Is there any problem with using bank loans to make installments? This is definitely something. It is easy to understand from the installment purchases everywhere in later generations, not to mention that in 1996, the social wealth in this era is far less than that in later generations, and well-off families are far less than that in later generations. It is unrealistic to make many families suddenly spend thousands or tens of thousands of yuan to buy a computer, but if one or two hundred a month, it would be relatively simple.

But is it easy to recycle installments? This is undoubtedly no. Not to mention that most people are relatively low in quality nowadays, even in the future, are there so many deadbeats? The legal system is not sound now, and many people do not have a clear concept of the consequences of not paying back the money. In addition, some people think that even if the bank has a blacklist, it is enough to rely on a computer to come back.

Not to mention that many of these installment loans were considered fraud from the beginning and did not fully inform consumers, which invisibly added more difficulty to repayment.

It is precisely for this reason that Zhou Ming and Cao Jianning both knew that it was a bad thing to recover the loan, so no one was interested in taking over. Cao Jianning wanted to throw it to Zhou Ming, but Zhou Ming kicked it back.

"Old Cao, you can't blame me for this. You are not unaware that there is an international e-commerce center in Yanjing, Donglin has a supercomputer center, and Binhai has a chip factory. The stall is too big. I am really powerless to add the money-requiring matter here!" Zhou Ming complained to Cao Jianning.

Cao Jianning looked constipated, because Zhou Ming's words were what he wanted to say: Damn it seems that no one is a big deal. As a young businessman of the Cao family, he also went from Baiyun City, the provincial capital to Nanjiang, the Special Administrative Region to Xingmei, and even in Hongcheng. God knows how many companies he has opened, and he doesn't have the time to do anything rural bully can collect loans!

This money is not easy to collect, but the loan business still needs to be done, so Cao Jianning finally handed over all the matter to Luo Han and the others.

After talking about the loan collection, Zhou Ming and Cao Jianning also talked about the problems exposed by installment purchases, but they were all small and irrelevant problems. With the experience of Cyron Computer City, Cao Jianning also needs to promote this model to the whole country as soon as possible.

Cao Jianning's point is consistent with Zhou Ming's idea: "It is indeed to be pushed to the whole country. Now the group buying channels are basically controlled by the Future Group. We are now snatching food from the tiger's mouth, so we must speed up."

However, Zhou Ming had a different idea: "Speed ​​is definitely needed, but Lao Cao, you are a little overestimating the Future Group. I admit that he has absolute advantages in channels, but he is far from retail. If he is distracted from competing with us for the retail market, he is giving us a chance."

Cao Jianning understands this point. There are weaknesses and strengths. This principle is universal. Any company has its own expertise and is not good at it. If you give up your strengths and have to compete with your opponents in terms of weaknesses, it will not only have little effect, but may even drag yourself down and exhaust yourself and eventually suffer.

"So otherwise we will vigorously promote this installment purchase service in Zhongguancun, Yanjing, and find ways to do business in various universities." Cao Jianning said.

Zhou Ming looked at Cao Jianning up and down a few times: "I can't tell that you, Lao Cao, are also weak, with thick eyebrows and big eyes.

Bad."

Zhou Ming couldn't see Cao Jianning's plan. He just deliberately tried to mess with Liu Lizhi's nose, so he wouldn't let Liu Lizhi take action, and he wouldn't let him take action.

Cao Jianning said with a righteous look on his face: "This is business, everything is business!"

"Business is business, but sometimes it cannot do business like this," said Zhou Ming.

???

Cao Jianning looked at Zhou Ming and expressed his surprise. He didn't understand why Zhou Ming suddenly changed his temperament. Not only did he follow the rules, but he even had to take care of the emotions of his competitors? Are you going to learn from the Buddha's master to cut his flesh and feed the eagle or what?

However, Cao Jianning smiled as he looked at it because he seemed to understand what had come...

In the end, the layout of the spacecraft computer was carried out according to Cao Jianning's plan, and most of the resources were piled up to the capital Yanjing.

The first thing to be affected was the Yanjing Branch of the Spaceship Company. The account was enriched a lot at once. Then a large number of marketing planners rushed to the capital. While promoting several electronic buildings in Zhongguancun, they contacted advertising media companies for planning and publicity. In addition, they also went deep into major universities and directly brought advertisements to the eyes of these prides of heaven.

In addition to the Spaceship Company, Yanjing Branch, the two major banks of Nanchang and China Merchants Bank, was mobilized under the operation of Cao Jianning and began to fully cooperate with the spaceship company's marketing.

There is an unexpected surprise here, which is ICBC. In addition to Tian Feng’s affairs, ICBC has been carefully staring at Zhou Ming’s actions. Therefore, they also knew about the spaceship computer that is not expensive. After conducting some research, ICBC took the initiative to come to the door and joined in. The joining of ICBC also brought greater capital to the spaceship company.

