"Hello, Mr. Luo, what do you think of the recent emerging shared bicycles?"

A reporter asked Luo Xiu.

"I think this is a very promising business, solving the problem of people's last mile travel, making up for the shortcomings of public transportation, and it is also consistent with the green and environmental protection concept advocated by the world today. In short, I am very optimistic about this industry and hope that entrepreneurs can succeed."

Luo Xiu praised him without hesitation.

Anyway, if you say too much in this kind of situation, it won’t be a loss.

The reporter continued to ask: "As far as I know, the idea of ​​shared bicycles comes from Mr. Luo, your opinion, but why did you give up this market?"

"There are many businesses that can make money in this world. Our Pinru Group does not need to participate in every project. We want to give it to young entrepreneurs for simple businesses like shared bicycles."

"Mr. Luo, you are really noble."

"Where, where, I just want to leave some space for the world. If we don't let go of anything, participate in every field, grab the fish and shrimp in our hands, and monopolize the Internet business, then our society will lose its vitality and the soil for innovation."

"Mr. Luo, are you implying to which company?"

The reporter deliberately dug a hole and wanted to create big news.

"No, no, I just felt it, and there is no other meaning."

Of course, Luo Xiu shook his head and denied it.

Just leave this kind of thing to netizens to Lenovo, there is no need to explain it yourself.

After the reporter finished the interview, he quickly drafted the title:

"Luo Xiu denounces Internet giants to engage in industry monopoly, leaving young entrepreneurs with no place to stay"

In addition to the title, the content is also described in detail with the words of Luo Xiu.

After reading it, netizens also cursed:

"President Luo is right, it's too difficult for young people to start a business now."

"Even if there is any new creativity, the company has just started, and the whole model has been copied by those big companies, and those big companies are richer than you, so they will kill you directly."

"So now this society is increasingly lacking in innovation. You copy me, and I copy you. In the end, who has more money, the more money will take up the entire market. In the end, the richer ones will become richer and richer, and it will be harder for the poor to turn over."

"In this way, Luo Xiu is really a clear stream among entrepreneurs. He is a good idea like the sharing economy, and he is useless and opens it to society for free."

"Didn't Mr. Luo say that? He wants to do more difficult things, and let young people do a simpler model of shared bicycles."

"He may have forgotten that he himself is a young man."

"From the age point of view, he is indeed a young man, but he has been starting a business for six years. You should know that more than 90% of startups can not survive for five years. In terms of the year of starting a business, Luo Xiu can definitely be called an old man."

...

When the model of shared bicycles was first launched, netizens generally praised it.

Because it does bring great convenience to people's travel.

However, in the later stage, various problems such as management and maintenance were exposed one after another. The tools that were originally convenient for people to travel became problems such as obstructing the road and piled up randomly.

Now, netizens naturally praised Luo Xiu, who proposed the concept of sharing.

I think he has brought a new way of life to this world.

From the initial takeaway, to scanning the code to pay, to the current shared bicycles, everything has greatly changed people's lives.

Especially when scanning the code to pay, it has been quickly promoted from chain convenience stores, and it has also entered the campus convenience store.

More and more young people are beginning to support this new payment method.

However, Luo Xiu was still not satisfied with the status quo.

"Our moat is not deep enough, and we are still at any time possible to be washed out," said the company meeting.

"Mr. Luo, I think you are a little worried. We are expanding so fast now. We are riding the mobile Internet chariot. Who else can catch up with us?"

Luo Xiu shook his head, "Don't say we are just taking a car, even if we are a chariot, if we go out together, how can we resist?"

"Two horses come out together? Mr. Luo, what are you referring to?"

"Yes, I got the news that the two companies are already planning to launch their own mobile payments."

After Luo Xiu finished speaking, everyone in the conference room couldn't help but feel sad.

It’s not that they don’t have confidence in themselves, but that the enemy is too strong, which makes them a little desperate.

"After all, we have acquired merchants and users in advance, so it's not that easy for them to surpass them, right?"

"It's useless to take down the merchant. The merchant adds a way to collect payment, just posting an extra QR code, which will not increase the cost. The most important thing for us is to keep the user."

"Who do you have any idea, Mr. Luo?"

At this moment, everyone can only put their hope on their boss.

"There is only one way, that is, let the user deposit the money."

In fact, it doesn’t matter which APP to pay, and for them, they can use which one is convenient.

If you want the user to have to use the rice ball payment and refuse to use other payments, there is only one way, that is, let the user put all the money in the rice ball account.

Other accounts have no money and can’t even pay if you want to use them for payment. Of course, you can only use rice balls.

"But why do users keep all their money here? They must be deposited in the bank, they are not stupid..."

"Of course the user is not a fool." Luo Xiu interrupted him, "We want users to transfer money from bank cards to our account. There is only one way, that is, higher interest rates than banks."

Luo Xiu refers to the Yu'ebao function launched by Alipay in June 2013 in the original history.

Chinese are different from those in developed countries in Europe and the United States. When they were young, they were afraid of being poor. Even poor people have the habit of saving money.

If there is no deposit in the bank card, I feel uneasy.

However, most people only know how to store money in the bank, but don’t know how to use this money to manage finances and make money make money.

At the same time, they are afraid that the more money they pay, the less they will be.

You like his interest, and he likes your principal.

So most people would rather keep their money in the bank on the ground of conservatism.

The old ones couldn't even trust the bank. They put the money in a pottery pot and buried it underground. After a few years, they dug it out and found that the water was in it and it was soaked.

The emergence of Yu'ebao can be said to have opened the door to national financial management.

People discovered that Yu'ebao had so much higher interest rates than bank cards, so young people transferred their money from bank cards to Yu'ebao.

Every time I get a salary, I transfer the money to Yu'ebao as soon as possible, and I spend it from Yu'ebao every day.

In fact, Yu'ebao is not a new invention, it just helps users buy money funds with relatively low risks.

Luo Xiu’s idea is to launch the Rice Tuanbao first to absorb users’ deposits.
Chapter completed!