Chapter 424 Developing Mutual Finance Business
In this way, time passed day by day, and soon it was mid-April.
On this day, Shi Xiaomeng came to Blue Star Financial, and he directly summoned the heads of various departments.
He is going to discuss with everyone how to develop the company's "Internet + Finance" business.
As soon as he arrived, Shi Xiaomeng said directly to everyone: "The company's payment business and external investment business have been developed."
"Now, let's all discuss how to develop the company's mutual financial business."
After hearing this, they all began to think about how to develop related businesses.
……
After a while, someone said: "Mr. Shi, we can develop the financial intermediary business first."
"With the company's resources, we can easily start this business."
"At the same time, the risks of this business are almost non-existent, but the returns are quite good."
After hearing this, Shi Xiaomeng thought about it for a while, and he felt that it was not bad.
So, he said directly: "This is a good entry point, you can consider it."
"Do you all have other entry points?"
After hearing Shi Xiaomeng's words, someone else came out and said: "Mr. Shi, we can also use the company's platform to develop small loan business."
"Nowadays, the small loan business outside is extremely popular. There are tens of thousands of large and small online loan companies!"
After hearing this, some people agreed with this idea, and they nodded one after another to express their support.
When Shi Xiaomeng saw this situation, he quickly said: "This small loan business can be considered, but it needs to be more cautious."
"Because of the risks involved in this business, it is a bit big and cannot be messed with."
After hearing this, someone explained to him: "But Mr. Shi, there are many small loan companies outside, which are all established by state-owned enterprises, banks, and listed companies."
"This also shows that all of them are quite optimistic about this business!"
When Shi Xiaomeng heard this, he said directly: "I know this, but the company must handle this business with caution."
"I don't want this business to affect the reputation of the entire company."
"In a word, even if the company carries out this business, it will do so selectively and will never do it randomly like other companies."
Hearing what Shi Xiaomeng said, they all assured him: "We understand, Mr. Shi, just don't worry!"
Afterwards, Shi Xiaomeng motioned to others to express their opinions.
……
So, someone else came out and said: "Mr. Shi, I think the company should develop financial management business."
"After all, there are tens of millions of registered people on our platform, and we can easily raise a large amount of funds."
"After we have funds, we can go to banks and investment companies to cooperate."
"In this case, even the handling fees are enough for our company to earn!"
Hearing this, Shi Xiaomeng was quite satisfied, because the financial management business was also a direction he planned to develop.
Therefore, he directly said: "This development direction is okay."
"However, the specific operation method needs more consideration."
After hearing Shi Xiaomeng's words, everyone thought about it and felt that this idea was really good.
……
Then, someone else came out and said: "Mr. Shi, there is another direction that is very suitable for the company to develop."
"Nowadays, most of the small loan companies outside are not very qualified in their risk control capabilities."
"And our company's technologies in big data, cloud computing and other aspects are considered to be relatively good in China."
"We can use the company's technology to provide them with corresponding risk control services."
Hearing this, Shi Xiaomeng wanted to be satisfied, so he said directly: "Okay!"
Then, Shi Xiaomeng carefully discussed some relatively good methods with all of them.
For example, the company can develop some auxiliary software for accounting, tax filing, etc.
After all, although software in these areas does not make much money, it can indirectly increase the user stickiness of our platform.
In short, after discussing it, Shi Xiaomeng asked them all to get to work quickly.
……
As for the development directions proposed by them all, Shi Xiaomeng also made specific arrangements.
In this first step, the company first conducts "financial intermediary" business.
Later, the company will develop its "financial management" business.
As for the small loan business, it can be used as an auxiliary business of the company, and it must not become the main business.
Finally, the external "risk control" business can be developed slowly.
In the early stage, you can start with the company's business to continuously improve the relevant technical level.
When the right time comes, then bring this business to the market.
Of course, what they all need to do now is to develop the corresponding software and acquire the relevant licenses.
If you can't acquire it, you can also invest in companies with relevant licenses to achieve indirect ownership.
When there is an opportunity, we will directly merge the company completely into "Blue Star Financial".
In short, this matter is settled like this.
……
Then, time passed day by day, and soon it was June.
Over the past month or so, various companies under Shi Xiaomeng have developed quite well.
For example, everyone at Blue Star Games is also busy developing new games.
Blue Star Entertainment and Blue Star Weibo are developing accordingly in accordance with the development plan discussed not long ago.
As for Blue Star's technology development, in addition to continuing its own research, it also assists Blue Star Financial's business.
In one sentence, everything is fine and nothing unexpected happened.
It wasn’t until mid-June that Ant Company launched a new business.
This business is "Yumou Bao". It not only allows users to get higher profits, but also allows them to consume, pay, and transfer out at any time...
In other words, this business is quite attractive to ordinary users.
In the next few days, this business raised a large amount of funds.
At the same time, the audience and scope of influence of this business are gradually increasing.
So, Shi Xiaomeng ordered everyone to quickly set up such a business product.
……
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