When he was sure of repaying the loan, Lu Heng would naturally not give up the 350,000 yuan mortgage in vain. If interest and handling fees were added, it would be nearly 400,000 yuan. If such a large sum of money could be left in Hengcheng

As working capital, Lu Heng can have a lot more freedom when doing things.

Borrowing chickens to lay eggs is the most popular method among businessmen, and Lu Heng is no exception!

Going upstairs, Lu Heng found Tian Xiaobing, and without any explanation, he directly ordered: "I will misappropriate 10,000 yuan from the company's funds. You will record it when the time comes."

Tian Xiaobing nodded, and then recorded what Lu Heng said.

At present, Lu Heng's personal account and Hengcheng's financial system have not been separated, which means that Lu Heng's assets are the company's funds. If there is an unknown loss of 10,000 yuan, Tian Xiaobing will be the one to panic.

Thinking of this, Lu Heng thought that it was time to apply for another card and separate his personal account and company account.

If the company's funds are insufficient at that time, you can just transfer money into it yourself. Otherwise, not only will you be worried, but Tian Xiaobing will also be in trouble.

After deciding, Lu Heng said by the way: "I will apply for another card later, which will be my personal account. When the company's balance comes down, I will tell you the amount and you can transfer it to my card.

The rest belongs to the company’s working capital, and the previous model remains the same.”

Tian Xiaobing said: "Okay, Mr. Lu. You can send me your card number later. I will record it here and call you directly."

After handling the company's affairs, Lu Heng went downstairs to take a look.

Sure enough, as Zhao Gen said, everyone is busy. Although there are many fewer customers looking at cars in the showroom than yesterday, there are still many more than when there are no activities. Every sales consultant is busy following customers

Looking at cars everywhere, in the negotiation area, Qi Baixiong and Liao Fan were discussing vehicle sales and purchases with customers in high spirits.

Zhao Gen is also very busy. At the moment, he is receiving a group of customers alone. It is obvious that this group of customers does not belong to any sales consultant, but he is too busy now and no one is there to receive them.

Seeing Zhao Gen receiving customers, Lu Heng stopped disturbing him and called Mao Xiaole over.

"Where's Zuo Zuo?"

Mao Xiaole turned to the toilet and said, "Zuo Zuo went to the toilet. I'm helping her keep an eye on the situation in the exhibition hall."

Lu Heng pointed to the four groups of customers in the rest area and said: "Don't just focus on the negotiation area, take care of the customers in the rest area as well. If you have nothing to do, go and hang around. Ask them what they need.

If you want to drink water, you can pour them some tea and drinks. If you want to know about the condition of the car, you can go to Manager Zhao. He is solely responsible for the situation in the showroom."

Mao Xiaole nodded seriously, obviously listening to Lu Heng's words, "Okay, Mr. Lu, I will always pay attention to the situation there. I will go over and ask them right away, and I promise not to neglect them."

Lu Heng said with satisfaction: "That's right. We don't want them to buy a car and pay for it and ignore it. As long as they buy a car, they will be our lifelong customers. We must serve them like we treat God."

Just as Zhao Gen saw off the customer, Lu Heng gave him a few instructions. The general meaning was that he asked him to keep an eye on the store and go out. He probably wouldn't come back before get off work. He asked Zhao Gen to call him in the evening. Call me to report today's situation.

After solving these trivial matters, Lu Heng went out with his backpack and turned left. He got on the bus to South Street.

When we arrived at CCB, it was still early, but it was only three o'clock in the afternoon. Maybe it was the Chinese New Year, and there were quite a lot of people working at CCB. If you were an ordinary person, you would have to wait a long time to do business.

Lu Heng was different. China Construction Bank had already cooperated with him. The large number of vehicle loans made Lu Heng very important in this branch.

Xiaolu is the person who is responsible for Hengcheng and Guangyuan's vehicle loans. However, Lu Heng also approached her when he bought a house loan before, so she made a special call to Lu Heng today.

Lu Heng found her and calmly walked into the VIP room under the envious eyes of the long queue of ordinary people.

