The bad guys are punished.

Another online carnival.

Ordinary netizens and opinion leaders came out to celebrate their victory.

Only a few people vaguely knew that these related parties had made a common mistake, that is, they participated in the siege of Luo Xiu and Rice Tuan Payment not long ago.

This made them know that Luo Xiu was also a tiger that could bite people.

But most of the time he put away his minions, making people mistakenly think that he is just a big cat who makes a living by rolling around with cuteness.

Now, the big cat briefly showed its sharp claws, which made many people feel chill.

Many media outlets who also received money, received tasks, and had not had time to launch an offensive, secretly thanked that they did not take action.

At the same time, he will always remember that he must not mess with this big cat.

And those who want to smash the mobile payment cake finally realize that it is a cake made of cement.

Especially after cooperating with China Merchants Bank, they are no longer able to move with state-owned capital and Shenzhen City Mansion.

Since the market is no longer broken, they can only act in advance, speed up their pace, and launch their own mobile payments.

However, what caught them off guard was that the big cat that had regained his cute and rolling nature had taken new actions.

Luo Xiu posted a Weibo post online: [Rantuan Payment and China Merchants Bank jointly send money to everyone. From now until the 30th of this month, you can use the Rantuan to bind China Merchants Bank credit card to scan the QRantuan to spend money, and you will get a discount of 5 yuan every one

One daily limit.]

This Weibo post immediately attracted a lot of praise.

"Luo Xiu is a great man!"

"Boss Luo is generous, I wish Boss Luo a fortune!"

"I saw Mr. Luo send money as soon as I went online. Sure enough, it was right to follow Mr. Luo's Weibo."

"What should I do if I don't have a credit card from China Merchants Bank? I applied last time, but I didn't pass it. Am I too poor?"

"I don't have China Merchants Bank either. Can't I bind other bank cards?"

...

Luo Xiu soon posted another Weibo:

[I noticed that many fans mentioned that they did not have a credit card from China Merchants Bank and could not enjoy this welfare activity. I specifically communicated with the leaders of China Merchants Bank. They were willing to use the Rice Toll payment and open a credit card that was only used for Rice Toll payment, as long as you are

If you have a good consumption record, you can apply for opening online.

This card has no physical objects, and its name is "Food Card". You can order takeout through "Food Card", purchase goods, and scan the code to pay offline, which is the same as an ordinary credit card.]

It is obvious that the "farm card" is equivalent to the "Huabei" that Alibaba has not yet launched.

Now Luo Xiu has launched an online version of credit cards in advance through cooperation with China Merchants Bank to further seize the market.

China Merchants Bank itself has a complete credit system in this industry. With their help, it is enough to help the rice ball payment clear the last obstacles and allow the rice card to be released in advance.

At the same time, Luo Xiu can also throw some overdue collection work to China Merchants Bank and let their service staff handle it.

However, there is a credit assessment system online, and the bad debt rate is much lower than that of traditional bank credit cards, which is also the reason why Huabei is doing well.

As for Jiebei, which is more profitable than Huabei, Luo Xiu decided to stabilize first and not rush to launch it together.

The risk of launching it now is also very high.

First, find out the credit status of a large number of users through the meal card, so that the system can evaluate which users can obtain higher loan amounts and which ones will not be activated directly.

Most of the users who use online payment are young people or students.

Many of them do not have credit cards, and are curious about the new "function" of "meal cards" that consume first and then repay after one month.

When they really went to the convenience store, bought something worth ten yuan with this virtual meal card, and saved five yuan, they were so happy.

Moreover, this activity lasts for nearly ten days, which means they can earn five yuan a day.

Under Luo Xiu's Weibo, there are comments about music and morality:

"Thank you for sending the money, can the boss postpone the event for a few days!"

"It just so happened that the living expenses were gone. Mr. Luo gave me a quota of 1,000. I will spend it first and pay it back next month."

"I have a quota of 5,000, which is too much, right?"

"Why do I only have a limit of 500? Mr. Luo, do you discriminate against us poor people?"

"It seems that people who often buy things with rice balls will have a higher quota, otherwise they will only have a quota of 500."

"I just want to ask, can I stop paying back the money after I delete the APP?"

...

At the same time, all such activities may be exploited.

Some students specially applied for the merchant code, asking their classmates to download and install rice balls, scan their code to pay 10 yuan, and the actual fee was deducted by 5 yuan, and then the students were given 8 yuan.

It is equivalent to someone else making 3 yuan, while he himself making 2 yuan.

This kind of money-making efficiency is not high. He found 1,000 people to scan his code and only earned 2,000 yuan. But for a student, this kind of unsubstantiated transaction is also pretty good.

Since Luo Xiu was engaged in such an activity, of course he knew that someone would use this loophole to make money from him.

He could even get the police to arrest the person through the reasons for unjust enrichment.

But he did not do this, but chose to turn a blind eye.

Because at this stage, these students who use loopholes to make money are actually equivalent to helping promote this activity.

At least he asked more students to download this APP, and at the same time let more people know that by buying things through this APP, you can get 5 yuan off for purchases of over 10 yuan.

Some businesses do not support rice ball payment, so the students turn around and go to the next one to buy.

This also prompted merchants to actively print the QR code for rice ball payment and activate the rice card to collect payment.

...

The emergence of "farm cards" has made many institutions preparing to launch mobile payments dumbfounded.

I haven't started yet, you've already run the second lap?

What does Luo Xiu do with his brain? How could he come up with so many tricks?

Especially Lao Ma, who is far away in Xihang, after reading the relevant information about the meal card, he slapped his thighs with excitement: This product is great, why didn’t I think of it?
Chapter completed!