The continuous production in the past few days, and the coconut shells quickly piled up into mountains.

According to the address provided by Fang Gong, Rulu installed a truck of coconut shells and sent them to Qiongyang through the space.

This time I followed me in person to meet each other and establish good contact.

I thought it was garbage, but I was overjoyed to sell it at a good price in the carbonization plant.

I met with Manager Wu of the Carbonizing Plant and made it clear that I would win as much as I would like to have such a good teaser.

The money from selling coconut shells is an extra income to reward workers who are working on the front line of production specifically for the production of coconut milk.

Rushuang travels every three or five days, and gradually becomes a daily business.

I found a rule.

The initial sales stage of each new product is the most difficult, and the workload is relatively large. Once the stable channels are opened, it will be easier.

All of this depends on the effective management system formulated by Bai Luoxue at the time. All links are linked to form closed-loop management, and problems can be solved in a timely manner when they are found.

In fact, the seemingly perfect management system also has many hidden flaws.

On this day, I was studying in the space. Bai Luoxue called me and went to the conference room on the third floor. I reported any important things to me.

Since it is something that cannot be explained clearly on the phone in a few words, it must be quite troublesome.

I came to the conference room on the third floor, where more than a dozen people were training.

When Bai Luoxue saw me coming, she moved her laptop and went to the next room.

"Look, Qiongyang's problem."

Bai Luoxue is always in the picture, it is Zhang’s financial statement.

"It is absolutely abnormal to have a personal loan of more than 3 million yuan. What is Chu Xiangyi playing? Didn't she know that this is a violation of financial discipline?"

The loan is listed below, including Chu Xiangyi's 500,000 yuan, and other salesmen's 100,000 yuan, and 80,000 yuan, Feng Dongsheng borrowed 300,000 yuan.

I understood at a glance that they borrowed money to buy shares, and I approved it specially, but I have never told Bai Luoxue about this.

She asked now, and I can't pretend to be ignorant.

"I know this."

"You know?"

Bai Luoxue looked surprised.

"If you know, it's not their problem, it's your boss' business. Let's confess."

I said that at that time, because of the construction of a second-level wholesale station, the salesmen were busy and should not leave Qiongyang. However, it was stipulated that they had to pay the money for purchasing shares within one month, otherwise it would be deemed to be automatically abstained.

But in Qiongyang, they were in Qiongyang and borrowed money from their relatives and friends at home. It was really difficult to implement by just calling.

I specifically allowed them to borrow money in their personal name.

Bai Luoxue frowned when she heard this.

"You boss is really a Bodhisattva-hearted and compassionate Guanyin! Do you know how serious the consequences of doing this are?"

"I just want to help employees solve the difficulties at that time. I really didn't think about what the consequences would be?"

Since Bai Luoxue asked about this, she should have her ideas.

So she told me how inappropriate it was to do so.

"If employees make personal loans due to business needs, this is understandable. When the business is completed, they must repay the loan in a timely manner. Long-term staging on the book is not only a problem of poor statements, but also reflects the company's management and deep defects.

"There is another thing about human nature. Once a habit is formed, whether it is for business or private purposes, the salesperson can find a reason and borrow money from the company. They will use it for public funds for private purposes. Once a person has problems, the account may never be saved, forming bad debts and bad debts, causing losses to the company.

"Other salesmen may follow suit because the money is convenient. If someone has bad habits, it may eventually lead to not paying back the money."

Bai Luoxue taught me a lesson.

Although this has not happened yet, and if this continues, it does not mean that it will not happen in the future. There is indeed such a risk.

Seeing that I was silent, Bai Luoxue did not refute her and knew that I had listened.

"Although Chu Xiangyi is responsible for the management of Qiongyang Green Food Company, it is actually yours. The money they borrowed from the company is actually yours. Using the money they borrowed from you to buy your company's shares and share your company's redemption, isn't it a bit ridiculous? Don't you feel that you lose?"

I really don't understand this.

"They are borrowing money, but they are not going to pay it back. Why am I losing money?"