The spaceship computer entering Beijing with such a big fanfare can't hide it from Liu Lizhi, who is rooted in the capital, let alone Zhou Ming and Cao Jianning, who were originally deliberately gathered in front of Liu Lizhi.

The corridor of the Future Building was rushing, and General Manager Yang Fangyuan rushed to the office of Chairman Liu Lizhi and brought the news of the spaceship computer actions to Liu Lizhi.

"Now not only Zhongguancun has advertised installment purchases, but even major universities are talking about installment purchases. I heard that many college students form groups to buy computers. In just one day, thousands of computers were sold in Yanjing." Yang Fangyuan said.

Liu Lizhi sat on his boss' chair from beginning to end, fiddling with his laptop on his desk, looking at the US stock market, as if he was absent-minded about Yang Fangyuan's report. It was not until Yang Fangyuan finished speaking that Liu Lizhi nodded as if he had woken up as if he had just started to dream.

"Mr. Yang, you should know my expectations for you. I don't want to listen to these stinky and long reports. I hope to hear some different opinions from you." Liu Lizhi looked up at Yang Fangyuan.

As the general manager promoted by Liu Lizhi, Yang Fangyuan of course understood Liu Lizhi's temper.

He apologized to Liu Lizhi with fear and fear, and then said: "Chairman, my idea is that we don't have to be familiar with them at all. Because I think the main revenue of our group in the future is in terms of channels, and we also mainly do a good job in maintaining channel sales. We don't need to compete with them for this kind of retail channel, and I think they

It's also ulterior motives to act like this now."

Liu Lizhi made a gesture to express his desire to hear the details. Yang Fangyuan continued: "According to the current situation in our country, computers are still too expensive for most families. Most families do not need to be equipped. More needs still come from places such as units and institutions."

"I believe that Zhang Hai and Zhou Ming behind him also understand this. Although they have greatly stimulated the market and created a retail miracle through installment purchases, this is undoubtedly a fishing place that cannot last long."

Yang Fangyuan told Liu Lizhi: "It is they who understand this that they deliberately made such a big move in Yanjing. The purpose is to attract us to compete with them in the retail market so as to take advantage of the small and complex situation in the retail market to drag down our energy."

If Zhou Ming and Cao Jianning were here, they would definitely give Yang Fangyuan a thumbs up because he was so powerful. However, based on seeing the changes in the market, he completely guessed Zhou Ming and Cao Jianning's plans.

Yang Fangyuan was also very satisfied with his analysis. He smiled confidently, waiting for the boss's praise.

However, Liu Lizhi just tapped the table with his index finger and pondered for a while. He suddenly looked up: "If I remember correctly, Mr. Yang, you are a graduate of the University of Science and Technology, right? He is the first batch of college graduates recruited by the company. Moreover, you are not proud and complacent as a college student, and you are still diligent. You are working all the way from a salesperson..."

Yang Fangyuan nodded blankly. He looked at Liu Lizhi a little confused. On the one hand, he was surprised that Liu Lizhi was so familiar with his resume, and on the other hand, he was puzzled why the boss said this at this time.

Liu Lizhi did not keep it a secret. He told Yang Fangyuan: "What I want to say is that you are very smart and capable of enduring hardships, and have very accurate control over the market and competitors. I can't find any fault with the current purpose of the spacecraft computer."

Listening to what Liu Lizhi said, Yang Fangyuan felt frightened, especially the more dull what Liu Lizhi said, the more frightened he was.

As Yang Fangyuan was worried, Liu Lizhi suddenly changed his mind: "But this is not a simple business, but a life-and-death battlefield. How can others snore on the side of the bed? Not to mention that you actually asked me to distribute the retail market to them now. Are you trying to make them gain a foothold in the retail market and then slowly penetrate into the channels?"

"Chairman, you misunderstood. I absolutely don't mean this..."

Yang Fangyuan explained anxiously, but Liu Lizhi didn't listen at all. He suddenly stood up and said, "Mr. Yang, you made the most reasonable judgment you think through the analysis of the situation, but this is not what I want. What I want is that they get out of the computer market for me. Whether it is channels or retail, there is only my future computer dominance. I will not allow anyone to separate my market, and no market will allow it!"

Yang Fangyuan lowered his head, and his forehead was covered in cold sweat, but at this time Liu Lizhi's tone was relieved.

"But you are right. That guy Zhou Ming and the others are clearly trying to lead us to the trap. We can't be that stupid."

Liu Lizhi looked at Yang Fangyuan and smiled: "So, Mr. Yang, you have to find a way to solve this matter."

"Please rest assured, Chairman, I will find a way!" said Yang Fangyuan.
Chapter completed!