I watched the [Habit Cultivation Device] shine brightly in the mall, as if it was reachable, but it was actually out of reach. The depression made the joy of the system diluted halfway.

30,000 yuan is actually nothing. Wang Yan can save enough in 11 days.

However, now it's only 8 hours.

Wang Yan really has no choice.

My mother has about 100,000 yuan in her hand, but she has no reason to borrow, and she has no time to withdraw it for reasons. She has no online banking.

The only students in the rest of the class are He Meng and Qiu Xiaogu who can take out 30,000 yuan at any time, but they are not familiar with each other.

Otherwise... ask He Meng, do you need any services?

He pulled open his shorts and glanced inward, and gave up silently.

It is neither a white jade pestle nor a unicorn, and it is not worth 30,000.

After thinking about it, I really had no choice but to turn off the system and stop thinking about it.

It shouldn't be ours, wait for the next product...

I have to find something to do to relieve my mood.

Wang Yan tilted his head and thought about it, turned on Taobao again, and prepared to study the air conditioner.

The temperature in the central region is too abnormal this year. It has almost no snow in the winter and no rain in summer. The high temperature of 35 degrees has been going on for nearly a week. It is said that the highest temperature will be almost 40 degrees in the next few days.

My parents felt sorry for the money and couldn't bear to buy air conditioners. Wang Yan thought, before going to college, he had to install one for them, otherwise it would be too uncomfortable to sleep at night.

When the money goes up, buy them a building to live in, support the house in advance, and then consider spending money to show off, otherwise you will always feel guilty.

It's just that it's not easy to find an excuse...

When Wang Yan thought of explaining to his parents where the money came from, he was so angry that he felt even more tormenting than the college entrance examination.

Just as I was worried, the next courtyard door suddenly made a loud noise. Soon, a young man in his 20s passed by the wall. He was Wang Yan's neighbor, Wang Yunxi.

"Brother Xizi, I'm back so early today?" Wang Yan greeted him politely.

"Oh, Xiaoyan, why haven't you gone out to play?"

"Just the temperature today, who will play with whom when you go out?" Wang Yan complained.

"It's not that. The weather is so hot!"

Wang Yunxi nodded with a grin, took off the white shirt on his body and twisted it, and sweat fell to the ground.

"Xiaoyan, please wait."

Wang Yunxi rushed into the room in two steps, took out half a watermelon from the refrigerator, inserted two spoons, climbed over the wall and came to Wang Yan, and put it on the table.

"Come on, eat watermelon!"

Wang Yan was not polite, so he picked up the spoon and dug a large piece.

Wang Yunxi is not an outsider, but a relative of the Wang family who has just passed the fifth squad. By seniority, he even has to call Wang Yan uncle.

But after living in the city for a long time, no one cares about that. Wang Yunxi even called Wang Yan's father the third master, but he talked about Wang Yan's own things.

After chewing a few bites of watermelon, it was sweet and cool. Wang Yan's body suddenly disappeared, and he felt so comfortable.

【Ding! You taste delicious watermelon and trigger mysterious rewards】

【You get a skill and therefore open the personal panel】

Damn it!

I have never bought a lottery in my life. So I am so European?!

It was so amazing that Wang Yan couldn't believe it.

1% probability, you dare to believe it if you hit one blow?

So European, could it be a skill that can get 30,000 yuan?!

I quickly opened my personal panel and instantly, a 3D little wolve appeared in the new interface.

【Host: Wang Yan】

【Basic attributes: Strength 64, Physical constitution 63, Agility 68, Intelligence 65】

【Skill: Foodie Spiritual Awareness】

Foodie Lingjue is a particularly interesting skill.

But it has nothing to do with money.

Wang Yan was a little disappointed, but continued to watch, but gradually became happy.

The comment is: Passive skill, you can blur the quality of ingredients and pick out the best ones.

After stuttering for a long time, Wang Yan finally realized: There is no need to worry about not being sweet when choosing watermelon in the future.

It must be thin skin, watery and good taste, is it powerful?!

Although it has nothing to do with money, Wang Yan is still very happy.

After all, making money is to enjoy life. Foodie skills are so enjoyable!

Dad Ma is rich, right?

You threw a cart of watermelons to Dad Ma and asked him to pick the best one. Do you think he has any tricks?

Hehe, no?

Wang Yan is really a silly child who is particularly easy to satisfy. He feels that he has gotten a magical skill that beats the richest people in the world. The depression just now disappears.

Next, let’s look at the basic properties.

System comments

For adult men over 18 years old, the average attribute value is 60 points and the limit is 100 points.

Average of 60 points, excellent above 70, geniuses above 80, and geniuses above 90.

Seeing this, Wang Yan felt his head hurt.

I'm really ordinary. None of them is below the passing line, and no one meets the excellent standards.

In fact, according to normal distribution, people like Wang Yan are the vast majority of all living beings.

Because the evaluation of each attribute is very complex and strict.

Some people have a good memory but a little poor logic or a slightly weak spatial imagination, so their total intelligence score is not high.

Some people have very good heart and lung endurance, but their endurance in bed is average and their physique is not high.

In short, everyone has their own advantages and defects. The world is generally composed of ordinary people. One of the genius has only been released in hundreds of years. Just think about it.

...

Wang Yan digs another big spoonful of watermelon, and his heart suddenly moves.

"Brother Xizi, I remember what loan company you work in? What's going on?"

Wang Yunxi didn't even raise his head and said casually: "Credit micro loan. Haven't you heard of it?"

"No." Wang Yan shook his head, but he became more and more interested in his heart. He asked, "Brother, please tell me."

I am idle, but Wang Yunxi just pretends to be nonsense and popularizes science with Wang Yan.

A credit loan is a loan that requires no mortgage or guarantee, and uses personal credit as a repayment guarantee.

The loan range for micro-credit loans is generally between 50 million and 100,000 yuan.

With the relaxation of financial reform, small credit loans are sweeping across China at an extremely fast speed.

Wang Yan usually doesn’t pay much attention to things outside, but only occasionally sees some news online, and it seems that campus loans are causing a lot of controversy, so he has some impression of micro loans.

After listening to Wang Yunxi's explanation, Wang Yan finally understood what was going on.

Nine words can be described as: a low-threshold black-hearted usury loan shark.

Doubled in three years is considered conscience, and companies with higher interest rates can double in two years.

"It's so irritating... Is there anyone who borrows this thing?"

Wang Yan couldn't figure it out, but Brother Xizi disdained to sneer: "There are quite a lot of people who borrow it! Some people have poor credit reporting and are short of money. Where can I buy it if I don't borrow this money?"

"Credit Report?"

"It is the personal credit report issued by the People's Bank of China, which shows whether you have a loan or default or something. After you graduate, you need to have a good credit report on buying a car or a house to apply for a loan."

Wang Yan suddenly realized: "It's like Alipay Sesame?"

"Yes." Wang Yunxi nodded.

"We only check the credit report for small loans, but not the credit report. After borrowing money, even if you don't pay it back, at least you can't make a mistake in the personal credit report, which will not affect the future formal loan."

Wang Yan was stunned: "Will there be many people who will be liable for their debts?"

"Otherwise, why do you think the interest rate is so high? Isn't it just to use high interest rates to cover bad debts? Some people will definitely not pay back the money, but as long as the bad debt rate is controlled, the company will still make a big profit."

"The company makes a big profit, and we will make a fortune as we go, haha!"

Wang Yunxi laughed and raised a finger: "Last month, I earned this number!"
Chapter completed!