Yang Sichang ignored the letter of the Three Kingdoms. On the one hand, he felt that Nanyang was too far from the Ming Dynasty and was not enough to affect the situation of the Ming Dynasty. He could be left to Lin Chunhong to do whatever he wanted; on the other hand, he had more important things to do.

During the Mid-Autumn Festival of the 11th year of Chongzhen, Chen Qiyu led Fan Yongdou to Beijing secretly, stayed at Yang Sichang's mansion, and after joining Li Duoyi, he and Yang Sichang conspired to issue the Ming Dynasty money day and night, which made the Ming Dynasty money like an arrow, which was imperative.

Chen Qiyu, a native of Baode, Shanxi, was once the magistrate of Luoyang, was the chief minister of the Lishui, the right-sponsor of the Houshui, the right-sponsor of Shaanxi, the governor of Nanyang, the governor of Yansui, and the military affairs of the six provinces. His qualifications were enough, and his power was once prominent. However, due to the suppression of Gao Yingxiang, Li Zicheng, and Zhang Xianzhong, he was punished for guarding the border.

Chen Qiyu was essentially accused of Zhu Youjian. In the ninth year of Chongzhen, he returned to Baode after pardon and began his home life.

Baode is not far from Shuozhou and is located on the front line of the confrontation between Mongolia and the Ming Dynasty. How can there be any stable home life to enjoy? In addition, Chen Qiyu has close contact with Shanxi merchants and is proficient in financial planning, which quickly attracted Yang Sichang's attention.

Yang Sichang sent his confidant to contact Chen Qiyu. Both sides determined that the issuance of money was profitable and involved in the long-term stability of the Ming Dynasty could not be controlled by Lin Chunhong and Fan Yongdou.

With this common point, the two sides hit it off and decided to unblock the Ming Dynasty's financial system, completely changing the embarrassment of the Ming Dynasty's inability to make ends meet. After conspiracy, the two sides took the lead in pointing the finger at Fan Yongdou.

Fan Yongdou and Chen Qiyu had an extraordinary friendship, or in other words, Fan Yongdou always regarded Chen Qiyu as a protector. At the beginning, Chen Qiyu tried to persuade Fan Yongdou to give up his secret trade with the Qing Dynasty Tartars with the bait of the Ming Dynasty merchants, but Fan Yongdou was a little hesitant.

Seeing that Fan Yongdou was difficult to decide, Chen Qiyu directly threw out Yang Sichang's plan: issuing money.

Fan Yongdou was quite proficient in coins and knew that bills would sooner or later transition to money. If he hadn't been worried about the court's suppression, he would have wanted to issue money. After all, the court?

?There is no choice but to treat Jingzhou, and it is easy to cure him.

Now Yang Sichang wants to issue money, which is exactly what Fan Yongdou wants. The two hit it off, and Fan Yongdou finally made up his mind to withdraw his capital from Liaodong and complete a gorgeous turn, transforming from a Manchu imperial merchant to a Ming imperial merchant.

Fan Yongdou suggested bringing Li Duoyi to design the Ming Dynasty money together, which made Chen Qiyu look at Fan Yongdou with admiration.

Li Duoyi has worked in bills and is deeply rooted in Jiangnan. It is of course beneficial to promoting money, but Li Duoyi has a grudge against Fan Yong.

Fan Yongdou was able to ignore past grudges and only consider doing things, which gave Chen Qiyu a lot of confidence in the success of money.

At the beginning, Li Duoyi was very enthusiastic and suddenly injected huge amounts of money. Later, Lin Chunhong won a big victory in Shandong, and Li Duoyi hesitated again. Fortunately, Yang Sichang patiently persuaded Shi Kefa, and Li Duoyi finally made up his mind. This is also the reason why Cui Yuer monitored Li Duoyi's abnormal financial transactions.