"Mr. Lu, when you bought the house, you took out a loan of 500,000 yuan. You made a down payment of 150,000 yuan, and the remaining 350,000 yuan. The first month's principal and interest added up to a total repayment of 9,130 ​​yuan, which includes handling fees.

In fact, I have calculated it for you before. You only need to put the money into the card on time every month. But I still want to remind you for the first repayment, in case you still don’t understand anything." Xiaolu said.

Sitting across from Lu Heng in black work clothes, with a serious look on his face, he used the pen and paper in his hand to calculate the prices one by one for Lu Heng along with the words coming out of his mouth.

Lu Heng had no doubt that he was there. He knew the price. Xiaolu did this just because he valued VIP customers. Under Xiaolu's gaze, Lu Heng took out the platinum card he had applied for before.

"Can I swipe my card?" Lu Heng asked.

Xiaolu nodded, "Okay, here, you just need to enter the password."

Repaying the house payment is actually a very simple matter. If you are from the older generation, you will probably go to the bank to pay the money in person every month. But people like Lu Heng’s generation basically repay the loan directly from the bank, so there is no need for such trouble.

run over here.

After three strikes, five divided by two, Lu Heng settled the matter and left CCB with Xiao Lu’s warm smile.

Just after Lu Heng left the gate of China Construction Bank, someone stopped him before he could go far.

"Dad, what are you doing here?" Lu Heng shouted in surprise. The person who stopped him was his father, Lu Youcheng.

Lu Youcheng glanced at the crowd of people lining up in CCB and said helplessly: "Of course I'm here to make money!"

Having said this, he also subconsciously patted the small satchel on his waist, which was bulging.

"The business in the store is getting better and better these days, and the money is getting more and more. It's too troublesome to carry it with me all the time. So I want to deposit it in the bank first to avoid any mistakes! It's just that these days

I visited CCB several times, and there were so many people at CCB that I often couldn’t deposit money even after the bank was closed.”

It is worth mentioning that the CCB in Cangshou is newly built and the automatic deposit and withdrawal machines are still under construction. If ordinary people want to deposit and withdraw money, they really have to queue up and go to the window to do business.

Lu Heng moved his mouth and looked at the crowded scene in the bank.

Just as he was about to speak, Lu Youcheng preempted him and said: "I won't say any more to you. I'll quickly queue up and deposit the money. Don't just hang around here. The store is almost overwhelmed. Hurry up and go to the store."

, your mother is still there, you go and help her."

Lu Heng looked at Lu Youcheng and said, "Dad, give me the money and I will save it for you. There are so many people here and the queue will take a long time."

Lu Youcheng glanced at him and said impatiently: "I asked you to go to the store to help your mother. If you don't go, I will have to queue up if I leave it to you. Stop talking, I'll go first. You know we

Where is the store? Make no mistake, it’s just around the corner on the first floor after entering Ladies Market.”

After saying that, before Lu Heng could speak, Lu Youcheng hurriedly entered CCB with his bag in hand.

Lu Heng sighed helplessly from behind. If he was asked to save money, it would be a matter of seconds.

Taking out his phone and looking at Lu Youcheng who was at the end of the queue, Lu Heng dialed the number of Hu Fanghua, the lobby manager of China Construction Bank.

"Mr. Lu, you just left and called back. Do you want to wait for me to have a drink with you after get off work?"

Lu Heng had chatted with Hu Fanghua for a while while handling the loan repayment, so the lobby manager was not as businesslike as before, but seemed much more familiar.

Lu Heng cleared his throat and said, "Manager Hu, it's okay to drink, but now I need your help with a small matter."

"Oh, what's the matter? Tell me, if it's related to our bank, then there's no problem."

Lu Heng's eyes fell on his father's back, which was looking forward from time to time, and he said softly: "My dad deposits money in your bank. There are a lot of people. He may not be able to deposit money after get off work. See if you can make arrangements. He was wearing a dark brown coat, and there was a piece of grass stuck in the laces of his leather shoes, which was very conspicuous, and he had a satchel on his waist, the kind used to carry money."

On the other end of the phone, Hu Fanghua didn't ask why Lu Heng didn't come in person, but laughed loudly: "No problem, I'll make arrangements right away, but next time you have to treat me to a drink!"

"Ok, no problem."
Chapter completed!