When Li Chengqian heard this, his eyes turned and nodded again: "I made my cousin laugh just now. I was rude and it is not impossible to lend money. But I still have something to worry about. We can guarantee that the person who deposits can mention the money, but how can we ensure that the person who borrows our money shop pays it back on time?" If they cannot recover the principal and interest, they will have the desire to die.

Changsun Chong smiled and said, "It's very simple. Anyone who receives something must mortgage it, such as house deeds and land deeds, or some previous things like gold, silver and jewelry. The value of the mortgage must be the same as the amount of the loan. If the interest and principal can be repaid in time, we will return the collateral to them; if the principal and interest cannot be received in time, we will deal with their collateral at the discretion of so that we can recover the principal and interest."

"Will this force others to lose their bankruptcy?" Li Chengqian was a little worried, it seemed a bit inappropriate. After all, their identity and status would force others to lose their bankruptcy and affect the reputation of the court.

"Haha, you need to be cautious when investing. Before borrowing, they must know the consequences. However, when doing business, they all know that there are profits and losses. It is not that we forced them to lose everything. After all, when they come to mortgage, they are willing, not that we forced them to do so." Changsun Chong explained, if you are willing, there is naturally no need to worry too much about this.

Li Chengqian nodded this time, and then thought of a big question and asked: "Big cousin, I have one last question. Just like the kind of exchanged silver notes you just mentioned, the future deposit and loan notes proved, how can we ensure that they are real? Can't others pretend to be fake?"

The boy asked the idea and did not give him any advice in vain. Changsun nodded and said, "Haha, good question! You don't have to worry about this technology. At that time, only we can do it ourselves, and others can't imitate it."

Li Chengqian was relieved and said gratefully: "Then please ask my cousin. I will go back and write a memorial, hoping that my father can agree to our proposal." Li Chengqian is not stupid. Now my cousin is so serious that it must be very important and very good things for the Tang Dynasty. If you do it well, not only will the father look at him differently, but the court officials will also have a very good impression of him, which will be very good for him to participate in politics and make decisions in the future. As for whether he does not do well, he doesn't care at all. If there is a cousin behind, it will never make him a bad end.

"Don't be busy leaving. Call me Brother Ke. He may also give you some good suggestions and write your memorials more comprehensively, and your father also likes you brothers and friends." Changsun Chong reminded him, and he would occasionally pull Li Ke and let him show his face in front of Li Er. This will not only train Li Chengqian, but also get Li Ke's gratitude.

The reason why he brought Li Ke with him was even more for Li Er to show him that he killed his brother and was a scar in his heart. So he didn't want his son to learn from him, that was a satire of him.

When Li Chengqian heard this, he understood the kindness of his cousin, and saluted and said, "What my cousin said is, I must remember it." Li Ke is about the same age as him and has a good relationship since he was a child. Li Chengqian was not opposed to taking Li Ke with him.

Three days later, people came to sign a formal contract with money from a small car. Seeing the full house of silver and copper coins, Changsun Chong felt relieved and had the money to pay his salary.

The plan to buy cotton was spent on all the money brought by Changsun Chong. Li Er did not allocate money and could only rely on himself. Fortunately, the results were not bad. Nowadays, the people are more likely to manage, and the officers and soldiers have strong cohesion and high execution ability, so they have such good results when doing things.

Seeing that cotton cloth was so popular, Changsun Chong quickly explained that the weaving factories, spinning factories and dyeing factories near Youzhou must speed up their progress and strive to earn a vote before the New Year.

The managers of major commercial banks left their friends here to wait for the next batch of goods to be freshly released, and then personally pressed the freshly released fabric and rushed to Chang'an of each family. The few of them were all mature and naturally knew the business opportunities inside. When they arrived in Chang'an, the goods would be sold out, and they would also be like Manager Qi, so customers could order the goods first, and when the goods arrived, they would come up.

Li Er witnessed the whole process and naturally knew that Changsun Chong and others had earned nearly 300,000 taels of silver, so when he got Li Chengqian's memorial, he was excited and did not sleep all night. The next morning, he called Xiao Yu to come over to discuss the details.

Cheng Yaojin, Qin Qiong, and Duan Zhixuan are good at training wars, but if they are involved in government affairs, they will be irritated. Li Gang can be a role model, but others can't do it. As for Changsun Chong, this is what the kids have done, so they have to find Xiao Yu.

Since Xiao Yu stopped being the prime minister, he has always retained his identity as the prince teacher. Li Er now thinks that when the fight with Zhao Ruihui in the court, he thinks that Xiao Yu is really a talented person and a little cute.

"Xiao Aiqing, look at this note." Li Er did not greet him much. He trusted Xiao Yu. Moreover, he had worked together for so long and knew the other party's temper, so there was no need to go around.

