Font
Large
Medium
Small
Night
Prev Index    Favorite Next

Chapter 281 Credit Rating

Gu Xiulin pulled Jia Siyi back to his seat and kept inviting Jia Siyi to taste Rongmei green tea. He also picked up the tea cup himself, kept blowing the tea leaves standing in the tea cup, and carefully organized his thoughts.

It seems that the military gate is right. It is impossible for these wealthy merchants to completely give up the idea of ​​exchange by relying on a false bank treasury, and they have to give them enough benefits!

Jia Siyi originally had a close intention to Bangtai and had close business dealings. Even so, let alone other businessmen who hated Bangtai.

Gu Xiulin decided to throw out his ultimate weapon, which of course is not real gold and silver, but various preferential policies.

He waved to Jia Siyi and smiled and said, "Brother Jia, please follow me, I have something to show you..."

Jia Siyi was very curious and followed Gu Xiulin's footsteps and arrived at the right side hall of the second hall.

As soon as Gu Xiulin opened the door in the corner of the hall, Jia Siyi smelled the fragrance of ink ink, and was even more curious: What do Gu Xiulin wants me to see?

After stepping into the door, Jia Siyi was shocked. There was a different world here, but it was actually a small library!

Oh! It's not a library, it seems to be an account book!

It seems that it is not an account book, oh? Why is my name here? Why is there a word "A" after the name?

Jia Siyi's head almost turned blank, and she didn't know what Gu Xiulin was damaging.

Gu Xiulin took out several thick booklets from Jia Siyi's name and placed them in Jia Siyi's hands.

Jia Siyi looked through it impatiently, and when he saw it, he was stunned. It actually recorded the details of previous transactions with Bangtai!

Jia Siyi closed the booklet, stared at Gu Xiulin in a daze, and asked, "What's the use of remembering this?"

Gu Xiulin smiled and said, "Of course it's useful!"

After saying that, he took the booklet from Jia Siyi and put it back on the bookshelf.

Gu Xiulin continued: "Bangtai records every merchant who trades in bulk and evaluates the merchant's credit rating based on the transaction records."

“Credit rating?”

"It's like this. The credit rating is divided into four levels: A, B, C and D. Anyone who holds a business note with a transaction amount of more than 300,000 or a transaction amount of more than one million or no bad records has a credit rating of Class A. Those who have a credit rating of Class A can unconditionally borrow 50,000 taels from the bank with an annual interest rate of 10%; if they exceed 50,000 taels, they need to be mortgaged, and the amount of loans needs to be assessed based on the investment project. In addition, those who have a credit rating of A will be protected by Bangtai. No matter where the goods are stolen or robbed, Bangtai will pursue it to the end!"

"As for Class B, you can borrow 20,000 taels of silver unconditionally, and Bangtai does not promise to provide protection..."

Jia Siyi was so surprised that he could hardly hold his mouth. Fifty thousand taels of silver were not much for him, but it could be used to rescue him. The most important thing is that Bangtai promised to protect Class A players, which is the most practical. Now that the war is in chaos, the goods are robbed, which is common.

Gu Xiulin continued: "Brother Jia holds more than 300,000 taels of notes, and the transaction with Bangtai is far more than one million taels, so his credit rating is Class A. But..."

"But what?"

"Once Brother Jia exchanges silver this time, even if he has a bad record, his credit rating will be downgraded to Level D. Just like an ordinary businessman, he needs to start over..."

"ah……"

"Also, those who have not finished just now, who have a credit rating of A can enjoy the priority purchase right of goods, and can also offer a discount of half a century on the agreed price. Those who have a credit rating of D will have a price increase of 10%. As far as I know, Brother Jia ordered eight six-masted sailboats in Changzhou, with a total transaction volume of more than 2 million taels, and the delivery time has not yet reached... "

Gu Xiulin smiled and said, "The total price difference between this offer and the floating price is hundreds of thousands of taels. I wonder what Brother Jia has to do?"

Jia Siyi was silent for a while, suddenly raised her thumbs up and laughed: "It's so calculating, so calculating, it's so slightest, my old Jia Wangchen is beyond the reach..."

After laughing, Jia Siyi clasped his fists and said, "Brother Gu, don't worry, this time, I, Jia, arrived at the warehouse, and I had no plans to exchange silver, but I was forced to come and take a look! Unexpectedly, I was very prepared! Brother Wei learned a lot from me this time!"

"Although I, Lao Jia, is from Hui, I also know that Lin Junmen has a very determined determination to protect the business and travelers and will never bully us. Li Duoyi is obsessed with it and follows Donglin to make trouble. This time he may even lose his pants!"

"Okay, let me tell the truth. No matter what the two sides fight, I will not help each other, even if I make a fortune in silence... Haha... I've said goodbye to me!"

After saying that, Jia Siyi stepped out the door and was about to step out of the threshold, he suddenly turned around and said, "There is not much silver in the warehouse, right? Otherwise, why should I bring Brother Hui here?"

After saying that, he laughed loudly and left, leaving only Gu Xiulin with a shocked face...

Like Gu Xiulin, the senior management of Yangzhou warehouses was extremely busy during this period and all spent a lot of time to advise Bangtai’s major customers to give up the bank run. As for the method, it is similar to Gu Xiulin. In short, it is not only beneficial but also a slight threat.