As for how to promote the issuance of money, this is the matter between Yang Sichang and Chen Qiyu. Fan Yongdou and Li Duoyi are responsible for nothing more than some technical matters, such as anti-counterfeiting, issuance volume, principal rate, etc.

According to Fan Yongdou's design, the money issued by the Ministry of Revenue of the Ming Dynasty was named silver notes, with the large circles that are widely circulated in the country as the principal. It is stipulated that anyone holding silver notes can exchange large circles and copper coins with the same denomination in the Ministry of Revenue and some institutions, and can also use silver notes to pay taxes.

The denomination of silver notes is divided into five types, one tenth of a circle, two tenth of a circle, five tenth of a circle, one circle, and tenth of a circle.

Silver notes are significantly different from gold notes. The Dayuan, the most popular in the Ming Dynasty, was used as the principal, and the denomination coverage was also wider than that of gold notes. From this, it was enough to see Fan Yongdou's wisdom.

In Fan Yongdou's consideration, gold was not a heavy metal commonly circulated in the Ming Dynasty, and it was troublesome to exchange it. Moreover, the face value of gold tickets was too large, which was difficult for ordinary people to hold. Silver tickets obviously overcome the above shortcomings of gold tickets, and should not be difficult to promote them, and it is likely that Lin Chunhong would not be strongly opposed.

Yang Sichang and Chen Qiyu are both people who know the goods. When they saw Fan Yongdou's design, they nodded in approval and promised Fan Yongdou x Dou that they could rely on the power of the government to promote his bills to all parts of the Ming Dynasty.

Just when Yang Sichang, Chen Qiyu, Fan Yongdou and Li Duoyi were proud and were about to issue money, they suddenly learned that Lin Chunhong was making a lot of momentum in the newspaper, intending to sell the heavy workshop under Jingzhou!

Yang Sichang and Chen Qiyu didn’t think there was anything wrong with Fan Yongdou and Li Duoyi complained. Yang Sichang and Chen Qiyu asked the reason in panic. Fan Yongdou said: “The person who uses the most silver notes is a merchant. If you want the silver notes to be recognized, you must first get the recognition of the merchant. At present, the most frequent transactions in the Ming Dynasty are Jingzhou and Jiangnan. Jingzhou does not have to think about it. We cannot hope that Lin Chunhong supports silver notes, but Jiangnan is different. It is our key promotion area. Now Lin Chunhong sells workshops in a large scale and may take time to get the Dayuan in Jiangnan!”

Yang Sichang and Chen Qiyu asked in surprise: "A mere workshop can take time out of the Dayuan in the south of the Yangtze River. Isn't it a bit too much?"

Fan Yongdou pointed to the Jingzhou Shipbuilding Workshop in the newspaper and said, "Please look, two gurus, Jingzhou Shipbuilding Workshop covers an area of ​​more than 3,000 acres, located on the shore of the Yangtze River. Every inch of land is valuable. Just land is estimated to be worth a million yuan! Look again, the shipbuilding workshop has more than 20,000 workers. Fan has also opened a workshop and is well aware of the scarcity of skilled workers. Only more than 20,000 workers are probably worth two million! There are also shipbuilding facilities and technology..."

Fan Yongdou shook his head and sighed: "Jingzhou Shipbuilding Workshop alone, it may be difficult to get three million! There is also the shipbuilding workshop in Bailizhou, Ma Lian, and the steel workshop in Huojianping... Alas, how many big circles should Lin Chunhong get?"

Speaking of this, Fan Yongdou suddenly stopped and shouted: "There is also a plate armor workshop!"

Yang Sichang and Chen Qiyu then noticed that the workshops for sale include the Saber Forging Workshop and the Plate Armor Workshop, and they were shocked. Yang Sichang and Chen Qiyu both had the experience of leading troops to fight, and they knew the importance of armor in war. In an exaggeration, the armor rate is the combat effectiveness of the army. To see how powerful an army is, the simplest indicator is to see how high the armor rate is.

