Chapter 18 Buying Shops
"In this case, can President Zheng asks me to recommend it? Of course, I am not asking the school teachers to do anything, but I just have to live here for four years. It is always good to know more people, so as not to deal with something that I have to deal with. "
"Understand, please see, let me contact you Director Liu of the Shu University Student Affairs Office and Vice Dean Wang of the History Department, what do you think?"
"Yes, that's a problem, and I'll bother you; but there's another point, I'm a troublemaker and don't want to be treated differently in school. You see this problem..."
"I understand what you mean, what identity are you going to come forward?"
"Depending on your age, I guess I'm about the same age as my elders. Or you pretend to be a college classmate with my uncle. This time I came to Shu University to study, and my uncle entrusted you to take care of me, so you invited two teachers to dinner. What do you think of this reason?"
"No problem. You see, I studied at Shuzhong Finance Institute. After working, I went to the Imperial Capital Finance Institute for a year. When I introduced it, I said that I was from which school my uncle was from?"
"If you are a college classmate for four years, your relationship is a little too close. If the teacher in the school misunderstandings, it would be inappropriate to take care of me too much in the future. Or you should just say that you are studying at the Imperial Capital Finance Institute. If you have a year of relationship with classmates, it is just right to say that it is close or not, it is not far away."
"Okay, I'll introduce it like this when the time comes. I don't know how tall your uncle is. Don't miss it when the time comes."
"My uncle did some small business at home. When he introduced it, he said that he used to work at ICBC, but later he stopped paying and stayed in the business."
"Yes, then I'll contact the next two teachers first and make an appointment to call you."
After the matter was handled, President Zheng personally sent Li Yincheng out of the door.
After leaving the bank, Li Yincheng did not take a taxi back to the hotel, but walked towards Shuda University. When he entered Shuda University, he found that the changes were not very big as before he was reborn. The distribution of buildings, stadiums, and library layouts were similar to those before he was reborn. The difference was that there were many facade decorations that were less than ten years later. Shuda’s new campus was built in the new district of Jincheng, and the old campus still retained its long-term layout, so there was no particularly big change.
Walking around the school, maybe because the school has not started yet, there are not many people on the campus; on the side of the football field, two groups of people were playing the whole game, one team wore Real Madrid's white jersey, and the other team wore purple jerseys of Fiorentina; Currently, Real Madrid is pressing Fiorentina's forwards to attack, and Real Madrid's forwards have gone through the ball, and the Fiorentina defender cleared the ball with a big foot and kicked the ball off the court, and Li Yincheng flew back two steps in the direction of the ball, then racquetted the ball with his right hand and kicked it back into the court.
"Brother, do you want to play for a while? I just have few people." A man wearing a Fiorentine jersey shouted.
"The shoes are wrong, it's inconvenient to kick them." Li Yincheng said, pointing to the casual shoes on his feet.
"I don't care so much about it when I'm kicking my own games." After that, I walked towards Li Yincheng, "Go and play for a while, where are you used to playing?"
"I used to play as a strategic midfielder when I played football."
"What is a strategic midfielder? I have only heard of organizational midfielder and defensive midfielder, but I have never heard of strategic midfielder."
"I play as a back midfielder. I always like to drag the back to prevent the opponent from counterattacking when our team attacks. When our team defends, I always like to prepare for counterattacks in the front; when our team attacks on the left, I must be on the right, and when our opponent attacks on the right, I must be on the left; my teammates in the past said that I have strategic vision, so I am a strategic midfielder."
“…”
After playing football, Li Yincheng refused the invitation to have dinner together and took a taxi back to the hotel. In the next few days, Li Yincheng found an agency to ask them to help find a house near Shuda. He also went to the department store to prepare some gifts for President Zheng and the two teachers.
Three days later, President Zheng called and told Li Yincheng that the information on the upper bunk had been collected and that if he had time, he could go and take a look.
When he arrived at the bank, President Zheng took out information and introduced it one by one. The first set of shops is within the business district of Chunxi Road, not far from the large stores such as Wangfujing Department Store and Pacific Department Store. The first and second floors are almost 2,000 square meters, with a total price of nearly 40 million yuan; the second set is in another business district not far from the business district of Chunxi Road, close to Meimei Department Store and New World Department Store, with an area of about 2,200 yuan, and the price is slightly lower than the first one, with a total price of nearly 35 million yuan; the third set is in the southwest of Jincheng, and the business is not very prosperous at present, but it is a key development area planned by the government, with a total price of only 25 million yuan; the fourth set is close to the wholesale market of the railway station, with a price of more than 3,000 square meters, with a price of more than 3,000 square meters.
Put down the information, close your eyes and recall the commercial layout of Jincheng in 2014, and then correspond one by one to the development status around these four shops in 2014. President Zheng saw that Li Yincheng did not respond for a long time, so he said,
"If you just look at the information, you will definitely not find many details. Why don't we go to the scene to take a look."
I took a bank car and looked at the shops one by one. The one near the train station was first ruled out. The surrounding environment was too chaotic and the personnel composition was relatively complicated. If I bought it, there would definitely be a lot of trouble in the later stage. Even if the price is relatively low, it would not cost-effective. The commercial atmosphere in the southwest direction is not strong now. In the future, it will develop into a lively bar street. The appreciation rate will definitely be very high in the future. However, the price here has not yet developed yet, and the rental returns are relatively low. Secondly, the price here will definitely rise very high in the future, but the price will not grow very fast in recent years. If you encounter urgent matters, you must
It would be not very cost-effective if you take action in recent years; thirdly, even if you have been holding it until the bar street is ready, no one in the bar industry has a black and white relationship, and then it will be a lot of trouble. After thinking about it, this shop has given up. After two, only two shops are left near Chunxi Road. The first one is better and has only been built for three years. It looks relatively new. In later generations, the rent of shops here is as high as four digits per square meter per month, but the total price is a bit too high. Li Yincheng currently has insufficient funds; the second one is slightly worse than the first one, but if you buy it, Li Yincheng will not have much money left.
Back at the bank, Li Yincheng said to President Zheng,
“The first and second rooms are good, but the price is…”
"The price can be negotiated," President Zheng seemed to see Li Yincheng's concerns. "In fact, you don't have to pay a one-time payment, and then you will get a loan of 10 million yuan, with an interest rate of 25% off. And now this shop has been rented out, so you can save you from renting, and the rent is not low. There is still a surplus in the monthly rent to pay off the mortgage; you can also reserve some funds for other investments."
"I am still a student now, can I also take out a loan? How to solve the problem of proof of income?"
"I will help you with these procedures, and it will be done in about a month."
Li Yincheng nodded. Governor Zheng took a piece of paper and calculated the interest rate of the loan for Li Yincheng, the monthly mortgage and rental income. The monthly rent of the first shop is about 200,000 yuan. If the loan is 10 million yuan, the monthly repayment is more than 130,000 yuan, and the monthly rent can still be left for more than 70,000 yuan (I haven't found the interest rate for 2002, and I found a replacement for about 2008).
"If this is the case, then I think the first one is better, that is, can the price be lower?"
"The boss of this company has some problems in his business and is eager to use money. It is estimated that it can still be reduced by 2 or 3 million, but it will not be less than 37 million."
The shop will rise to about 100,000 yuan per square meter in a few years. Li Yincheng was too lazy to worry about the small amount of money, so he nodded and agreed to the reserve price of 37 million yuan, asking President Zheng to contact the landlord to sign the contract.
The next day, after the lawyer checked the contract and various store property documents, Li Yincheng signed his name on the contract; from today on, he has become a happy landlord.
Chapter completed!