Xiao Yu was not polite, so he took it, sat on the chair next to him, looked carefully, and said, "Okay, okay, it's so great." This sentence expressed his admiration in his heart.

"You think it's good, too?" Li Er asked.

"I didn't expect that the prince, King Wu, and junior brother would think of opening a royal money house. When the money houses are spread all over the country, then all business will be in the hands of the court. Not only can you understand people's livelihood more comprehensively, but you can also promote the development of commerce in various places, but you can also increase the treasury income, benefit the country and the people, why not do it!"

After hearing this, Li Er agreed and said, "But I'm afraid that someone will be arrogant and dominate the royal background."

"You can still be choked when you eat, can you stop eating?" Xiao Yu disagreed with Li Er's statement. "This is simple. From the selection of personnel, you must strictly screen, and you must also send someone to check the accounts and collect the situation secretly. I believe that these people will not be brainless in committing crimes against the wind. In the early stage, we can set up money shops in major cities and pilot them. If the effect is very good, we will continue to promote it. If it doesn't work, then it will be closed and the impact will not be great."

Li Ershen agreed and agreed, "Xiao Aiqing said it well, so let's do some pilot projects. As for the anti-counterfeiting of bills, I have to find Chong'er to let him think of a comprehensive note."

"Your Majesty is wise." Xiao Yu stood up and said in agreement.

After talking about the main business, Li Er thought of Xiao Yu being idle at home during this period and asked, "Does Xiao Aiqing resent me?"

Xiao Yu smiled calmly and said, "I have never resented Your Majesty. And I was not wrong to beat Zhao Ruihui that time. The mistake was that I was beaten in the court in front of so many people. Your Majesty punished me fairly, but I had no complaints."

Li Er smiled and said, "It's good that you can understand my hard work. After you go back with me this time, you will immediately regain your post. The prince has made great progress in the past six months, and it's all the contributions of his beloved and Mr. Li. I know it in my heart."

"This is what the empress should do, and he should not be praised by His Majesty. Besides, the prince came out this time and was indeed much more confident than before, and it broadened his horizons. Sometimes, he brought a bowl to eat and work together with the old farmer. If he could do this, he knew who knew that every grain of food on the plate would be hard, and he would care about the people in the future." Xiao Yu said with emotion, and he did not expect the prince to grow so fast.

"The prince's progress is obvious to all, and Ke'er is also good. It seems that they will have to come out to see it frequently in the future." Li Er agreed.

"Your Majesty is saying." Xiao Yu nodded.

"Back to the point, I will leave this money shop matter to Aiqing. Although Chengqian has mentioned the key points, the details still need to be at night. Xiao Aiqing, please help Chengqian sort it out again." Li Er felt it was feasible, so he started to do it.

"Yes, Your Majesty, I will accept the order!" Xiao Yu responded.

After Xiao Yu left, Li Er called Changsun Chong and asked directly: "How do you do the anti-counterfeiting of silver bills?"

"Of course, it is to put special potions in the paint, and others imitate cloth; secondly, the paper of silver notes, which is different from the paper we use on weekdays. It is tough and not easy to destroy; secondly, the candidates who print silver notes can use those death row prisoners, which are delicious and delicious, but must be imprisoned for a lifetime and lose their freedom. In this way, the authenticity of the silver notes is guaranteed, and with various seals, it can be ensured that everything is foolproof." Changsun Chong said with a smile.

After hearing this, Li Er nodded and said, "Well, then okay, I'll leave this matter to you, you have to do it for me."

Changsun nodded and said, "Your Majesty, don't worry, and you can guarantee that you can handle it properly. But Your Majesty, I don't have time to do this for the time being. I will talk about it after I come back from Liaodong next year."

"No, before I leave, I will give me all the potion formula and silver paper formula. As for the money shop, I will let other my dear friends do it." Li Er knew that Changsun Chong was doing too many things now, and there were too many trivial things like money shop, so Changsun Chong would not distract himself.

When Changsun Chong heard this, he really didn't have the energy to do these things and said, "In two days, I will be at my master's place. I will ask my master for it."

Li Er nodded and said, "Okay, very good. Don't worry, I will get it for you when Liu Muxiang."

Changsun smiled bitterly and asked his father-in-law to ask him to take a concubine. His scalp became numb and he looked at him pitiful: "Your Majesty, if you are angry, beat him up, don't make things difficult for Muxiang!"

"You think too much, just because Liu Muxiang was born and died for our Tang Dynasty, I will not make things difficult for him. As for you, I also know that I will repent, and I will not beat you up, but if you neglect Changle in the future, I will not show mercy." Li Er said in a deep voice, "I just want to see who Liu Muxiang, who defeated the invincible army, is?"
Chapter completed!