As a well-informed media person, in recent times, Nicholas had heard from different channels that the opium group, led by Jardine Mahjong, had lost an astonishing amount of opium for some reason, which means that opium will continue to soar.

After getting the most powerful information from the key informant Xu Gujie, Nicholas left the bar and rushed towards the city house at almost the same speed. He had to run in front of the news that the fleet encountered a hurricane. If this news appeared in various newspapers in Haijing tomorrow or the day after tomorrow, the exchange's opium line would go crazy.

The speculator was so anxious that he couldn't wait for the passenger carriage that he simply ran to his home 2 kilometers away with his legs at night, so he was stopped three times by the murderous police officers of the Song Dynasty along the way, and once he was directly pointed at his head and pressed to the ground by two guns.

This almost made him lose his life because the city is full of strangers and all kinds of guns and weapons. The neurotic Haijing police absolutely don’t care about shooting anyone who doesn’t obey orders. Whether you are a Chinese or a foreigner, if you kill a foreigner who violates the law, although the latter is a diplomatic incident, the Ministry of Foreign Affairs of the Song Dynasty is absolutely able to handle it. The foreigners’ extraterritorial legal power in Haijing is not as perfect as written in the treaty.

But Nicholas, who was running wildly on the empty streets of Guangzhou late at night, seemed too crazy. He looked like a robber, but not like a robber. With the Chinese patrol officers' righteous words "fuck!freeze!", he was not sieve by the Haijing patrol officers late at night.

Nicholas, who ran to a large Chinese-style mansion near the former Governor's Mansion, panting like a dog, almost lay on the door and smashed it with his fist: "Ah...Ah...Ah..."

A Fu, a sleepy Chinese servant, opened the door, was shocked when he saw it, and quickly supported Nicholas and shouted, "Master, what's wrong with you? What's wrong?"

"It's okay," Nicholas panted and pushed him away, staggered through the front hall and entered the Chinese-style backyard bedroom. He lit the kerosene gas lamp, and started rummaging around the bedroom.

"Nicholas, what's wrong with you?" On the Western-style bed, his wife Kasli got up in shock in her silk pajamas.

"Dear, where are you putting our deed?" Nicholas asked while stacking the dollars in the drawer onto the table.

"What happened? What did you want to have a deed?" Jiasli walked to Nicholas in surprise and looked at her husband who seemed to be possessed.

Nicholas seemed to remember something at this time. He stood up while squatting and rummaging on the drawer, grabbed his wife's hand, smiled and asked her to sit back on the bed, took out the cat-eye ring bought from the pirate bar and put it on his wife's finger.

"Wow, it's so beautiful." Jiasli looked at the shining jewelry in surprise, unable to move her fingers away.

"Dear, I'm going to develop, I heard an absolute insider. This will make us a millionaire soon! Dear, by that time, I'm going to hire the best designers to build our new home into an English marble castle, and you, our dear hostess." Nicholas was immersed in the dream and couldn't help but use his cheek to sway Mosuo's wife's fingers with his ring.

Jiasli touched her husband's hair, but when she saw the messy room he was flipped, she asked worriedly: "Dear, are you going to use our house to borrow money? We already have tens of thousands of dollars in savings, so don't you need this?"

"Dear, this is a once-in-a-lifetime opportunity. I want to use all my money to squeeze the biggest profit! Believe me, in a month, this money will be born millions of dollars! Then we will move again! Just like I fulfilled my promise to you a year ago!" Nicholas said with great firmness.

Nicholas has been in China for five years. In order to realize his dream of getting rich, this poor man from the United States did not care about leaving his hometown. He took a merchant ship to Guangzhou. He is now a staff member of a foreign company at that time. Later, he learned Chinese and became a young reporter in the newspaper. He met and married his wife, Kasli.

At that time, they were a poor couple, renting in the attic of a wealthy businessman.

Although Zhao Kuo occupied Guangdong and the ocean trade began to flourish, Nicholas, as a reporter, had vision and foreseeed this. He resigned again. In the Sino-Western City, he started a wallet company specializing in commercial trade broker business.

Then a year ago, despite the rise of opium futures trade, this small businessman relied on information and vision to start opium naked speculation without real-life support. Because he got a lot of insider information from his former business and newspaper friends, he quickly made a fortune.

The energetic Nicholas bought the large Chinese courtyard in the hinterland of Guangzhou for 50,000 US dollars, and brought his wife from her attic to the place where she could directly see the magnificent Haijing French Catholic Church bell tower, fulfilling his promise to her.

But now looking at her husband who is a little crazy, Gasli said worriedly: "Dear, I think it's not appropriate for you to do this? How long has it been since you went to church to pray?"

"Making money is a duty given to me by God. I will go when I finish my work." Nicholas held his wife's hand, looked at her eyes with a firm look, and said in a deep voice: "I will not fail, believe me."

"I'll get you the deed." Jiasli sighed.

After taking the deed, Nicholas took an empty suitcase and walked out. Jiasli was so surprised that she couldn't open her mouth. She looked at the clock and asked, "Dear, it's 3 am now. Can't you go after dawn?"

"Money doesn't wait for anyone, my dear." Nicholas laughed, took out a revolver from the drawer and inserted it into his back, then woke up Ah Fu and asked him to follow him to go out again in the middle of the night.

