department of Credit came to the office one after another. Seeing the situation in the office and Wang Chong's expression, they felt something was wrong.
Li Qiaowei frowned, "Why are you smoking so much cigarette?"
Zhang Feifan shrugged her and told her not to talk nonsense.
Seeing everyone coming, Wang Chong said, "We have a short meeting. Due to my dereliction of duty in my work, the newly released small and micro batch loans of Tianqin Breeding Club last week have a major risk. The guarantor escaped with the money and may face huge losses. Let's talk about it for a long time, I'll arrange the work."
Wang Chong briefly told everyone about the division of labor.
Li Qiaowei was responsible for deducting margin to stop losses. Wang Chong had already written a lawsuit overnight and asked Qian Kun and Sun Fengxia to go to the court to file a case, applying for pre-trial preservation of real estate, automobiles and other assets under Luo Dacheng and Li Songyuan. Zhao Dagang went to investigate the flow of funds of the loans, and himself and Zhang Feifan went to Tianqin Breeding Club to investigate.
The two of them arrived at the parking lot, Wang Chong got into the car, and Zhang Feifan said, "Director, you didn't have a rest all night, I'll drive!"
Wang Chong glanced at Zhang Feifan, "It seems that you haven't had a good rest, so I'll do it."
Chapter completed!