Chapter 970 Bank (A thousand chapters, celebrate!)
"Everyone runs around with a lot of gold and silver, which is not very convenient, and it is easy to be targeted." Ren Baqian said lightly: "As for Izumo's ticket business, I have also roughly learned about it. It is mixed and messy."
"With these tractors and national highways, long-distance transportation capacity will be greatly enhanced in the future, and the number of bulk transactions will increase in the number of places being delivered.
Therefore, I, Dayao, also want to set up my own ticket store!
It's called a bank!"
As soon as Ren Baqian finished speaking, everyone's hearts stumbled, thinking secretly what Ren Baqian meant.
Those ticket shops usually dare not use tricks when facing their families. After all, the ticket shops are not large in scale and are not strong in strength.
But if the person in front of him had broken their money, they had no place to make any reason.
Could it be that the other party just wants to peel off their bodies?
Ren Baqian looked at everyone's faces and chuckled: "Don't worry too much, everyone, it's not mandatory, I'm just taking advantage of today's opportunity to say hello to everyone.
As for this bank, it will be established in Lancheng, Pingdu, Wangjing, Suiyuan, Qingping, Zhuyan and other places in the early stage.”
Although there are only six cities, five of them have already radiated to most wealthy areas in Izumo.
As for Lancheng, this place is usually the end point for these merchants, and it is enough to have one place here for the time being.
"As for the credibility of the royal family, you can rest assured that I don't even look down on that little money.
In addition, the bank will issue paper coupons of varying amounts. The amount of a paper coupon is equivalent to the value of silver indicated on the amount. This aspect will be explained in detail later.
If you deposit gold and silver in the ticket shop, you can get equal paper coupons, from one qian to one thousand taels of silver, which is enough for you to deal with various situations.
We do not charge any fees for depositing gold and silver in the bank. Only when you deliver it in another place will you charge for it.
And the amount of deposits you deposit determines your customer level. The higher the customer level, the less the fee you charge for off-site delivery!" Ren Baqian always kept a faint smile.
Now bank deposits are subject to interest.
However, people in this world have never heard of such a good thing. If they are given interest, they may think they have some idea.
After all, these families and businessmen don’t believe in anything that can be seen from the sky.
Reducing the fees for their deposits is already a big benefit.
Following Ren Baqian's words, everyone had their own ideas, but they did not dare to speak in such a scene.
I just thought about my own thoughts.
They deal with others, and they are all business ways.
However, the ancient people never follow you in business, they always follow you.
So when Ren Baqian came up with such a ticket, it sounded like a similar ticket, but they were always worried.
"Everyone, you will never doubt the royal family is greedy for you, right?"
"I dare not, we dare not!"
"I dare not be psychologically suspicious..." Ren Baqian was savored.
"How could it be? We can still trust the royal family's credibility!"
"That's best! No matter what you think, the royal family's reputation is much better than those small banknotes. Besides, am I greedy for your little money? It's just that it's more convenient for bulk transaction circulation. What I see is the entire country, and what I hope is that the emergence of the banknotes can bring changes to future business models!"
Ren Baqian laughed.
When they tried the convenience of the bank, Ren Baqian believed they would not refuse.
Even if some people really think it is convenient to transport a lot of gold and silver to trade, Ren Baqian will make them feel inconvenient.
How can there be few bandits these days?
...
This time, the launch of the "bank" is actually a "money bank", which is just the first step.
Next, the salaries of the departments and officials will be paid through banks, followed by the salaries of the craftsmen, workers, and prisoners of war. According to the original agreement, it is time to give some salaries to make them accustomed to using this as a job.
It is much easier to implement one thing from top to bottom than others.
Using paper money as the basis is naturally a matter of pros and cons.
There is no need to say about the profit. Nowadays, a large amount of copper flows in the market as currency, which makes Ren Baqian's heart ache.
As for the disadvantages, just look at countries with severe inflation.
However, Ren Baqian already has plans and will introduce a gold and silver standard at that time.
Peel money to gold and silver to avoid big trouble when it will happen.
Taking the current social development of this world, gold and silver are relatively suitable as the standard, and there will be no problem for at least a few decades.
Moreover, when Ren Baqian came to this world, he had been curious that the gold and silver circulating on the earth as a currency are precious metals, and this world is actually the same.
Especially when he knew that the human race was exiled from the other end of the 60,000 mountain, Ren Baqian became even more confused about how gold and silver were formed.
Until recently a discovery from the Shanzhong Laboratory gave him some guesses.
There is another substance in the gold and silver in this world that is difficult to separate. It is named Singularity, which means the beginning.
This substance called singularity has a very unique characteristic.
It can absorb energy released during the transformation of substances, including potential energy, chemical energy and electrical energy.
The discovery of this strange substance made everyone in the laboratory excited, especially experts in physics, chemistry and materials science. They immediately turned into scientific madmen, and they could hardly care about anything except the laboratory every day.
This is a huge discovery when they came to this world.
It is said that according to people in the laboratory, they often hear the words "Norbar River".
Ren Baqian laughed when he heard this, and these people seemed to have forgotten something important.
But they can do things well.
Although no more experiments have been conducted, after Ren Baqian learned of the existence of this substance, he guessed that gold and silver, as currency, may be a monetary system that humans have on the other side of the 60,000 mountain.
If that is the case, this substance may be of great use!
huge!
"Okay, everyone. That's all, what I want to say. As for the auction time, tonight, the location is the small arena in the east of the city. Please prepare for it." Ren Baqian finished what he should say, got up and prepared.
"Your Highness!"
Ren Baqian turned his head and looked at him. He was a man in his thirties. If he remembered correctly, he was called Chen Qing.
It's very similar to the name of my friend.
However, what really made Ren Baqian notice him was that after he had revealed some ideas before, the Chen family was the first to transport a large amount of grain to and from both places, setting an example for other families.
Ren Baqian has always liked such a tactful person.
"There are still questions?"
"I wonder when your highness's bank started? Our Chen family can trust Your Highness!"
"Three days later!" Ren Baqian gave the other party a smile.
How can people not like this?
Chapter completed!