The place he was going to is easy to find. Not far along the road, he saw a large wooden sign nailed to the side of the road: "Tiandihui Tianzhu Road branch turns left and walk straight 150 meters."

The master and servant walked for half an hour, and saw a very beautiful second-floor building on Tianzhu Road, which would be very prosperous during the day. There was a huge wooden sign on it, which was written in a half-person-high agile Chinese calligraphy: "The rudder of Tiandihui Tianzhu Road---Earl Chen Kaimei"

But although it was already early in the morning, there were still many people on the road. The hot snack stalls were still open against the wall, and several shops were still open. The first floor of the Tiandihui branch was brightly lit, and many people were in and out, because the sign on the first floor was: "Da Song Huijin Piao No.."

Next to the doorman with live ammunition at the door, it was even more eye-catching: "The promissory note number is open all day at 12 hours (24 hours). Friends from all over the world are welcome to visit."

Nicholas hurriedly walked inside, showed his passport and Afu's Song Liangmin Certificate to the front desk for safekeeping, and immediately a Chinese foreman came out with a smile, bowed his waist and said, "What business do you want to do? Deposit the bank? Borrow it?"

"I mortgage my loan in kind." Nicholas smiled.

"Please follow me." The Chinese foreman led Nicholas into a small room. A foreigner who was yawning inside immediately stood up with a smile, reached out to Nicholas, and said in pure Chinese: "I am Scott, Huijin Borrowing Manager, welcome to this account."

"Haha, I am Dutch. Which country are you from? Coffee or tea? What mortgage do you want to use to borrow money?" Scott asked with a smile after the greetings.

"Deed." Nicholas said after taking a cup of hot coffee.

Nicholas told his purpose and handed over the deed to the other party. After the other party took about half an hour to verify it, he hurriedly said: "You know, this is a good location, and the land price has risen very quickly. Now this property now costs 80,000 US dollars to buy. I hope to borrow 80,000 US dollars immediately."

"Sorry, according to our classification standards, we can only set you $40,000. Do you agree?" Scott said with a smile.

After some bargaining, Nicholas had to accept the price - he was mentally prepared before he came.

Huijin did not follow the regular banking route. Its predecessor was a money house with usury.

The advantage here is that the review is not strict, everything can be mortgaged, and there is no need to be long-term approval for borrowing like Haijing's French Bank. It is open 24 hours a day and the payment is extremely fast. It almost quickly gives you a bad discount, and then pays money immediately. Even if you pass the insurer, you can get the payment without collateral.

The disadvantages are obvious. This is a loan shark. It lends so quickly and the interest rate is extremely high. It won’t take long to make you bankrupt or take away your mortgage.

Don't return it? With a gang background, it can directly put you in prison, or even use the underworld to cut off your hands.

Therefore, his clients are all gamblers, smokers, or businessmen who are desperate and about to go bankrupt.

Nicholas had heard that speculators owed money to foreign exchange, and they had nothing to do and their families were destroyed.

But he was not afraid of this. He believed in his judgment on the price of opium. He only needed to get the capital for investment quickly. Moreover, he did not borrow unsecured loans that might not even lose his life, but borrowed money from real estate mortgages.

"I'll explain the contract to you," Scott said:

"First, if you borrow 40,000 US dollars, we will only give you 32,000 US dollars in real time. The difference is interest;

Second, the loan period is 30 days. Starting from today, within 30 days, you need to repay 40,000 US dollars to get the land deed; from 31 to 45 days to enter the recovery period, you need to hand over 60,000 US dollars to this number to get the land deed;

Third, if the full repayment cannot be fully paid for more than 45 days, you should pay the deposit equivalent to 60% of the principal and interest of this account on a limit of 15 days. This account will extend the repayment period of 15 days, but the principal and interest will continue to accumulate at 60,000 US dollars; and so on.

Third, if you cannot repay the loan or pay the deferred deposit within 45 days, or you cannot pay the full deposit during the deferred deposit, the property will become the property of this number."

Nicholas gritted his teeth and listened, and involuntarily sweated on his forehead: This treaty is too dark! Not to mention the terrible high interest rates, even if the deposit is in such a profit-making way, if you buy the land deed for more than 30 days, you can buy a better property with just the principal and interest.

"Okay, do you want to sign a Chinese contract or an English contract? Or French? Our store only offers these three language contracts for the time being. But you are an American, haha, how about English?" Scott asked with a smile.

Looking at the terrible terms, Nicholas gritted his teeth and was immediately taken to the loan office by his servants. Ten minutes later, his suitcase was filled with 32,000 US dollars.

When he returned home, Nicholas put all his cash into a large suitcase and brought a 120,000 US dollars genius Mengmengliang outside the port.

I'll tell the reader: This book will use a lot of money and price issues in these chapters.

However, this may be written casually, because if it is to be completely true, it involves: the historical exchange rate and historical purchasing power issues of various currencies.

For example, we need to study the price of a middle class in Guangzhou using US dollars to buy a house in about 1850.

This requires research on how much it costs to live in Guangzhou in 1850, what is the housing price in the central area? The issue of US dollar purchasing power.

These are too professional, probably in the field of historical economics.

I may not have the energy to study this field, so I just wrote about price and purchasing power casually.

My focus is mainly to write clearly and write the rules for reasonable and economic operation. The specific details may be a joke. I'm sorry.
Chapter completed!