A trace of disappointment flashed in Li Shimin's eyes: "Qin Aiqing also said that these aristocratic families all belong to the Pixiu family. How can they be willing to lend me their stored grain obediently?"

"Everything in the world is about profit, and everything in the world is about profit." Qin Hao said calmly: "As long as your majesty offers a price they can't refuse, why not do a profitable business?"

"Is this feasible?" Li Shimin hesitated.

Qin Hao smiled and said: "Your Majesty has control over the world. Now that the world is stable and the elites of the Tang Dynasty are suppressing all directions, it is better to use the credibility of the Tang Dynasty as a guarantee and make a profit. It is better than putting food in a warehouse to rot and still sell it.

Why not do it for your majesty if you give him a favor?"

Yun Ye looked at Qin Hao in surprise and blurted out: "Isn't this the national debt?"

"National debt?" Li Shimin and Du Ruhui looked at each other and saw shock in each other's eyes.

"With the endorsement of the state, foreign borrowing, the word national debt is used appropriately."

Li Shimin continued to ask: "How much interest does Qin Aiqing think should be given on this national debt?"

"Twenty percent should make those aristocratic families excited." Qin Hao thought for a while, and the interest rates on loans in ancient times were very high, especially among the private sector.

To shed tears.

However, considering that there were no banks in ancient times, the money of wealthy families could be used for loan sharking to make huge profits, but there was no way to generate income from food, so an interest rate of 20% should still be good.

"Is the profit of 20% too high?" Du Ruhui frowned.

Li Shimin is also in a dilemma. The 20% profit is indeed not low, but if he can solve the upcoming dilemma, it is not impossible to agree. At worst, he will tighten his belt and reduce some expenses next year.

Qin Hao thought for a moment: "If you are worried that it will be difficult to redeem the money in the coming year, you can consider extending the payment time. For example, 50% will be paid in the first year, and the rest will be paid off over several years based on 20% interest."

"Haha, Qin Aiqing's plan is very clever. Du Aiqing will formulate a complete strategy based on this national debt. Remember, it is a matter of great importance. No one is allowed to reveal it before the strategy is implemented." Li Shimin knew very well the virtues of those wealthy families.

Yes, once they know the specific plan, they will definitely find ways to take advantage of it.
Chapter completed!