With the efforts of the senior management of Yangzhou warehouses, many wealthy merchants were attracted and completely gave up their plans to exchange silver, and acted like they were sitting on the mountain and watching the tiger fight.

However, the majority of the deadly hard-working elements still account for, especially some small merchants, who hold more than a thousand taels of bills and have to exchange them. The money shop had to refuse and exchange them one by one. Therefore, with the delay of time, there were no fewer merchants going to Yangzhou warehouse to exchange silver, and the number of merchants is gradually increasing.

The most eye-catching thing about this is Li Duoyi. On the first day of the war, Li Duoyi came to the warehouse with a bunch of bills and announced everywhere that he would immediately exchange it for silver. The silver that Li Duoyi needed to exchange was as high as 520,000 taels. According to regulations, it would take ten days before he could get the silver. Within these ten days, including Zheng Tiancheng, everyone tried to convince Li Duoyi.

Unexpectedly, Li Duoyi was determined to exchange it, and on the tenth day, he led more than ten carriages and nearly 600 guards to drive to the cargo warehouse in a mighty manner.

The money house will do what it says, and brought out 520,000 taels of silver and packed it into the eighteen taels of four-wheeled carriage.

This caused almost a sensation in the entire Yangzhou city. The people went out to watch the grand occasion of more than 500,000 taels of money, and even many bandits sent eyeliners to step on the plate.

The service of the warehouse was very in place. Not only did it send 300 guards to the canal wharf, and after loading the silver onto the ship, it even sent a centipede to the north along the canal to guard the 520,000 taels of silver along the way.

This move made the bandits sigh and sighed, and the canal flowed all the way.

Bangtai spent a lot of manpower to show, at least let businessmen from all over the world appreciate what integrity and service mean, and at least the wavering confidence increased a little.

However, Li Duoyi's worries did not mean to reduce at all. First of all, where is the safe place to store this batch of silver? In addition, the scene was too big this time, and the local officials obviously developed a covetous heart. Looking at him was like looking at a young child holding a golden rice bowl; and, after receiving the news, bandits within a few hundred miles had the intention of gathering in Jixi, trying to make the idea of ​​this batch of silver...

Li Duoyi was extremely worried and couldn't help but sigh: Damn, it's the most convenient and safest thing to note...

Li Duoyi was worried, Lin Chunhong and Zheng Tiancheng were also frightened.

It was the second hour of Xu, and there were still bright lights in Jinjin Tower, and the abacus sounded constantly, and Lin Chunhong's heart also kept beating with the crackling sound of the abacus.

"Tiancheng, how much silver is taken out today?"

Zheng Tiancheng didn't raise his head, stared at the numbers in the account book, and said, "Sixty-three-five-400 taels!"

Lin Chunhong frowned and said, "It's more than 40,000 taels more than yesterday!"

Zheng Tiancheng suddenly slapped the abacus and cursed: "Damn it, is it over?" Within twelve days, more than four million taels of silver were leaked...real gold and silver..."

Lin Chunhong was shocked. At this time, he must not shake the morale of the army. He immediately smiled and said, "What real gold and silver? Are not bills real gold and silver? Don't worry, it's more at the beginning, but in the future, there will be less!"

"Let's do this, the deposit of Yangzhou warehouse is more than 1.5 million taels. In two days, it will be empty. Zhang Jief, please inform Xue Yiqian immediately and ask him to speed up and be sure to ship it to Yangzhou within two days..."

Just as he was talking about this, Lin Chunhong suddenly found that Zheng Tiancheng's eyes were turning and had plans to get close to him.

Lin Chunhong waved his hand and said, "It is absolutely not feasible unless it is absolutely necessary! For business, just talk about a rule and credit, which is much more important than making tens of millions of taels of silver! During this period, not only can Li Duoyi not be touched, but also needs to protect him secretly. Do you understand? If Li Duoyi is really robbed by bandits, the garbage from the Donglin Party will definitely spill sewage on us..."

Zheng Tiancheng sighed disappointed and stared at the account book silently in a daze.

Gu Xiulin finally completed the work at hand, put down the pen and account book, and said with concern: "I don't know if it will spread to Jingzhou and the coast..."

Zheng Tiancheng suddenly woke up from his dementia and shouted: "What's the saying? Don't the merchants in Guangdong and Jingzhou want to get along?"

Gu Xiulin shook his head and said, "As long as your confidence is shaken, nothing can be said..."

Zheng Tiancheng opened his mouth wide and said, "This..."

Lin Chunhong said decisively: "It's okay, let's pay close attention!"

"Also, don't forget, we still have food on hand! Do you really think we are toothless tigers? You must not be able to do it, but you really don't want to do it!"

"Zhang Jief, immediately let Lu Shiyuan and the Military Information Department focus on Guangdong and Fujian, and write a brief for me every day..." When he thought of Zheng Zhilong, Lin Chunhong felt like he was stuck in his throat, and then ordered: "Especially, keep an eye on Zheng Zhilong in Fujian. Once Zheng Zhilong has any abnormal movement, immediately implement the established plan..."
Chapter completed!
Prev Index    Favorite Next