After pressing down all the thoughts in his heart, Tao Xiaobei said to Zhang Boyao in front of him: "There are many ways. Let's first talk about how to help you handle the funds. Secondly, let's discuss how you can use these funds more conveniently. Do you think it's okay?"

Zhang Boyao shook his head slightly: "This matter is essentially one thing. It's really meaningless to split it like this. What I need is that I think this request is already under my commission just now."

Tao Xiaobei smiled slightly and snapped his fingers: "Okay, sir, I'll tell you the difference. First of all, you need to tell me what kind of money you are going to deal with? If it's not expected, it should be a domestic bank, right?"

Zhang Boyao nodded and took out three golden VIP bank cards issued by different banks.

Tao Xiaobei stepped forward and looked carefully, and smiled and said, "This is a VIP card from three different banks. If you want to use the money in it, you often need to hold your ID card and send verification text messages to the specific mobile phone number you bound..."

"Well, you don't need to worry about this kind of thing. I remember you asked for your password. If the password is not wrong, then it is not too difficult for me to get the money out and put it in your designated account. After all, I have my own way."

"If the password is wrong, then we need to spend another 10% of the funds to hire a special password cracking expert. At least 300,000 yuan, someone will definitely be happy."

After looking at Zhang Boyao's eyes, Tao Xiaobei smiled and said, "Similarly, when your money is rooted in the bank in China in accordance with formal procedures, the legality of your source of money cannot stand scrutiny. According to the formal procedures, you seem to have to provide your true identity."

"So the legality and rationality you said is not easy to deal with to a large extent. Of course, I still have a certain way to promote this matter through some favor networks, and it can still be done."

Zhang Boyao heard the little implications in his words: "What you said doesn't seem to have finished? So what I need is that I can use funds on a large scale at any time?"

Tao Xiaobei sat on the bench where Zhang Boyao was originally sitting and replied with a smile: "Massive use of funds? At least one day in advance, which of course refers to some standards above a fixed amount."

"Oh... I finally heard it. You don't seem to recommend me to leave my account in a bank in China?" Zhang Boyao said.

"Yes, you should know that China has been changing with each passing year, and various industries are clamoring to align with the international level. By then, some old rules that are beneficial to their industry itself have not only not align with the international level, but instead, taking advantage of the particularity of China, it has become more and more powerful."

Tao Xiaobei smiled and said, "Although we all know that there are indeed many aspiring people in China who are trying to do big things, restore the status of the ancient civilization, and stand tall in the sky, no one can deny that capital does not recognize these ideals and dreams, it only recognizes interests. So..."

"Ahem, it's off topic. Generally speaking, in China, banks' relationship networks and power are definitely not small. They have the right to speak and domineering, so there will be some weird things that make mistakes and make users cheat and make users suffer... I think you don't want this kind of thing to happen to you, right?"

Zhang Boyao was a little confused: "Foreign banks? Wouldn't there be such collusion? Is there any difference?"

"Good question." Tao Xiaobei smiled, "In your concept, foreign countries are probably countries such as America, Britain, France, etc.? There are many foreign countries, and they don't have to choose such a big country with capital oligarchs occupying absolute voice. There are also some small countries with few people who will not look so ugly."

"For example, Switzerland, which is permanently neutral and famous for its banks, watches, and tourism, and a country like this, do you think it will be so stupid that it will smash its own signature and never admits its mistake after cheating users? For it, reputation is much more important than your millions."

Zhang Boyao nodded thoughtfully, and suddenly heard a noise. He turned to look over. Several young people who looked like students were coming over with laughter. He sat down and lowered his voice a little, saying like ordinary people were talking, "So, do you recommend me to transfer my money to the Swiss bank?"

Tao Xiaobei smiled, looked at the students who walked over, and then lowered his head and said, "It is good that this method can succeed, but you are afraid you are unwilling to send your property under someone else's name, right?"

Seeing that Zhang Boyao's expression was a little puzzled, Tao Xiaobei explained: "The threshold for Swiss banks is high and low, but for China's personal accounts, it is definitely not something that can be accomplished by saying a word. You must obtain a local residence permit and identity certificate from Switzerland to manage your financial services at Swiss banks without restrictions."

Zhang Boyao frowned slightly: "Listen to you, it's not possible in China or abroad, so what's your solution?"

Tao Xiaobei smiled and said, "The method is very simple, an offshore company."

Zhang Boyao was stunned: "Offshore company? I don't want to open a company, do career, and do what I want to do. I always have to think carefully."

"Offshore companies are not necessarily something to be established. You only need to hand over the information to a professional agency. In just two days, in your name, it will be established on some desolate islands. If a company completely controlled by you is established, it will require management fees ranging from 6,000 to 8,000 yuan per year. Your offshore company will always exist legally."

Tao Xiaobei explained: "There are many benefits of offshore companies. Many people who want to immigrate have many things to register an offshore company that may never be used because of the immigration thresholds that exist in various countries. So you don't have to regard offshore companies as a company at all. You just treat it as a thing that can be used at any time without anyone's jurisdiction. You just need to use written materials to fool them."

"The most interesting thing is that after you set up an offshore company, your capital has become overseas capital to a certain extent. Even if you come back to open an account at a domestic bank in China, it will not be investigated and frozen at any time. If you want to use those funds to invest, you can still get some preferential policies..."

After hearing this, Zhang Boyao couldn't help but feel a little moved. This offshore company sounded like it was in line with his requirements. However, there is no such perfect thing in the world, and he always had to ask clearly about the flaws in it.

"Detective Tao, this offshore company is so good, does it have any huge flaws?"

Tao Xiaobei thought for a while and said, "There are no flaws, and many international banks are also willing to open accounts for offshore companies... Oh, if there is a flaw, it is that there is a problem of slightly higher fees in terms of transfers."

"How to say, offshore companies are things that do not conform to transaction rules. In the hands of some large companies, you have the miraculous effect of bypassing trade barriers. However, your method is a small method that everyone knows, so those banks also have a little meaning of 'You can take advantage, but you have to see the person'..."

Zhang Boyao was a little clear: "In other words, does absolute safety bring high costs?"

"No, this is definitely not high. I can only say that there are many procedures, and the fees deducted during the transfer process are slightly more, and they are still within the scope of handling fees. If you feel that the fees are high and not worth it, then I can do my best to handle domestic business for you, or hold your property under my or my friend's Swiss Bank account. Everything depends on how you choose..."

Before Tao Xiaobei could finish her words, she was interrupted by Zhang Boyao's wave: "I chose an offshore company, but, isn't it a bit long for two days?"

Tao Xiaobei laughed: "Two days are indeed a bit long, but I can transport all the money from these three cards this afternoon and deposit them into my Swiss bank account, and then handle the offshore company for you."

"In this process, we two need to confirm the total amount of these three bank cards first... This is the basis of our cooperation. Of course, during the period of deposit in my Swiss bank account, you have certain risks. As a offset to this risk, I will solve both the offshore company and your subsequent company account for you for free..."

Zhang Boyao couldn't help but smile and thought to himself: This slippery thing should have been included in the original matter. When he said it, it would be like he owed others favors. However, the risk was indeed great enough to deposit his money into his bank account...

"Can the step of depositing your Swiss bank account become a safer step?" Zhang Boyao asked looking at Tao Xiaobei.

Tao Xiaobei thought for a while and said, "Yes... Anyway, it's only two days. You can apply for a bank card by yourself. This afternoon I will deposit all the funds into that bank card. You need to bear the risk for two days and leave enough traces. If you don't mind, of course I don't mind either."
Chapter completed!