Now, Lin Chunhong actually wants to sell the plate armor workshop. Plate armor! It’s not an ordinary leather armor!

Yang Sichang and Chen Qiyu looked at each other and understood each other's meaning: Can the plate-armor workshop be taken to the court?

Immediately, the two shook their heads at the same time, showing their regret. Not to mention whether Lin Chunhong would agree to sell the plate-armor workshop to the court, but he agreed. How could the court take out so much money now?

Yang Sichang stuttered: "What exactly is Lin Chunhong doing? Is it already so difficult for Jingzhou to sell the plate armor workshop?"

The four of them could not figure out Lin Chunhong's purpose, and the scene was in a deadlock for a while.

Yang Sichang was definitely not willing to be planning for a long time and paused. He frowned and thought for a long time, saying, "Although Lin Chunhong's sale of workshops will take time to get the big rounds in Jiangnan and Jingzhou, the impact on money is not fundamental, and money must be issued as scheduled!"

Chen Qiyu hesitated and said, "It has been issued and it is not recognized on the market, so it will not benefit the court."

Yang Sichang gritted his teeth and said, "Every step by step, advance layer by layer! Back then, Lin Chunhong promoted bills and gold bills like this. Was it the court's turn that we didn't even have this patience? The first step was that the officials' salaries would no longer be distributed to large rounds and copper coins, and they would be replaced by silver bills!"

Chen Qiyu was silent, his face full of depressedness. If it was fully expanded and started with merchants, the court's opposition would be much weaker. Now it starts with officials. It can be imagined how much pressure Yang Sichang should face!

Chen Qiyu has been in the officialdom for so many years and has a deep understanding of the nature of the Ming Dynasty bureaucrats: these bureaucrats are as smart as themselves, and they will never allow others to do things. No matter what they encounter, they will always scold them.

Yang Sichang has not gone crazy when doing things in such an official environment. He is really a master among the masters.

Chen Qiyu was silent several times in his heart and said slowly: "Old Mr. Yang, I have a suggestion that in the early stage, don't expect silver bills to make money, let go of the bank as an official to exchange. After half a year, the officials are used to silver bills, and then increase the issuance volume and reduce the principal rate."

As soon as Chen Qiyu finished speaking, Fan Yongdou and Li Duoyi intersected: "Mr. Chen's method is very wonderful, and we agree."

Yang Sichang nodded and continued, "I have been patient for half a year, and I have the patience to wait. After officials generally accept silver notes, military pay can be paid with silver notes."

After hearing this, Chen Qiyu, Fan Yongdou and Li Duoyi couldn't help but feel angry and excited. The salaries of officials were not high. In a year, they were only more than 2 million yuan, while the military salary was more than 6 million yuan, accounting for more than one-third of the fiscal revenue. If silver bills could be successfully applied to the army, then some merchants who rely on the army would naturally accept silver bills, and the issuance of silver bills would probably exceed 20 million yuan. The most conservative calculation is that if the principal rate is 50%, the court could make a profit of 10 million yuan in vain! This is half a year's fiscal revenue!

Yang Sichang continued: "This is the second step. The third step is that our assistant is preparing to comprehensively promote Shangtun in Xuanda and Jiliao. The court will no longer directly organize people to transport food and grass to the front line, but use silver notes as payment methods to select powerful merchants to transport food and grass to the army."

A strong merchant is not talking about the Fan family and Li family? What's more, this promotion is enough to deeply root the silver notes among the people, and the promotion of silver notes is of many benefits.

Fan Yongdou and Li Duoyi had little stars in their eyes, and they thought to themselves: The hat of the Imperial Merchants is too useful!

Finally, Yang Sichang said with pleasure: "After completing the above three steps, the court has enough strength to ask Lin Chunhong to make concessions and allow his bills, gold and silver bills to be exchanged freely. This is the fourth step!"
Chapter completed!