Bai Luoxue was so happy.

"It seems that you have not learned enough accounting knowledge! The revolution has not yet succeeded, and comrades still have to work hard. If you deposit money in the bank, the bank will give you interest. If you lend it to others, others will also give you interest. By the same token, borrowing money to others will also pay interest. What you lose is huge interest, do you understand?"

As she said, that's true. 3 million, the interest rate is not a decimal.

I scratched my scalp and didn't know how to deal with this.

Bai Luoxue looked serious and gave me an idea.

"If the loan is paid off within three months, interest can be exempted. If it exceeds three months, interest must be paid at the bank's interest rate for the same period. The loan duration is limited to one year and will be calculated from the date of the loan.

"For those who do not voluntarily repay, their shares will be disqualified from the end of one year and interest and share dividends will be recovered."

“This is a bit harsh.”

But Bai Luoxue doesn't think so.

"The inability to repay the loan on time actually means that they are not qualified to pay dividends, and it is necessary to recover dividends."

It has been two months since employees purchased shares. In the past two months, they have been divided into dividends according to proportion, which is higher than their salary. No one will give up this income easily.

I did not refute any theoretical basis for Bai Luoxue.

I had to follow her advice, issue a notice and urge the arrears.

The notice was drafted by Xie Qingsong.

Bai Luoxue still had something to say, but didn't let me leave.

"I guess Mr. Chen is so generous, right?"

Looking at her suspicious eyes, I felt a little uneasy.

"What purpose can I have?"

"Presponsible help Chu Xiangyi solve the financial problem! Her annual salary is also quite large! Is she really short of money?"

"This... she seemed to have said that I really couldn't get it together, so I promised them to borrow money. But it was not what they proposed on their own initiative, but I came up with the idea."

"Hahahaha!"

Bai Luo laughed again, laughing no matter how much he smiled, only the sound of laughter, no expression of laughter.

"This just shows that Mr. Chen has ulterior motives."

"Where? You really wronged me, how can I explain it to you?"

"When buying shares, why don't you take the initiative to ask me to borrow money from the company? Do you know how difficult it is for me to take out the 3 million yuan? It's not enough to empty all my parents' savings. I borrowed them all. Let me tell you this way, all my relatives and friends feel that they are a bit intimate and can open their mouths. I have borrowed all of them except you, and then I have collected the money."

Bai Luoxue really didn't tell me about this.

"Then why don't you say it? I thought your family was a rich man!"

"Mr. Chen really overestimates our family. My parents and I have been teachers all their lives. How much savings can they have? I haven't been working for a few years, and I really earn more money, which is the few months I have with you."

I'm really blamed on this matter, I didn't find out clearly.

"In fact, it's not only me, but it's very difficult for all employees to buy shares. Of course, it's not ruled out that the wealthy money is easier to get, but most of them are almost exhausted, just like me, and many employees even borrow money from the same family, which is their common friends. Everyone else is like this, you didn't allow the loan, Chu Xiangyi said it was difficult, but you gave the green light. Do you think it's fair to other employees?"

I was so ashamed that she said it.

"Did I do something bad?"

"You didn't do bad things, you did wrong things. Fortunately, there are not many people who know about this, and the impact has not been caused yet. But the fire cannot be contained in the paper, and it will spread sooner or later, which will have an extremely adverse impact on your image of Mr. Chen."

The more she said, I felt worse and worse.

"No, I don't think there will be such serious consequences, right?"

"That can only be said that you don't think so, or that you won't hear about this in the future."

Anyway, this incident has had a great impact on me.

Today is very strange. When Bai Luoxue pressed and scolded me step by step, I couldn't feel the sour jealousy I used to be, like a child being taught a lesson by his parents.

This has also become a heart-wrenching problem for me.

Especially the last sentence she said made me unable to argue.

"It is because you took the initiative that I suspect that you have a ghost in your heart. It is to take care of Chu Xiangyi, and the other salesmen also benefited from it."

She thought so, and I couldn't wash it even if I jumped into the Yellow River.
Chapter completed!